When traveling in snowy conditions, ensure that you always have a sack of salt, a shovel, and a heavy chain. Most items you will find in your environment can be used as leverage to tie around a tree or boulder in case you get stuck and have to maneuver yourself out.
If you have to go on foot in a snowy environment, make sure you take your sack of survivalist gear, specifically a compass, a water filter bottle and fire starter. The rest – you can survive off the land’s resources. Don’t take more than you have to, dress in layers, double up. Be sure you have your hunting knife, multi-tool, firearm and ax. In case you need to go off trail, always be prepared.
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The last section of tweets showed the perception of growing up in, being around or associating with people who come from dysfunctional families. How the dynamic of these families and how one or more HCPs creates an atmosphere of contention, deception, deceit, mockery, that leads to lies, secrets, criminal behavior.
It is VERY important for survivors to heal from this as great harm was caused. Some of the damage may be irreversible, and this life lesson should be taken as a course correction.
This next section is for detectives and authorities who are investigating a missing persons, kidnapping or a disappearance. This is not all inclusive, however, I’m impressing upon the missing link, what to look for, what is missing, etc.
Saying, “if she wants to be found, she’ll make an appearance,” is a passive-aggressive approach to prevent finding a person. The reality – they don’t want them to be found.
Kidnapping can happen at any time, without a trace. The missing link in a missing person’s case is ambivalence. A person who takes no interest, is the source of information and your best subject. Watch their habits and meetings with people at unusual times.
A lack of concern and involvement over a hit, or a hit-and-run on a spouse is concerning. Is there involvement in any way? Why is there indifference to their life? What is being hidden, involvement in illicit activity. Is there a small business connected?
In a missing person’s case where parents are concerned about their offspring you might find an interesting clue that shows disrespect. Have the parents given back all their adult child’s photos, memorabilia, and gifts?
A missing link can disappear and fake the emotions so well that he or she doesn’t become a subject. Look for the telltale signs and micro expressions that are mismatched.
The missing link in a missing person’s case is someone who has a hands-off approach to the relationship and the victim. Preoccupation and distractions to people or hobbies – is a precursor to loss, abandonment. Is there safety and concern for their well-being? What is going on behind the scenes? Is there someone they are associating with unbeknownst to others?
Can you recognize care and concern that another person has when someone goes missing? Can you recognize the indifference to whether a person lives or dies? This is the missing link in an apparent suicide of an elderly person.
Complications in a case indicate there is a missing link. It may lead you directly to the subject, while letting an innocent person go. Cases like this are similar in nature and can happen globally.
Q: What is cause for suspicion in a missing persons case?
A: When a relative does not show care, concern or compassion for the missing person, and instead shows indifference, ambivalence, happiness that they are gone or makes comments such as, “He/she’s probably dead.” The true colors of a family will rise to the surface. Derogatory comments that don't put them in a good light such as, “he/she was the outcast,” is concealing their bitterness and “dislike.” Fake tears are obvious. These are huge predator red flags.
When you put the behaviors of the deadly duo into perspective, you see what their scheme is. One is attempting to drive the victim to suicide while the other is ruining reputation. They succeed when they break the victim through any of the following: a nervous breakdown, meltdown or psychotic episode. This is the worst case of psychological abuse. Now take this one scenario of a deadly duo and multiply it by additional groups, associations, gangs or organizations. This can be one of many reasons for a person’s suicide, the reason they disappear, go missing or a homicide.
Have you ever had vague information present? It left you wondering, pondering, thinking, why doesn’t this fit? It could be a puzzle piece ADDED that doesn’t fit (purposely throw you off). Is it even the right piece? Was it thrown in to deceive, confuse or distract? Sometimes the puzzle piece is lost or stolen. I find it, and bring it back. It is the missing link that authorities need to make an arrest. Finding the missing link becomes an art form to resolving cold cases.
A lie detector test may indicate involvement in a missing persons case. Things to look for: no reaction to the discovery. Look to see if new relationships are kindled; meeting a person in secret at odd hours. Look for an insurance policy in an exorbitant amount found in the name of the missing person. Officers need to search not just the residence of the missing person, but also journals, social media accounts (comments made on pictures, etc.), diaries, notebooks and calendars to find hobbies/interests.
If a person is unconcerned or indifferent to, a missing relative and does not show care for their safety and refers to themselves as a victim, defers blame and responsibility to the missing person (“…he/she is always going off and not telling anyone, they are an independent person, they don’t need my permission.…) investigate who they are hanging out with, who do they talk to, and whom do they visit for regular “meetings.”
When there is a lack of emotional affect, this person may be ambivalent too. Possibly, there is a HCP in close proximity to both the missing person and the ambivalent person. Watch for tone, micro expressions, hands in the pocket, blank expression. Also watch for rationalizations that blame the victim for disappearing or have gone missing. Ex. She’s independent. He does what she wants to do. No one can tell them anything. These are excuses and a way out that assumes no liability. Why is this person looking for rationalizations? It’s the blame game.
In a missing person case, the family, partner or spouse should be displaying an extreme urgency to find. Compassion and care – not gross negligence or a need to run an errand. It should not look like apathy. Someone who is genuinely upset acts and looks different than one who is superficial and genuine. Can you tell the slight differences if someone is faking it?
A loved one is in danger, and needs help. They tell family they are in a dangerous situation, and are not believed. THEN the family cuts them off. this is a precursor and is a MAJOR indicator and red flag for contributory involvement in the gone missing, disappearance or death.
“No one knows he/she better than I do,” is coming from a dishonest person. The missing link is that they are telling a story about themselves. That’s why law enforcement should not believe this deceptive trick. Do not believe anything they say. It only delays your investigation, points you down the wrong path and delays rescuing. This is what delays finding a missing person alive.
Sometimes a missing person’s case is not foul play. When opposition is all around, it’s time to leave. It’s best to leave. Relocation is an option. This is a contingency plan after all others have not gone well or worked out.
Part 1 Baby: While a baby may not understand the words you are using, they do understand and pick up on emotions, feelings, tone and your facial features. They know if you are sad, upset, angry, disappointed, hurt. They know if these are directed at them or other people. They feel the negative message conveyed by their caregiver, if they are not wanted or a mistake. They don’t understand abandonment, but they understand neglect, not being comforted and held, not being fed and cared for, being scared, being ignored when they have needs that need to be taken care of.
Part 2 Baby: When a mom doesn’t want her baby, neglects and abandons it early on, the baby picks up on how the mom feels. That’s one of the reasons why, a mom shows ambivalence, a could care less attitude or tone, to a missing offspring. She didn’t want the baby to begin with, the pregnancy may have been unplanned and unexpected, throwing a wrench into the mom’s lifestyle. Now she shows indifference to the infant.
He doesn’t care whether she lives or dies. It comes across as ambivalence. This is the missing link in the apparent “suicide” of an elderly person.
A spouse tells someone else: “People go missing all the time. People can disappear for no reason. Not like you have to tell someone about it.” What do these statements tell you?
Let’s recap: Some of the tweets may seem redundant –1. it’s to help you remember the information. 2. It gets a point across: missing links are ambivalent attitudes and tones. 3. I’m showing you what ambivalence looks and sounds like, and what it is not to be confused with. 4. Missing links are what solve a missing persons case. If a detective is stumped, he has a missing link. 5. This should not be confused with indifference, which is a lack of feeling.
Ambivalence should not be confused with indifference; which is a lack of feeling.
If a detective is stumped, he may have a missing link.
Continuing on, in the missing link series, we will talk about indifference, and bad choices from a professional business standpoint that can lead to a disappearance, kidnapped or missing person’s case. Numerous reasons can be the cause.
A dirty IT cartel member conveniently disconnects phone lines, erases social media profiles, erases a name or business from the internet so that there is no trace that the missing person existed. This is a setup, this victim is targeted, a hate crime. Someone will follow the trail of deception to determine who hired him to harass and permanently erase them from the internet. (they decide not to do this after the home invasion)
In a missing person’s case when the sociopathic trait of indifference is PERMANENTLY turned on, it’s now not just one person that is at risk, it is everyone in the inner circle whose safety is compromised. He won’t have anyone’s best interest in mind. How many people in the inner circle show the trait of indifference to the missing person? This is the missing link.
A disappearance can cause a major disruption – a LOT of assumptions are made – terrible, horrific assumptions, false accusations, evidence planted to get people in trouble, to make a fool out of the victim or to make them look bad. No telling – that all of this information – will get back to the victim, especially if the victim was taken unexpectedly. NEVER assume. Proverbs 3:5 “Trust in the Lord with all your heart, and lean NOT unto your own understanding…”
During a major disruption, if any harsh assumptions that are cruel and malicious, not supportive and thinking the worst of the victim are made, recognize that (a high probability) you are hearing another person’s own projections. In other words, they are saying what they would do. Oh – you guys know that too? If that were the case – there would be no HCP effect. You cannot blame the victim when you make a mistake and assume the worst of their whereabouts. If you created a harsh assumption in your mind, you led yourself to believe, and then you led others to be deceived, you are the one that will be in hot water.
Before you go jumping the gun and ASSUMING the worst of me and that there is a harsh consequence or a negative outcome in my future, you need to be looking at your OWN environment.
In a disappearance it is important to gather all the dishonest evidence accumulating against the victim. From here, you will hear many of the same outright lies that have been spread in the community. The subjects behind this harassment will likely be the contributory factor in the disappearance. There is a reason this person is trying to make the victim look bad. Do not be deceived by this distraction, deception and division – from the truth.
A kidnapping brings out the true colors of everyone in the environment. Expect that both strangers who don’t even know the victim and family, will make things up to worsen and distract authorities – but seasoned guys and gals – you know that. Does the public know that? Because if they don’t, lies can spread like wildfire – how do you contain this? This is a precursor to …. not anything good. Put a cap on this immediately, dispel way out in left field assumptions and accusations.
Before, during and even after the investigation into a missing person’s case, there may be several groups working behind the scenes to cover all the phases of the kidnapping. It’s unfortunate that these fraudsters who are inexperienced in the art of capture can still contain a victim.
Just prior to the onslaught of aggression, hostility and yelling, a person’s life force is present – as it only comes out in life-threatening situations (kidnapping) – as a protective measure. The triggering negative emotion was fear after being informed of a threat of bodily harm.
It is interesting that not until after somebody has gone missing – is something done. Lack of care is likely the probability. All the signs, warning, red flags and alerts were there – the whole time. It’s at the point of realization - that comes way too late – that people waited too long to help. Still can’t find your subject? A group effort, of unrelated individuals working behind the scenes can be used to take someone out. This can be the cause/reason for the missing person.
A group effort that is the cause for a missing person’s case, can include individuals, coworkers, past employees and organizations from different cities, towns, counties and states. The reason there have been so many attempts is the same. They don’t want something found out, discovered and reported.
A disappearance of a person by a fraudster – or fraudster family is because they don’t want their life to change. They don’t want the sledgehammer of truth to smash to pieces the appearance of a wealthy lifestyle and a close-knit loving family.
Indifference is disinterest and a lack of feeling. Now, it becomes a safety concern. The person won’t care if their actions cause another to become violently sick, be seriously injured, have bodily harm done, put into a coma or cause death. An indifferent person will not care if a family member is in danger or has been kidnapped. They won’t express concern for their well-being and safety. This is a dangerous person to have in your life. It’s the maraschino cherry. They will likely not lead you to a safe person or safe place. The victim must save their own life.
An indifferent person who has many sociopathic and anti-personality disorder traits coupled with hatred, grudge holding, indifference has created a melting pot in which there is a singular focus – causing great harm to a victim – as part of a disappearance.
When you recognize the traits of indifference, what that means to you and that your inner circle is compromised, you now need to take extra precautions to protect yourself. If a family member is showing disturbing signs, it is a good idea to check them into a hospital for evaluation, however, it cannot be forced as a violent reaction can occur that puts you in harms way. Intervention by law enforcement is recommended along with physician supervision and guidance. Do not do anything until you have consulted with wise council.
An indifferent person who is involved in the disappearance of a missing person will likely only feel regret - they were found out, that the behind the scenes devising of schemes pointed back to them, and that their true colors were finally revealed. Will they reflect on a lifetime of bad choices? Who they associated with? Probably not.
Indifference to ME is a safety protocol issue, as it conceals hatred, dislike, tolerating and lies. It is not wanting someone around anymore, growing animosity and holding grudges. Recently, it was discovered that there are daily breaches to my safety protocols.
I’d like to point out the difference in indifference and a person who just doesn’t like you. A person who doesn’t like you will be so distressed that they hold prayer meetings for your safe return if you are a missing person; they care about your well-being and would be angry that a family member put you in harm’s way. Indifference is – “I don’t care if you die, if you come back alive, if you are OK.” Do you see the difference here?
When there is a kidnapping, authorities need to check local area hospitals for a Healthcare Power of Attorney (HCPOA). Look for subjects who are forbidden in the treatment of the victim, and look at the reason for request for autopsy.
If a death occurs in a kidnapping, multiple subjects can number in the 50s or more, for example, may be held liable for premeditation, rape, murder, abandonment and other felony charges. The HCPOA will have saved this person’s life and likely will show the trail of individuals responsible for their death.
The missing link in a disappearance case can be related to an investigation in which there are multiple conflicts of interest and a MAJOR red flag in which the subjects have associated with each other. The integrity of the case has been compromised as soon as subjectivity walks in the front door. This leads us to the next – the intersection of decision-making.
A dishonest business person is at an intersection attempting to solve an issue. He has 3 choices. One is to move forward with a very, very bad choice that can get him in hot water with authorities (and can lead to his disappearance). Two- Knowing the right thing to do and moving forward with that decision, after consulting with choice Three, which is consulting with the JD on the case to inform them of the multiple conflicts of interest. It is NOT advised and NOT recommended to reach out to a 3rd-party as their guidance may not be in the best interest of the JD, the case or X.
Part 1. A person who contrives devised schemes that involves others through catastrophizing can be an indicator that paranoid personality disorder is worsening. This can put coworkers and family in danger and can be a cause that someone goes missing if they feel ganged up on. Part 2: The person who feels ganged up on may benefit from law enforcement intervention in which a strategy is used to hold them accountable for the charges on a police report. If it goes awry, and a psychotic break occurs, law enforcement will be ready to physically restrain this person until EMT arrives. A drug test may need to be completed, as psychotic breaks can be exacerbated by drug use.
A very bad choice can result in a disappearance. When your adversaries know you to be a dishonest business person, and you attempt to trick them, this is a quicker avenue to go missing. Drive-by shootings with known drug dealers and kidnapping can result. Bad choices by the HCP – such as consulting with a convicted sex predator or a felon - can put coworkers, surrounding businesses and their families at risk for escalation, in a dangerous situation, and can increase the probability of they themselves or their family becoming a missing person’s case.
A discussion escalates to an argument and police being called. A hostage situation can easily develop. Reckless and hostile behavior can also lead to a hostage situation at a residential home. Out of control behavior is just around the corner, the best way to handle this is to remain unemotional and nonreactive. They will try to control your movement. DO NOT go anywhere with this person – do not get into their vehicle.
NEVER lie or use deception towards a family member that there “may be a hit,” out on them as a means to control their movements. Pathological jealousy of this nature can lead to a disappearance. A classic borderline may lead to a violent behavioral reaction if they feel abandonment is imminent.
Persons may hire others to follow or harass others. It is a very controlling measure. Usually orchestrated by a HCP. There is a high probability that if the followed person is stopped that a disappearance or kidnapping can occur. The evidence will be traced back to the same HCP who has indifference towards the disappearance.
“His lack of investigation, protecting, disinterest, a lack of concern for safety – shows involvement in committing and furthering the crime of bullying, gang stalking and harassing. It made him an automatic suspect.”
On your scatter point plot graph, during your investigation, do you find that you have too many anomalies? If so, you are being too subjective. One anomaly that is BIG, a major red flag, a lie, a secret, something that is VERY, is the key to finding the subject(s). Your subject will work behind the scenes, to make sure they do not take the fall.
In a missing link case – the HCP – directs attention ON the victim. When the victim cannot be found – the online defamatory comments link back to the HCP.
IF you cannot detect the anomaly through the deception, lies and dishonesty…
Think about that.
“I’m a chronic bedwetter because of what my dad did to me in the 4th grade.” This is a VERY. The chronic – WHO neglected this child and allowed this to happen? Who did not get the child support to prevent this condition from happening again and again?
A cartel member may be pressuring someone to make a “payment” or else. If their customer doesn’t pay up, and their “accounts” don’t have the money either, it could spell disaster, (disappearance) for this person. This person can also abandon the family – in hopes of escaping the payment taker. This only worsens their predicament, as the cartel is already keeping tabs on a “late payer.” The flood waters are rising.
Check for foul play to see if any insurance policies were made in the missing person’s name or witnesses that may have seen or heard something. Look for eyebrow raising amounts - $500,000 - $million. Check the inner circle for impending bankruptcy, foreclosure or legal trouble.
If people are being told not to help in the missing person’s search, especially family members, this needs to be investigated PROMPTLY as to the reason why. Foul play may be involved by another family member who gave into a bribe from a cartel member.
If a spouse shows allegiance to anyone besides their spouse in a court trial, foul play and being a fraudster flying under the radar is a tell tale sign that something is amiss.
If a victim cannot find support or help with their county or state, it may be necessary to move outward in concentric circles until you do find help and support. It may be necessary to relocate temporarily out of state – a victim should NEVER be treated as the perpetrator or the fraudster. This is an abusive practice.
Now, you see the numerous reasons for a professional in a business capacity to go missing. Group efforts, things going on behind the scenes, devising of schemes to pull off an elaborate kidnapping. This is all so that the missing person cannot reveal the damning evidence from their investigation, something they have witnessed or heard.
The following series are to clear up quite a few misunderstandings about the tweets from yesterday. Let’s clear up that confusion right now.
Yes, it is a MAJOR red flag that my safety protocols are compromised on a daily basis. This will not prevent me from opening RFG, though it may delay it due to a current situation that is developing.
The next few tweets will discuss a POSSIBLE scenario. Let’s take a look at a situation from the end to the beginning, yes backwards. This is so you can see the progression and how a HCP commits crimes, but goes undetected. It is also how a very, very bad choice, a series of unrelated events put everyone in the inner circle in harms way. Let’s get started.
Beginning with the end: a family member – HCP – hires a cartel member to order a home invasion or murder-for-hire to make it appear like a robbery. He may hire the cartel member to also create other situations to happen – for EXAMPLE – hit-and-run, burglary, aggravated assault, attempts to plant evidence, and false accusations. The HCP has deceived others, and manipulated their thinking.
Next, the escalation from the home invasion occurs from the violent behavioral reaction that causes hostility and contention towards the victim(s). The majority of them are disgruntled employees, some family, friends, coworkers, employees of other companies. The setup is the takedown of the HCP, done covertly in the background, with concurrent investigations.
The escalation during the confrontation may be caused by an intervention gone awry, in which 2 things have to happen: a violent behavioral reaction that 2 – permanently turns on the ASPD trait. (This is allowing things to happen naturally – a natural occurrence, versus forced. This cannot be prevented, stopped and was on the way to happening now.
It begins with – the HCP is finally held accountable – and is confronted by police, their report, and the multiple felony charges. A group of people involved in the criminal investigation may be present. It took this many people and concurrent investigations, setups, conversations and covert surveillance to take down this HCP.
This is the end of the possible scenario. Let’s clear up further misunderstandings now.
The HCP will only feel regret that he has been caught, his schemes realized and frauds discovered. Their public image is destroyed by their own lies because their dishonesty caught up with them. Too many outright lies, too many lies that made them look nuts. Too much scheming and telling people about it and how plans were thwarted to harm someone, to be dishonest in business. Then there are all the online defamatory comments, the slander, gossip and lies. The HCP is confronted with a lifetime, several decades or years and a report that has evidence that points back to them. This is how a covert operation might work, for the most part.
What will this HCP lose in the end? His freedom possibly. His marriage. Spending time in a psych ward to recover, finally getting the mental health support he needed decades ago. The psych eval will likely show multiple mental illnesses that contributed to paranoid thinking, distorted perception of reality, schizophrenia, ill-will and in the end – malicious intent to premediate murder.
The progression of the situation couldn’t have been reported earlier. Forcing a psych eval, mediation, institutionalization can contribute to lifelong institutionalization. Allowing things to occur naturally with intervention by law enforcement and specialists is the safest way. If I were to forcibly get this person help, their violent behavioral reaction would have put me in a coma, vegetative state or deceased.
Another person cannot force another to commit crimes. People make decisions each day on how to act. Even if you cannot admit what you have done, your challenging behavior will hold you accountable. All the witness’s testimony will support the evidence collected. If you have no evidence or it was obtained illegally – breaking into someone’s office, stealing files or information – you have no case.
Many of you asked what does, “Lean NOT unto your own understanding” mean. In our mind, we make up stories that sound good, true, right, that could’ve happened, might have happened. But, they are stories. They aren’t the truth, there is no evidence to back up these falsities, these harsh assumptions and way out in left field ideas. When you do this, you make a BIG mistake.
Waiting until you have all the evidence, by being patient in the DISCOMFORT of waiting, allows you to remain objective. When you make the BIG mistake of assuming that someone is nuts or crazy or their intention is malicious or you assume the worst of someone you don’t even know – right off the bat, not only do you get yourself in hot water – with the feds – but with me. Acting on an assumption and deceiving others or manipulating them to commit and further crimes – is a juxtaposition of awry for you and a possible felony on your record.
Someone asked for EXAMPLES of an out in left field assumption that needs to be dispelled. (could be both he/she) “…he could be a fugitive running from the feds… she could be a cartel mob boss running from the law.” This may cause the person to be shot or shipped off somewhere. Another example, “She could be disoriented and confused, wandering somewhere, especially if they were drugged and recovered; not remember who she is.” This reference makes it ripe for a person to be abused, mistreated or worse.
That should clear up most of the misunderstandings. If not, I will be informed and tweet again.
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VERY - As Part of the Missing Link Series:
When I was 13, I knew that I would be making a difficult life choice in my later adult years. This decision doesn’t come easy or overnight, but after decades of examining the pros and cons. It’s choosing being disowned, and trading it for a happier, successful life.
Maybe some parents need to take a rabies test first before they start making ultimatums.
The reason anyone can turn on you is because you have figured them out too quick. You can no longer be lied to, manipulated, deceived because you already know the game they are playing. They can no longer get one over on you.
When you serve up a hot bowl of grits, is when you find out about a LIFETIME of hatred, secrets, malicious intent, criminality, betrayal and lies, multiple occurrences of fraud, and a massive coverup that is revealed all at the same time. It triggers a massive earthquake as the series of discoveries leave a VERY painful scar.
Sometimes a person’s true value is not shown until there is a mass exodus of people and relationships that leave your life.
When a gene turns ON, something has happened. A trigger, a reaction, that caused X to happen. This is understandable authorities say. When something is triggered in the brain, a strong response, the amygdala attack, followed by a violent behavioral reaction. The hostility and aggression that showed in the end was the amygdala attack. It just came out in a different way. What would cause this negative reaction?
A family blown apart all at once. The frontal assault no one saw coming. A mask has been torn off. A violent behavior reaction from the confrontation of criminal activity. The reaction caused a gene to be permanently switched ON. The person that was, no longer exists. A new person has arrived. His life will never be the same again. His father died from a revelation, he lost his wife, his business, his kids and friends. Prison awaits.
A distorted perception of reality is what created deceit and lying that created a …. Rock formation. However, the lies that formed the formation were blown to pieces by the truth – now verified. Who just made a fool of themselves now? Many. Who just made a mockery of themselves? Who believed lies and didn’t verify the truth? No one verified the information and instead blindly trusted a deranged mind, a criminal.
Sometimes the only way to understand and wrap your head around the heinous and barbaric way that people treat you – is to laugh it off and move on. You are a survivor and survived what was meant to separate you from your soul and body.
In a SERIES of discoveries that are VERY disappointing, it is important to process pain of this magnitude by first acknowledging it. Was it a secret? Not anymore. What was done and said? Nothing than can be unsaid and undone. By whom?
It is very important to process something that is VERY disappointing because there was tremendous loss, a BIG mistake Something that occurred on the level of tenfold cannot be ignored, pretending it didn’t happen.
The next step in healing pain on a massive scale is acknowledging that you didn’t know anything about it. Giving yourself a break that you were deceived, lied to, betrayed by people that you “thought” were on your side. Under disappointment is likely hurt feelings, then levels of anger, depending on how long this was occurring and by whom.
Processing something that is VERY disappointing means that the VERY was tremendous loss, a BIG mistake. It means that something occurred on the level of tenfold. Massive pain, massive rejection. Young teens – it is extremely important that you acknowledge and not make light of a serious LIE, deception and dishonesty. If it was kept from you – adults – your whole life, it was meant to hold you back, in some cases done with cruel intent. Deception, lies and secrecy done over a lifetime cannot be rationalized as unintentional. It is meant to cause great harm.
Processing pain makes room for courage, strength, and wisdom to work through tremendously challenging situations that others put you in. It is because they were led by DECEPTION, and they believed a LIE. They made themselves look like a fool and they acted like donkey butt. It’s the true grit needed to fight against opposition.
A counselor once told me that when parents disown one of their children, they never stop loving them, never stop showing compassion and care, show empathy and concern, even if they are missing and especially if they were kidnapped. However, the ambivalence and indifference a mother has toward a missing offspring, shows her mental illness.
When letting go of toxic relationships, to forgive the past, the price you pay while healing is loneliness. It’s only temporary.
The reason anyone can turn on you is because you have figured them out too quick. You can no longer be lied to, manipulated, deceived because you already know the game they are playing. They can no longer get one over on you.
Where there is massive pain and loss, there was great love.
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Dysfunctional Families:
The attitudes, behaviors and reactions of a dysfunctional family who devise a scheme to get rid of a relative may resort to malicious intent. The overall lack of involvement, attitude, tone, lack of concern for their disappearance is the red flag of predator behavior.
A dysfunctional family will use abusive and threatening tactics – to get their family to come back to them. This is a highly dysfunctional method, the next step are demands, extortion and ultimatums. Like a slap in the face they realize why their person is disappearing from their life. Some families will resort to a mob hit. This is what deranged people do.
Dysfunctional families do not like a healed family member. They consider them a threat and that they don’t know their place. Sometimes it’s a generational thing, other times it is the cantankerousness of an old man, the arrogance of a know-it-all and the HCP Effect of being led to be deceived. Also, the “there’s something wrong with…” they need to be medicated and institutionalized is the oldest playing record in the world. Don’t fall for this street slime.
The biggest mistake your family can make about you is to underestimate the size of your dorsal fin. Do you recall? In their minds, you are still stuck in the highchair and need a spankin’. For others, you are still a teenager reacting to their antics. They don’t see you all “growed up now.” This is an example of distorted perception of reality.
What causes increased neurons misfiring? Stress, anxiety, mismanaged emotions, negative situations. When a person is experiencing this, the energy I pick up on comes to me in the form of a headache. If there are neurons firing rapidly and constantly, my headache will turn into a migraine. Only when they finally calm down will the headache dissipate. This is one of the ways I know that something is going on. It doesn’t happen all the time. The person has to be directly in front of me.
All the people flying under the radar – they go for a long time not being caught or seen. Then, someone like me comes along and suddenly they are afraid, act paranoid and hostile. Authorities say it is all very normal and part of the process. They are scared I’ve realized their frauds. But, they give themselves away in their hostility towards me.
Do you know what happens when you push a person who is very afraid? They become hostile and aggressive? If they are weak, they will likely take their aggression out by making defamatory comments online.
While some adversaries confront and approach me out in public, some will do it online. Aggression and hostility will not be tolerated by the forum on the app. This too is understandable. They have an avoidant or dismissive personality and cannot confront to resolve a problem.
By making defamatory comments a person is in fact sabotaging himself and new relationships he may be trying to create online. He has one foot in the grave and one step closer to nailing the coffin shut, this time with a glue gun. His social media accounts may be scrutinized to see how he resolves conflict, gets along with others, and addresses issues. If slander is noted, this may affect his ability to hold and keep a job. It is unprofessional to hold a leadership position such as Director if his slander is used to provoke. His behavior is a direct reflection of this character and integrity.
A tax cheat. Stealing refunds and basing a tax return off of a lower salary of a spouse. It can show a long history of refunds that he kept for himself. This person is fraud. It began with an IRS letter that indicated the lower salary spouse need to prove the money they made. A refund was issued, but not for the lower salary spouse. This is how accountants can find fraud occurring and how the IRS can use these letters to audit and find fraudsters. Lying on your tax returns and the results of a criminal investigation can get you in hot water and arrested.
A person who is in chronic denial refuses to see the truth. He cannot relay truth and misleads others with misinformation making it appear that everything is fine. When everything is VERY wrong.
The reason a person may turn violent after a parent dies may be due to an underlying disorder, a dual personality that as hidden, a gene that got turned ON permanently. This person has been hiding his violence and it only showed up in outbursts of anger that were surprising and scary.
It is not uncommon to find that just before promotion, expansion into a new career, that a person receives the most opposition and trouble. It is not uncommon to find pointless accusations, false allegations, white lies that have turned into malicious gossip. For those who feel “that there is cause for concern,” are individuals who are rabble rousers paid to distract and cause division from this persons promotion.
It is also not uncommon to find that right before promotion is an explosion of knowledge, intellectual ability and career promotion. You have something big on your plate. You can’t eat it all at one time. You have to take it in small bites. Take your time. It is during an emotional crisis. Be patient and have compassion for yourself. You have been appointed (for a reason) for this particular position. Now, do your best.
If a criminal organization is behind the racketeering, illegal kickbacks, bribery, extortion and corruption of a Board, their grant funding can be taken away and the board dissolved permanently.
It is difficult for a group of men from the cartel to disguise their energy of deception.
Deer-caught-in-the-headlights are sometimes innocent. They have others doing their work for them. Who’s the snake now?
A marine who abuses his power when working with a CFE by harassing, instigating arguments and causing chaos will be disciplined by his superior officers.
When world renowned success awards you and your support system is angry and disappointed, it could be an underlying mental illness that is the wedge driver in your relationship or it could be a progressive, worsening state of a medical condition. That’s why it is important to give the benefit of the doubt.
There is a storm coming in which I will be indirectly affected. It’s shattering the crust in an earthquake. Underneath, it will show a chasm driven apart by wedge drivers. The community of Greensboro and surrounding counties will be directly affected by this earthquake in which you will see your wedge drivers. It will end in disastrous consequences. The same “kindness” you showed me, will be shown to you.
The tire tread you left on your neighbor’s back just sabotaged you.
The lady you just kissed is a wife of another man. The hotel room you guys just walked out of, some PI just snapped a photo, and another PI took video of you and your travel boyfriend while your husband is home waiting.
People are blind to the fact that a husband poorly treats and is abusive to his wife. If either go missing, the census is, “they both deserved it and they had it coming.” Both statements side with an abuser. Both are abusive statements.
If you are a poor financial money manager and you get on a payment plan with the cartel, you need to find someone who is an excellent money manager to manage your bills and make sure you make your payments on time.
There is a loophole in the fraudster’s plan. His lie is easily verified by two credible sources. We have a fraudster who is backwashing into his own Koolaid. His descent into criminality has already started. He thwarted his own plan.
@USPSWhat internal controls does the post office system have in place to prevent a thief from forwarding your mail to another address? If they can forward your mail, what is stopping them from stealing your tax refund checks, having them directly deposited into their account and forging your signature? Flying under the radar a tax cheat can use any of these methods.
Cheating a friend out of tax refunds checks, using their income to get tax breaks, delaying paying taxes, claiming a better tax position if filing “married filing jointly” to get away with tax fraud, tax evasions and possibly tax exemption to avoid paying fees.
Even if you know that what you are doing is breaking the law and you do it anyway, you can’t use the excuse that it was unintentional. 57 times is not unintentional.
The decision to engage in illicit activity is a choice. The 2nd time you make a choice it is intentional. Whether you commit the same fraud 57 times or over 1000 you are making a conscious choice. This is why SOME businesses are doing better than others in their industry. This is why SOME business are generating profits instead of incurring losses.
I have a memory from a family member who encourages others to take serious situations lightly. He had involvement in criminal activity. No on recognized his screaming red flags and predator signs. His hatred, animosity and contention persuaded the way others perceived a person and how they treated them – no respect or honor. This is another way that you or your family can be influenced toxically. People could not see the predator as a monster. But they also couldn’t see the other monsters in the family too. This is one of the reasons for family estrangement.
Everybody may know a hint of wisdom, but those who don’t because of a distorted perception of reality cannot see the spec of wisdom. They see Utopia in a “person.” AKA The Brady Bunch.
Freezing a professional out of an industry or office space means that a person, group or Board does not want their illicit activity discovered. It’s the massive coverup.
A person cannot be trusted to do the right thing, when they know they are doing the wrong thing.
If a friend distances themselves from you, it is so they are not affected by your getting hurt or sees the harm they caused. Sadistic friends who are ambivalent to your pain are definitely not good friends to have around. There is no support. No comfort.
Age old wisdom for young adults: You have to have a conscience and know right from wrong to make wise choices. You cannot allow the negative influence of others to use as an excuse to cause you to make bad decisions. When you choose not to make the same bad choices and decisions, you start to have a better life, but you have to choose the decision that is hard, that is difficult. You have to want to do it, want to have better for yourself. You can’t keep giving into negative results and consequences. You can’t keep giving into instant gratification or the easy way out. You have to do difficult things and be disciplined in doing them.
Young teens/adults: Working long and doing things the hard way requires fortitude and self-discipline, perseverance to get through difficulties to get the type of life that you want.
My Intel picked up: “I don’t think scaring her is a good idea. It would not end well.” Me: Do you want to be an inductee to my challenging behavior program?
People will make BIG mistakes with you. There may be a lot of stereotyping and taking you for granted. This is probably why you are distancing yourselves from those people.
In the end of days, the realization should be, that no matter what truth you are told, it needs to be verified from multiple sources, not in the same city, county or state. Take what you are hearing with a grain of salt, not gospel because you don’t know if it’s been marked by gossip and lies.
Nothing can be taken at face value anymore. Criminals act just like honest and trustworthy people. If you don’t know the red flags and predatory signs, you are in trouble. Before you trust someone, they have to be tried through a fire to prove their value. The person going through the fire, is also trying their support network and seeing if any of them survive the fire.
Lying by omission, deceiving, fooling, making a mockery of, slandering for the purposes of tricking a CFE is ill advised as harsh punishment is just around the corner.
The following is an example of projection: “… is socially awkward, I threw her under the bus and lied saying that they were a controlling person when they weren’t. Now I don’t talk to her and avoid her if at all possible.”
“Blowing the soup can lid off,” can have a variety of meanings. Filing a police report. Multiple felonies reported. Dishonest and fraudulent business practices. Secrets revealed. Someone is arrested. People are soon to be made fools of.
An argument escalates to violence and a person must be physically restrained by officers. Fraudulent activity has been discovered. It has been going on for awhile, under the nose – of EVERYONE. The soup can lid has just been blown off.
A father finds out a long history of lies, deception and manipulation – that he was deceived into believing. A father is trying to come to terms with his son’s engagement in illicit activity. Tax refunds stolen, the payments forwarded to a different address, bad business deals. There was no legal source of income, it was all illicit. Despite all the secrets the fraudster kept, he couldn’t hide them. This is how using perception, gut instinct, picking up on and sensing uncovers illicit activity.
A tragedy could have been prevented, except there were secrecy, lies and dishonesty. Keeping material information away from key people, resulted in …blowing the soup can lid off right away. Secrets revealed during an emotional crisis, people blinded by deception, believed a lawful man, flying under the radar as a criminal. No one can be blamed for this. He did this to himself. He fooled season professionals, law enforcement …. Until now. His fate awaits.
A trail of deception follows someone like a trail of brown smoke.
When dissolution of business occurs the owner will likely need to be an employee of a company, as he/she can no longer be trusted to engage in bad business contracts, illicit activity, etc. It is very difficult to trust someone after secrecy and lies. This person will lose everyone in his life. His new friends should not be a repeat of past behaviors that caused destruction in the first place.
Maybe the reason you aren’t getting along with people in your support system is that they have untreated personality disorders and are clashing with you who does not. If you have a conscience and you know right from wrong, you are purposely not going to harm or bring injury to someone with cruel intent or for selfish reasons.
A person’s pathological hatred, envy, jealous, and anger can escalate causing so much harm done that restitution is owed. Let the chips fall where they may. Placement in a state assisted living center is all that may be left. This is an extreme case from a dysfunctional family in which a malignant narcissistic sociopath had it out for a person, the reason they lived in poverty and destitution their whole life.
When fraud is occurring, you might ask yourself, don’t these people have any common sense? What is wrong with their brain? There’s nothing wrong with their brains. People were hiding to protect themselves; they stopped talking to protect themselves, they ignored others to protect themselves. Now they are embarrassed and humiliated because their frauds were revealed. It isn’t a pretty ending. Many underestimated willpower.
A business man flying under the radar is concerned that I will find out about the illicit activity occurring, the felonies he will have on his record, that his business will be shut down, his lifestyle affected, his wife who will separate from him. His children won’t want nothing to do with him. If anyone finds out about this, which they eventually will, this will blow his character and reputation out the window. Now, everything he has said and will say will be seen through the eyes of dishonesty, lying and cheating. Thing is, he had a chance to make a different choice – at any time.
It’s really comical when you think about it. If you do not arm yourself with knowledge of the truth, and verify through a credible source, not hearsay, then yes, you’re going to be made a fool. “People believed a criminal.”
Chronic head in the sand, is a result of not wanting to face the negative results of your choices. It’s not addressing the problem, not wanting to acknowledging the worsening situation or that something is very wrong. This shows intention and motive to not do anything, but to be aware that something is wrong. By not addressing the issues, it is making things worse. Procrastination is an allergic reaction to waiting too long to address and make changes. This is a cause for the majority of divorces. It is cause for business bankruptcy.
A person can be triggered constantly by another person’s traits of dishonesty, deceit and deception. It’s the reason that this person intentionally and purposefully says and does things behind their back. They’re picking up on it. Who else is picking up on it? Who else sees, hears and realizes that this person is disloyal, backbiting, telling outright lies. Although, they “are innocent, they haven’t done anything wrong.” “… always accusing me….” Is an old worn-out phrase that indicates someone’s head is in the sand, chronic denial of their ability to recognize that they have traits of dishonesty.
It’s easier to let go of something you never had in the first place.
Your value is worth more than what others think of you.
It is at the juxtaposition of awry when a preponderance of evidence is assumed to be tangible and instead is inferential. Case dismissed.
It is at the juxtaposition of awry when a would-be fraudster discovers they have a new criminal talent. As a cybersecurity specialist, they have found out how to access the dark web. Now they have gained access to sensitive financial information. Now, they can look up their enemies. Now they can make trouble for people. Now they can use extortion. The lightning bolt epiphany won’t come until they are put into cuffs and wearing a new orange outfit.
It’s the lightning bolt epiphany that comes at the juxtaposition of awry that the silly fraudster has been duped by their own scam by another criminal.
It’s the juxtaposition of awry when a criminal realizes at the lightning bolt epiphany that they shouldn’t have discussed their plan of demise with a stranger who happens to be an undercover police officer. “You have the right to remain silent…”
It’s at the juxtaposition of awry, when I’m out driving in a rural area of Virginia that a group of miscreants surround me in their vehicles. A police officer happens by and calls for back up. In a couple of minutes, a situation is under control.
If someone cannot see your value and your worth, and treats you inhumanely, abusively and neglects you, then they have no place in your life. You must ask yourself, are they contributing in a positive way to your life? If not, let them go.
Let’s say you’re a Chief of Police in Virginia. You wear gray hounds tooth pants, black shoes. You have black hair, you’re a white male, and have a mole below your left eye. You wear a long sleeve white button-down shirt all the time, even in the summer. Let’s say a female coworker that you are close to, “influences” you to dress this way. If she were to pass away, you may not dress the same anymore. There may be someone else, a coworker, that would “persuade” you to dress differently. What are we seeing here? This is how others in your environment can influence and persuade you.
When you are in chronic denial you are shutting down every aspect of your life, shutting down communication, you begin lying, being deceitful about what is going on, denying that anything is occurring. It is THIS – the landslide that will smack you in the head. It is what makes people suddenly abandon their families, get a warrant for their arrest, leave them in financial destitution. It’s the, “It came out of nowhere, “or “this is news to me.” The problem is they haven’t been actively listening. They have been actively denying, blaming and lying to themselves. It’s the Earthquake. If you can’t come clean about your whereabouts – it’s the Tornado. If you cannot account for the source of your income – it’s the Tsunami.
When a situation arises in which a comment is taken as a criticism, it is best to check for understanding to determine what is meant. This prevents taking it personally, as an insult or criticism. It also prevents a distorted truth from being spread maliciously. No one likes to be made the fool.
The HCP Effect can lead an elderly person to easily believe that a drink would make her feel better. This person’s life may not be able to be saved. This may have been going on for some time now. When an elderly person is easily manipulated due to dementia, they are easily deceived into believing something, but to their detriment. The result could be deathly consequences. This is a deathly consequence of the HCP Effect. What is the consequence when a whistleblower’s knowledge is not acknowledged and a fraud alert is taken lightly? It can result in death.
If you are not part of the HCP Effect, and you did take the fraud alert seriously, and you saw that an elderly person was being abused by a caregiver or nurse, there would be a minimal chance the fraudster would get away.
When planning ahead to arrange your healthcare POA, it is extremely important to recognize that staying in the same house until you and your spouse pass away is unrealistic. It is also dangerous. Two elderly people will not be able to take care of each other, especially if there are complex medical/health needs in which a nurse or hospice is required. This is too much stress even for people in good health.
Elderly couples who have not planned for end of life care may feel burdened or pressured that they can no longer take care of a sick loved one. The pressure from the caregiver can lead to abuse and coercive control as they grow impatient with worsening symptoms and needs of their loved one. This is a rich environment for abuse, since there is dependency on one caregiver – both physically and financially. This kind of thinking can lead to suicidal ideation of the patient too, as they feel stuck in a bad situation. Research into a state-assisted living facility is an option.
Counselors need to be added as an internal control measure to visit the home of elderly patients as part of a long term care plan - to regularly to check for signs of abuse, aggression, anxiety of both caregiver and patient. These check-ins will provide a historical backdrop should a police report need to be filed or there is a removal of the patient from the home.
There is a failure in leadership of a board, a disservice on their part not to address another toxic leader, their red flags and, a predator. When a leader discredits an employee, undermining competency, skills and abilities, we are looking at a person who needs a psychiatrist evaluation. Their inferiority complex is running the show. Leadership or board members in charge who recognize these signs and fail to address the issue, by at least holding a board meeting to discuss a solution are held responsible too. There’s no way around this. No rationalization. Nothing.
I give many chances to people to make things right before I’ve had enough. When people do not, then there are repercussions. If criminals cross my radar, I cannot force someone’s hand to engage in illegal kickbacks, RICO, criminal activity. They made these bad decisions on their own.
A friend’s value can only be tested in a fire or a storm (trial). They can be your friends for years, you think they have proved their value, that they are consistent and reliable. You think they will be there for you – especially when you need the most comfort and support. But, when the winds of a hurricane blow or the flood waters of a tsunami rise, they will scatter in the wind. Not a soul to be found. While these friends run, others, strangers, will come out unexpectedly to offer their support and resources.
How or why do people become a fence sitter? They have no sense of self and need other people to make decisions for them. They cannot trust themselves to make a good decision on their own. They are fake. They laugh at others who get in trouble for making a bad decision, yet they will not put themselves in a position to make a decision, that if bad, they will get laughed at. So what do they do? They don’t make any decision. Their vote is easily swayed by a perpetrator and an HCP, even the wrong person. That’s how they get themselves in trouble.
People who clash with those who have untreated personality disorders are doing so because they are lawful people, they have a conscience and they know right from wrong. That is not to say that people with personality disorders don’t have a conscience. They have a proclivity and preference for engaging in behaviors that can lead to fraudulent behavior, red flags and predatory instincts.
A church leader may be teaching the wrong things as they were led by a deceptive counselor who did not receive the right information about healing trauma. It’s not good enough to skim over the trauma, you need to keep going to process the pain, getting to the deep roots of insecurity, overreactions, and self-doubt. It’s like getting a root canal. You have to get the broken, embedded, rotted pieces of the root out. If you leave it partially healed it’s going to cause infection and pain. You have to keep getting at the source of the problem until you get all the decayed tooth and infection out.
Ambivalence and indifference come across as underlying psychopathy and anti-social personality traits. It can be the true colors that have been there the whole time. Interrogation will determine a partners level of love, commitment, loyalty and affection. It will also show the level of interest, which may reveal discoveries that implicate or clear them of involvement. A psychiatrist would be able to see if there is a guise, a mask.
Ambivalence and indifference can cover pain, heartbreak, devastation. It can also cover the grief cycle, abandonment, things that are not working out as they should, the end of a relationship, and chronic head stuck in the sand syndrome. People who are “appearing” to care about nothing are not fully engaged, may be depressed with the amount of pain or embarrassment that they are hiding. It is what can make them emotionally unavailable. Pain, if not dealt with and treated, mental illness can result. Some are present at birth.
If a parent has only skimmed the surface and not processed enough of their trauma, they pretend they don’t have to continue furthering to process and heal. They are only fooling themselves, causing detrimental harm and disastrous consequences to their kids.
If parents haven’t processed their deeply rooted source of trauma, their now adult children may act in one of two ways. 1. Become a vicious slanderer and malicious gossip, or 2. Show ambivalence and indifference to extraordinarily difficult and overwhelming emotions. There’s no in between. So, to recap: Because the mother did not properly process all of her trauma, received misinformation from a counselor, the parent is under the assumption that everything is just fine and doesn’t have to process more pain. This couldn’t be further from the truth.
A pillar in the community who assaults a victim may not have charges pressed due to their status, name or whom the parents are. Anyone else may already be in handcuffs, have their Miranda rights read and placed in the police vehicle. Pillars make mistakes too; just different ones. They all need to be processed the same way without subjectivity.
To the married guy in the uniform – does your wife know who the scantily clad hooker is you are seeing on the side? The one that looks like a man? Better check the equipment first before you test the runway.
Why does family estrangement occur? When a disagreement causes such a problem that a relationship ends. When an ultimatum doesn’t go as planned. When a father signs disowning papers to his offspring. When dysfunction, abuse and threats push a family member away and they disappear from their life. When a person’s violent behavior gets them a jail term.
In order for a diamond to be created, it must be put through pounds and layers of pressure occurring consistently over time. That’s no different than trials, tribulations, difficult situations and making choices that won’t be popular or supported.
A psychiatrist, seasoned professionals with 30 or 40 years of experience are fooled by and may not pick up on the deception of a criminal or a mentally deranged person UNTIL there is the amygdala attack, the violent behavioral reaction, multiple frauds discovered that came to a head, all at one time, after the conclusion of a criminal investigation. BUT, it took a violent event to bring it out.
When you put yourself up on a pedestal, you’re assuming that you can do no wrong. This is a harsh assumption to make about yourself or someone else. You do wrong, you make mistakes. You can’t do everything perfectly and right all the time.
It’s important to verify information through a credible source. If you are verifying information from misinformation and slander, you are hearing lies and deception. We cannot go on blindly, trusting that everything that is told to us is truth. Are you blindly trusting pillars without realizing they are involved in illicit activity?
Three lies from pillars: 1. Performing underhanded things on the sly to cause trouble. Being dishonest and subjecting a person to outright lies. 2. Having secrets, dysfunctional communication and wedge drivers that create chasms in your relationships. 3. After being caught in a lifetime of lies, they viciously slander you because they are embarrassed that they are caught.
It’s comical when a person tries to get someone arrested for mental incompetence. The police will see the red flags the moment the guy walks in. Their thoughts might be: “There’s something wrong with him. He’s got a screw loose."
“He was hiding his hostility and aggression towards her. It was a concealed fraud. He was acting and behaving like a friend when in actuality he was an enemy.”
A fraud that is occurring doesn’t have to be breaking the law. It can be a con artist who is pretending to be your friend, your spouse or your best friend. What does he want? Use your resources, obtain access to your bank account and use your credit.
When there are people around you with toxic traits, it isn’t uncommon to pick up those traits. When those people leave your life, so do the traits you picked up.
Once a counselor has been discredited and their credentials removed, they cannot continue to “do business” in their apartment as if nothing happened. There is a reason they were sanctioned, fined and had their credentials removed.
Surveillance of a counselor’s residential property or home will prove if the sanctioned counselor is still doing business. This is not a safe situation for anybody, especially the clients’.
A counselor taking advantage of a client in an emotionally vulnerable state, in a weak state of mind can increase the potential for a violent behavioral reaction, crossing the line and leading them on is a dangerous place as it blurs the boundaries of the client counselor relationship.
All it take is one person to deceive, to start a lie and have it spread like wildfire. This is how the HCP Effect starts.
Authorities need to take into account that pillars in the community involved in illicit activity will sabotage their own “honesty and trustworthiness” at the expense of an innocent person. This is not only a projection, a red flag, but predatory. Even from a single, white, elderly widow.
A widowed elderly white lady at a church organization heard slander. She tried to clarify, but misheard, then misunderstood, deceiving police into believing an outright lie. Charges will be pressed. The red flags of this person were dismissed because she was a pillar, considered “honest and trustworthy,” but is not.
It isn’t uncommon to use decoys to obtain information. It goes without saying however, their decoy must have all their marbles and isn’t hiding their own Easter eggs. Otherwise, any type of cognitive impairment that causes a person to mishear and misunderstand can blow up their plan.
A fake friend will not want to resolve conflict and long-term relationships will end prematurely because it “was too difficult,” to work through problems that could easily be repaired with effort. A new relationship is easier, but also shows incompetence in problem solving, indicating a lack of sustainability through hardship and difficulty. Where else does this incompetence show up – running a business, working through relationship problems with children, business partnerships?
When your partner creates a secret third-party friendship outside your marriage it can create division, and this wedge driver pushes you and your spouse away. Problems show up in connecting, communicating, trust and closeness. Secret friendships turn into secret lovers that turn into lying and affairs.
It is difficult to trust somebody after they’ve been caught in dishonesty and lies. Trust needs to be rebuilt again. Coming forward to apologize, writing a letter helps, but a true apology is changed behavior.
Neglect isn’t just starving a person or animal, it is also overfeeding, malnourishment and feeding the wrong things, too many times.
What is the condition of a house that an overfed cat is rescued from? Likely there will be neglect of cleaning the house on a regular basis. Likely black mold is present. Likely, people living in the house have allergies, constant sinus infections and are frequently sick. This type of behavior fosters neglect.
How will pet adoption agencies change their protocols to ensure pets are properly taken care of? Consider adding additional protocols: a surprise visit to the home prior to and a couple times after adoption, spread apart. You are looking for the dynamics in relationships. If something feels off it is. Is the pet adjusting or showing signs of fear and anxiety? A person with a volatile and aggressive temperament on a daily basis is NOT a suitable candidate for having a pet. This surprise “audit” is no different than a surprise audit of company books for the purpose of finding fraudulent transactions, criminal behavior and illicit activity.
Young people, teens and early 20s: it is important to take note of the changes in yourself to seek support, medical care or counseling to nip problems in the bud early. Waiting it out may not be the best solution in all cases, as it can lead to worsening symptoms, and increasing pain. You may be embarrassed about the issue, but you cannot use this as a deterrent to take preventative measures to seek medical services, tests and evaluations. It is extremely important to go to the doctor NOW. Things can take a turn for the worse, where the pain level is so high you pass out.
There are unexpected events, situations that can be out of your control. You may make it worse, you may think something is happening when it isn’t. It is impossible to control the outcome when you too are panicking. It is important for you to learn how to control your anxiety through breathing techniques to calm yourself down. Learn these techniques now, practice them daily, so that when an anxiety producing situation occurs, your go-to default behavior is a calming breathing strategy. Start this TODAY and find a technique that works for you.
It is not uncommon to find a person reacting to an emotionally charged situation with a deer caught in the headlight look. You have seen it – wide eyes, maybe the mouth is open, frozen in place, the look of shock or fear on the face. This can make or break a case. It can clear someone from charges and being falsely accused. It is important for law enforcement to recognize that this look is not ambivalence or indifference. There is a fine line in which a psychologist can teach and train on this topic.
When a person is intentionally being provoked, the victim can use box breathing to calm oneself. Police will help the victim feel safe and protected. At any time, the victim can be unintentionally re-traumatized by something that triggers them to react unexpectedly. It is important for law enforcement to have ready a counselor’s card to assist the victim in processing the pain from this traumatic event. This goes a long way in getting them help immediately and not procrastinating.
Enlightenment is the source of all knowledge and wisdom; it is the source of all pain and suffering. It’s what you decide to do with all this new found knowledge. Do you sit in the pain and hold grudges or do you acknowledge all that you have been through, and give compassion to yourself for surviving, and getting this far in life?
We should not miss too much what God takes from us. He may be doing us a favor.
When a person receives recognition, it is not uncommon to find that some people will just not be happy for your successes and accomplishments in life. You may receive an award and have no support to congratulate you. That’s ok. You are complete and strong on your own. Look to the people who are celebrating you, not just tolerating you. Look to the people who provide support, encouragement and comfort. If you don’t have this in your life, then get a Bible.
It’s quite humorous to hear about the “devising of schemes” by “inexperienced” fraudsters. It really makes me laugh out loud. A kindergartner can plan better than that.
Your coworkers who have not healed from the experiences in their life that were painful, disappointing and hurtful. It can be hard to be happy for the successes of others when we are looking through our own lens of disappointment. Taking 20 minutes every morning to acknowledge the pain that you are feeling, goes a long way to processing his pain. It does work. But it has to be done daily. It’s like moving a mountain a little each day. It doesn’t matter how old you are when you start it, a little bit helps each day. Don’t be surprised if that night or the next day you are sore. That means it is working.
In order not to live a mediocre life, on the edge of poverty some small changes need to be made. They need to be consistent. Big changes, big leaps can be detrimental and can make us backslide. Small changes, done each day. That’s how we get back on the path to healing. It’s the small steps that lead us to big changes.
Source: Charles F. Stanley. “There will always be temptations vying for our hearts. We must decide who, or what we love the most, and when it comes to a choice between God and the things of this world, there is only one choice.”
People who have religious or cult abuse in their background see all that happens in their environment filtered through this experience. Not always though. This cannot account for all people who have had religious abuses in their life, but for the majority of them, all they can see is how the abuse affected them personally. They will likely see things subjectively. Remember this when “the mark of the beast,” is used to explain the actions of others. Their lens is dirty because they have not healed. Now they continue to dump it toxically on others, expecting it to be believed. These are wolves in sheep’s clothing.
The majority of the world knows about The Brady Bunch TV series. People want to see things through a rose-colored lens, have a good family life, a mom like Carol and caring brothers and sisters. This isn’t reality. Some are like the Partridge Family, others more like All In The Family. And some, are much much worse.
Illicit activity as supplemental income is the tip of the iceberg. How long has this been going on? It could have just started. Circumstances in which it started? Could be any of the following: a person got in over their head in debt, they are a poor money manager, sudden debt due to death, involvement with the cartel, or making decisions on their own without consulting wise counsel.
Congressional hearings serve a purpose when done with good intentions. When done to cause great harm to a person or company, there will be questions that are meant to split hairs; the trajectory, to put you out of business. The aftermath, in which public and media contribute to causing harm through defamation and slander are all negative marketing and advertising for you or your company. It is best to decline this “invitation.”
A criminal defense attorney will see right through people who are looking to blame his client. It may be a case of Target of Blame – someone who is purposely being victimized. The attorney will turn it right back around – “Was your _______ involved?”
Opposition to me means that many people are aware of what I do as an anti-fraud professional. You don’t want your lives to change. Honest people have nothing to worry about. Silly fraudsters show up as blips on the horizon, but are in focus now. Not everyone, including me is going to get their way. Oh well. Adapt and refocus.
Energy signatures can give a person or group away. It reveals how a person feels about me, their intent – criminal or malicious. Red flags can surround the behavior, also adding to the energy signature. Fliers – under the radar – give themselves away with tip-offs, openly stating problems, frustration due to multiple juxtapositions of awry (their plan is not working the way they thought). These are “inexperienced” fraudsters.
When a spouse hires a PI to check into the whereabouts of the other, it may come as a surprise (or not), that an affair was occurring. An emotional affair hurts the worst because your spouse PURPOSELY removed their love, affection, caring and attention from you, and gave it to someone else. It also CAUSES great harm to the relationship because now trust has been removed completely. You cannot expect that this won’t happen again.
Toxic workplace environments put you on pedestal only to knock you down when you make a mistake. The insecurity of your coworkers who lash out with vicious commentary, stomping all over you, leave a big tire tread on your back. In a way, it’s pointing fingers and acting childishly. Are we still riding tricycles here?
There are some coworkers who are highly combustible, and it doesn’t take much for them to explode their noxious commentary to pit coworkers against each other. They sabotage their own friendships and even their jobs. It’s like rock climbing without using your legs. You can lose your position if you position your hand in the wrong spot with the wrong grip.
Opportunities may be fantastic, look great on the resume, but is it really worth a slip and fall? It would not be good for you and may even stunt your growth, and derail your career. Not all opportunities will have your best interest in mind, nor do the people offering them.
If a once-in-a-lifetime opportunity presents itself with an attempt to disguise malicious intent, I won’t accept the opportunity – no matter with WHOM.
Putting a coworker in the line of fire will always come back to bite you; don’t do it. Do as I say.
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It is a wise choice to transfer balances when an organization has been found or is being investigated for alliance or association with a criminal organization.
When you allow a criminal organization to infiltrate a major company, the executives may no longer be in charge. They are now pawns, being used to further a crime. It may be unintentional. Unfortunately, this is how extortion and blackmail begin. A third-party auditor are well versed in finding mistakes that are intentional or unintentional.
What is the tone at the top of your organization? Are you OK with fraud occurring here? If so, this tone expresses itself when many areas in a department or company are found to have fraud occurring.
What disciplinary action or punishment would a company incur if internal controls were not placed after they were advised of a scam? If they identified it, but did nothing to stop it, then they allowed it. Likely, sanctions are forthcoming due to poor choices to do the right thing. Some of your customers may be in bankruptcy because of the lack of internal controls and poor decisions. This doesn’t include forthcoming lawsuits from customers.
A friend of a friend of a friend is how a criminal organization infiltrates a major corporation. It can begin with, “A guy I know helped me, or I have a friend...” Don’t take the bait. It starts out as a financial opportunity, a helping hand. It doesn’t look intentional from the start until “something happens.”
Do your stockholders have a say or has a criminal organization infiltrated the board? Maybe there is a HCP running the show, not taking things seriously, brushing things off? Do any of your board members feel that the credibility and integrity of your organization have been compromised? Do any of them feel like they are prevented from seeing and doing anything – if they want to maintain their position on the board?
Do you think that honest billionaires will want to invest in your company if you are working with a criminal organization? Do you not think that your grant funding can be removed and your board disbanded?
I still have dry runs to perform. There are still groups of vehicles following me. In case this is to protect me and not cause harm, I ask you politely to please stop. My work can be very dangerous and if any of you get caught up in a situation you can be implicated. I don’t want any of you getting arrested and going to jail unnecessarily. Thank you for your help in supporting me. Your talents in protection and security would best be utilized at Kernersville Police Department.
During an emotional crisis - a catastrophic event, a discovery of a lifetime of family secrets have exposed themselves. I’m picking up on a major fraud is exposed. It’s my perception that adult children found out that their parents have been lying to them their whole life. This is another example of one MAJOR lie that was covered up by hundreds of little lies, little deception, little white lies. I’m perceiving that it’s the wrecking ball that bashes through impenetrable stone, concrete and reinforcements. Trust has been smashed to bits. It was well orchestrated. Two imbeciles went along with the plan. They almost got away with it. Other families were involved. A criminal organization was involved. Extortion, threats and bribery. A group. If a SECRET was ever exposed, severe consequences would be immediate. It looks like a drug running operation, except that kids are being used as part of a heist operation.
As part of the same kid running heist operation, I’m picking up on no adoption procedures. A region in the United States. Groups of women being forced into … someone making money off them. The purpose of using kids in this heist is parents don’t want the children, they were products of abuse and instead of putting them up for adoption they gather them in groups from a certain area or region and disperse them. It happens as soon as they are born.
Families and young teens: Be wary of people who like to place you on a pedestal. Their support is only there if you are acting and doing things perfectly, most of the time. The instant you make a mistake, they kick you when you are down. These are not people you want in your life; be very careful of this false friend. Their insecurities scream louder than your mistakes.
In a missing person’s case, be sure to check the guest or storage rooms bureaus, chests and armoire “drawers.” You might find a clue that shows disrespect. It is a clue of deception. Why did the parents give back all of the adult’s childhood pictures? It is saying, “I don’t want you or your memories here.” Giving back gifts is in the same category. The energy signature reads similar: “We don’t want you in our life anymore.”
When doing a whole house search in a missing person’s case, look for the following: 1. Are they clues to mislead that someone is about to commit suicide? 2. Is it a set up, over a timeframe, for a missing person’s case? To make it “look like” an apparent disappearance?
While you are conducting a whole house search in a missing person’s case, check siblings rooms for items that the missing person complained are lost or couldn’t find. These are clues too – their relationship. Treasured objects, jewelry, statues - anything they always carried with or had on them. Look in locked boxes and closets, under beds (on or under slats), piled under clothes. You may need to get on your knees and crouch down to look in closets. Make sure you have your gloves and tweezers. “Holding onto it for safe keeping” – is a LIE. Interrogate until you blow that soup can lid off. Siblings need to give everything up (objects, even if they were gifts on loan) of their missing family member.
You have to ask yourself who are you surrounding yourself with? You may be thinking the best of them, but they are thinking the worst of you. It comes from a place of insecurity and self doubt. People who judge themselves harshly have the tendency to do the same to others. Sometimes – people jump to conclusion, when they don’t have all the evidence. Professionals do this. Not all, but some.
Sadism. It is difficult to see this as a child growing up. It’s bad when you see it in a boss, even a coworker. It’s difficult when you see it in your best friend, partner or spouse. It is describe a person who derives pleasure, excitement from seeing other’s mourning a loss, over the death of someone, seeing them suffer after causing them pain, hurt, negligence and abuse. It’s sickening. Look for smiling, making light of things, laughing, and finding pleasure, enjoying another’s misfortune. It is a situation that is ripe for confusion. The desire for pleasure is highest when his perversion (seeing others scared, in pain, terrified) is activated. It is on the spot aggravated assault, leading to violence.
Cognitive dissonance is when you have 2 conflicting contradictions. What a person is saying is not how they are behaving. A person who genuinely is sorrowful, grieving a loss, concerned about a person’s disappearance will show a set of behaviors that are common to those negative feelings and emotions. The person who is showing the opposite may be trying to hide involvement, anxiety and may be showcasing happy, laughing and excited. It is causing confusion. What they are saying, is not how they are acting.
Before relocating, it’s not uncommon to find out who’s behind all the trouble.876. Young people: There are some relationships that are doing more harm than good. They just need to go. The best way to forgive them is by letting go. Open the exit door for them. People who are highly toxic and extremely dysfunctional will lead you down a path that is best for you to not go down. People who pretend to have a relationship are likely using you at their convenience. It’s not even one-sided due to a lack of involvement in their life. Obviously, I’m not saying to become homeless or leave a situation only to get yourself into a worse situation, but you need to evaluate who is in your life and if the relationship is valuable and meaningful.
Young teens: If people in your life can’t have a normal relationship with you, then why bother having them in your life? You need to ensure they have your best interests in mind, that they are looking out for you, supporting you – not treating you as an obligation or inconvenience.
Young adults: If you were to evaluate your close relationships how would you describe them? Why are you keeping them? Do you enjoy their company, getting to know them? Do you like that they are a good sounding board? Love and attention? What are you contributing to the relationship that makes them want to stay?
Young adults/teens: Sibling relationships and other relatives may derive a sick sense of pleasure at seeing you experience negative outcomes, having your wings clipped, things not going the right way, defaulting on loans and losing a car, house. This is one of the worse reasons to carry on a relationship. You don’t need people in your life dragging you down, kicking you while you are down, abandoning you, playing dysfunctional games in communicating – blocking you, not answering phone calls, texts, returning calls. There is not rationalization for this. It is best for you to move on as this relationship is not kind, respectful or considerate.
Young adults: How many of your relationships can you pinpoint now in which they take an active interest in your life, career, job, hobbies, family, kids, etc? When you get together - do they ask you – or do they talk only about themselves? There is a stark contrast in being with people who want to see you be successful, who have a positive outlook, want to see you grow, are looking out for you and support you. Those that don’t leave you feeling sick, deprived and aching for a valued relationship.
Young folks: Do not be fooled into thinking that every relationship must be perfect, and without conflict ALL the time. You might pine for The Brady Bunch, but it isn’t realistic. is going to have ups and down, misunderstandings and problems to solve or wrinkles to iron out. It is part of being in a relationship and having the maturity to work on problems, negotiate, build character. It is during this time that you decide what values you want in a relationship, the character you hope they have and the integrity that you witness to determine if this is someone you want in your life.
One aspect in my friendships that I don’t tolerate well is that of discouragement. Especially when it is use, how it used and the way in which it is used. Discouragement puts you down, doesn’t make you feel worthy, makes you feel bad about yourself. There is no reason for it unless another wants to pull you down along with their poor self-esteem. People who discourage you may also lead with deceiving you into believing that others feel the same way, when that’s not the case at all. If you want to preserve the relationship it is important to acknowledge a person’s feelings and experiences, but if you are doing this all the time, recognize you are not their counselor and that a support group may be the best place, with a trained therapist to help them see things in a better light.
It takes a lot of courage to admit that you believed a liar, a deceiver and that you acted from that place. It is easier for these people to push you away and stop talking to you. How many people do you know that can admit that they made a mistake? Know that it is them, not you.
Some things such as the truth, comes at the worst time, the worst place and usually during a crisis, event or consequence. An example would be, when someone is being arrested, there was a sudden death, when a secret is exposed. It feels like a landslide especially if you knew nothing about a situation or arrest record. It feels like the world is crashing down around you, like a sudden burden. On the flipside, it can feel like warm sun on your face, that a burden is lifted and you feel so much lighter, that your world is not tinted grey. You could be thriving. Your self-esteem and self-confidence soars. Not all knowledge and wisdom is bad.
The key here – is that despite what you are learning, what is being exposed as the truth, as true colors, is that you see it as an experience. It is here to teach you. It isn’t to compare your experience with someone else. Also, it is showing you a sharp contrast. Your next chapter will be so much better, after your process your pain, so you can move forward, confidently at ease, knowing that your life is filled with peace and solace.
The lack of insight and awareness that a person has of themselves is portrayed in how they respond and react to your absence. If people are thinking the worst of you, they assume the worst of you. They make harsh assumptions and bitter criticisms. Likely, they are fraudsters or criminals or people who just don’t have your best interests in mind, people who like to make things worse by making trouble.
It is not uncommon to find out that your abuser tried to set you up by provoking you to get you arrested and put in jail. If this scenario did happen, your behavior could be used against you in court, unless there was a history of bullying and aggressive behaviors.
“He had a sadistic smile. He knew it was wrong, but he got away with it.” He acted with intention.
His behavior is ramping up. Soon that hostility will be taken to the community.
When you have peeled back the layers of an onion, the mini onion or onion set is left. This is called dismantling the narcissist. The mini is what you witness – increasing bouts of anger, arrogance, aggression, hostility. You have reached his core self. He is aggressive, ill-tempered and bad natured. The mask he is wearing is easy to get along with, passive, congenial, amicable, good natured. This couldn’t be further from the truth.
I may be off the mark a little, and it may be a slight course correction for me. The #1 reason for increasing avoidance behaviors around honest people is they don’t want to be found out, possibly because a crime is being planned.780. Leaving a domestic violent situation should be done in stages – that is the best option. But also, allowing the challenging behavior to come to a head and show itself public – is one way that this person has a challenging behavior problem and holds him accountable, even if he can’t verbally admit to it.
Out of control violent behavior shows itself in the courtroom when the abuser realizes they have lost all power over the survivor.
An example of a perversion is enjoying scaring people right before violence occurs or on the cusp of violence.
How to catch a fraudster making illicit money on the side. Some things to look for or be aware of: The amounts that they make start out small, especially if they are a dishonest person. $60-90. The job or trade can be used for something else - a job or sexual favor. #2 People who have a high sex drive, sexual addiction, or other perversion (sadism) may prefer the sexual favor. Illicit jobs will overlap with work meetings to conceal the job. Money making areas at work such as training, trade show, demos can be used to conceal by saying they did a training today. Check for accuracy. Training may not have been scheduled in months. #3 The illicit activity and payment slowly ramps up and getting ready for a heist or something bigger. The stakes are high. They can go to jail. Don’t confront them directly. There may be a lot of avoiding you or the family. This isn’t the case all the time though. If it wasn’t done before, and it’s a new behavior now, then something may be up. This information is for family members to know or detect if they feel their one is concealing a crime, illicit behavior or an addiction.
Not everyone gets involved with the cartel, however, prostitution for sexual favors to get a job is another way illicit money can be made.
A dishonest person, a pathological liar, can fool family members, a psychiatrist, seasoned experts and geniuses. This is because there is an underlying pervasive disorder that is driving the bus for deceptive behavior. Any help received is from the criminal activity, and associating with criminals who don’t have regard for their best interest.
The serial number of a gun can be traced back to the scene of a crime, a murder or a criminal.
It is better to purchase a firearm from a licensed dealer who has knowledge about the weapon’s history, than on the street. You may be buying a gun that was used in a crime. You could be implicated.
A closet gay turned serial rapist will increase the number of times he is getting arrested, be detained and interrogated. Eventually his violence will lead to a long-term prison term.
Media need to keep an eye out for an individual who appears over eager to do a job in another town or city. Fraud is being concealed on the assignment, during working hours. Your company could be liable. It isn’t the person who volunteers to do the job. It’s the person who INSISTS that they are the best one in the company to do the job. Send another staff member who can be objective or an undercover agent who can witness the behavior.
Media: It is important for media representatives to understand that your reports, without evidence can put a person’s life in danger. Stay objective and don’t listen to the crowd’s harsh assumptions of what they think happened. You can lose your job.
My job here is to help detect and prevent. You make the final decision as to what you will do, believe and think.
The exact coordinates of where a fraud ends and begins is determined by a GPS locator, a protractor and a compass. These measurements are an approximation within a few miles, about 3, but less than 5.
Multiple frauds that are occurring are usually not concentrated in one area. So, it’s not just one subdivision or one shopping mall. It is a county, a region, a section or a series of zip codes.
Concentrated fraud activity can actually cause an economic depression once a criminal investigation commences and the number of fraud occurrences are recorded.
My consultants advised me it would be awfully GRINCHY of me to open RFG over the holidays. Hope I didn’t wreck any fraudsters plans or schemes!
Nothing pleases me more than to see a fraudster behind bars, having charges pressed, serving out a jail sentence, on house arrest and having their driver’s license taken away for ignoring doctors orders.
Remember fraudsters, criminals and dishonest people flying under the radar – if you don’t want to see me be successful in my life’s work, don’t commit crimes! Don’t let me catch you. Don’t get on my radar.
It is a deteriorating situation. Something has just been unlocked in his brain and a carrier gene has been turned ON. I can sense a literally a movement of energy, changing the DNA structure in his brain. This is not good. This could mean he is willing to exploit those that love and support him, those who have been his friends. Something has clicked over, something has changed to manipulation and conniving behavior.
Moving out in stages with individuals who have severe abandonment issues makes it very difficult for the partner to move on without them. Despite challenging setbacks and circumstances, you must find a way to move on without them. They may need significant help, counseling, and support. Temporary institutionalization can help them transition through change. A death of a parental figure that they were close to can also increase and make worse these issues. It needs to be handled delicately.
It is not uncommon to find out during an emotional crisis, just how very ill, and very sick a partner is. They could have been hiding it their whole life. When they project (blame) their weaknesses onto you or someone else, you already know they are outright lies as they are mismatched to your personality, character or integrity.
No one knows you better than you know yourself. People like to project their weaknesses on you. They might not have any idea what you think you’ll do and not do in a situation – when really they are thinking – most of the time – how they would react in a situation.
If you are trying to get out of a domestic violent situation, there are many resources to help you. If your family, and even in-laws have turned their backs on you, even making your situation worse, kicking you while you are down, recognize that they are supporting the abuser. Do you stay with the abuser or do you turn the page and move on to the next chapter without them?
When you choose yourself, your life turns around. All the dysfunctional and toxic relationships slip away and disappear. Because you are choosing yourself, you are worth more than the way they make you feel.
Some of your toxic relationships won’t fall away so easily and for that a restraining order may be required.
A toxic person may get angry at the boundaries you are setting for yourself, to keep you safe. If there is a violent reaction from them, each time they see you, there may be an underlying mental illness that needs to be treated right away – for their relief and your safety.
It is not uncommon to find that in some dysfunctional families, support is provided to one member, but not another. A double standard exists here. It is so important for you to take care of you first – your safety, protection and to pull yourself out of the abyss of despair where they abandoned you. You have to build a framework of protection ato ensure that you are provided for, especially when no one has provided for you. think finances, emergency funds, savings accounts, insurances, etc. Also think of future planning – wills, estate planning, funeral and final expenses. Get this out of the way now, set up the frameworks and fill them later as you increase your profit or income.
It is also not uncommon to find that if you are a victim in a situation that you have no support, coming from anywhere. This is a very challenging position to be in. I can understand that you want to go into hiding, there are people at your back, opposition coming at you. You are in a vulnerable position. You’ll need to find a supplemental income source while you look for a job and get back on your feet. You should look at saving money for 2-3 years, find a job that is sustainable for you, relocate if necessary. If you live with an abuser, this is also a tough situation to get out of. Look to the community for resources. If you feel like you aren’t supported or believed, then go to the next town or county to obtain help.
In order to survive, you must see yourself as a survivor. Being a victim allows things to happen, it makes it look like you have no choice. When actually, you do have a say, you do have choices to make. They may be difficult ones, the ones you don’t want, the ones that prayed for something different. It is better to make a choice to live in financial destitution, even if temporary, than to live with an abuser.
There is a typical scenario found in dysfunctional families. It is the devising a scheme to cause severe psychological trauma. Globally, it’s a problem. Globally, there needs to be an increased effort, to stop this dysfunctional pattern. I don’t know what the answer is. But it’s going to take a host of professionals to prevent this toxic pattern from happening in families around the world.
This global problem is a targeted effort to cause trauma for one person in the family. It may be a lifelong problem that this person has dealt with where targeted attacks have been happening daily, from their family. It may be a series of approach patterns that a fraudster family uses to take down one or more persons in the family that they don’t approve of or strongly dislike.
It gives a false sense of protection, hope and safety when the people who are supposed to be supporting you are only protecting themselves.
While there are flies on the wall who are listening and are friends to me - supporting my work – they are keeping me apprised of the “growing situation of illicit activity,” amidst the corruption and gaslighting. They are my eyes and ears for the illicit activity being furthered.
In a controlled environment, where a group is allowed to create scams that are illegal, they are also allowing a crime to occur intentionally. A different outcome occurs. But, in real life, this doesn’t occur because the environment is NOT controlled - escaping is allowed, hiding is allowed, covering up is allowed. Where toxic leadership is concerned, fraud is being allowed to occur. It is intentional and usually targets a person. All evidence points back to the toxic leadership who is orchestrating all of this.
A group of dirty employees are trying to get me arrested. They think if they can profile me, they can create false charges to get a warrant for my arrest. But, their plan has a hole in it that they did not consider. There are honest people all around them who will not allow this to happen and will put a stop to it or report it to their superiors – because it is illegal. It would be done to cause emotional distress.
If you have a choice to live in financial destitution or with a perpetrator that would lead to domestic violence, choose financial straits. It is temporary, but you are choosing life. A bully who abuses you daily has you living in fear of what comes next. That is no way to live.
You would be surprised at how long a person can last in extremely challenging situations. Concealed talents and additional survivor skills emerge in life-threatening situations. The body knows exactly what to do. It knows how to respond and react when appropriate.
What do you know about the people in your neighborhood? Are they still gossiping about something that happened at your house a few years ago? Have any of them befriended you? Were any of them there as a support when you needed it?
What do you know about your family? Do you think that they would be able to survive an extreme survival situation? What about a home invasion? Do you think they would be able to survive a situation without modern conveniences? Probably not. What do THEY think your chances of survival are? Your perseverance, self-discipline and self-control will see you through a difficult and challenging position.
There is ambivalence from a family regarding a disappearance of a son/daughter. A MAJOR red flag. A mom is always concerned, but there is a lack of it in an emotional crisis. There was no affect at all. She could also be being abused, threatened and bullied in the household. An examination of the family dynamics will show you who the bully is. It isn’t always the case though, but a point to consider.
When there is a lack of emotional affect, this person may be ambivalent too. Possibly, there is a HCP in close proximity to both the missing person and the ambivalent person. Watch for tone, micro expressions, hands in the pocket, blank expression. Also watch for rationalizations that blame the victim for disappearing or have gone missing. Ex. She’s independent. She does what she wants to do. No one can tell her anything. These are excuses and a way out that assumes no liability. Why is this person looking for rationalizations? It’s the blame game.
In a missing person case, what should be occurring instead is: an extreme urgency to find. Compassion and care – not gross negligence or a need to run an errand. It should not look like apathy. Someone who is genuinely upset acts and looks different than one who is superficial and genuine. Can you tell the slight differences if someone is faking it?
In abusive situations, such as domestic violence, where bullying is a daily occurrence, emotion can be stunted and look like the fawn response (deer caught in the headlight look). Each person needs to be interrogated separately. Behavior analysis by a forensic psychologist will determine if an olive branch was intentionally given to help, provide support, aid and care. Or was the victim cut off from communicating, their calls and text blocked and unanswered. In other words, when was the last time they spoke to their son/daughter?
Dysfunctional families will punish and harshly discipline their family members to keep them in line, using power and control as weapons, through coercive control. In other words, they have tools to jerk them back in line so they know their place. This is a generational issue. This is an aggravating factor from a behavioral analysis perspective.
When a loved one is in danger, needs help and is in a dangerous situation, THEN a family purposely cuts them off, this is a MAJOR red flag for contributory involvement in the gone missing, disappearance or death.
The attitudes, behaviors and reactions of a dysfunctional family who devise a scheme to get rid of a relative may resort to abusive tactics purposely putting them in harms way (malicious intent). The overall lack of concern, making a fool out of their relative, attitude, tone, lack of concern for their disappearance is indicating underlying extreme dysfunctionality of the family.
A medical or psychiatric evaluation of the parents is what is needed first. Either something has occurred, something is occurring and no one wants it to be discovered. Yes, I’m thinking illicit activity. In this scenario though, it could be something very different. The hope to conceal something so that it will NEVER be found. A secret will NEVER be exposed. The family who has hidden something is going to drastic and extreme consequences to hide this. It is a BIG mistake that they are unwilling to…. It’s a harsh reality.
Sometimes it’s hard to know if the new friend you met is trustworthy. It takes time to build a friendship because trust is not given freely, it is earned. When a person becomes friends with someone in a corporation, it isn’t uncommon to find that a loophole is created to allow fraud to infiltrate. If embezzlement is occurring, it may not be recognized or discovered immediately. However, there is one way to find out. Look at the Master list of employees and vendors. You are looking for employees that don’t exist, invoices to companies that are not on your approved Vendor list, and you are looking for discrepancies in contact information, invoices to non-existent companies. But, you are also looking for duplicates and name changes with the same address.
My tweets are meant to mentor, teach, train and show younger generations or people in transitory states of leading a good life, staying positive and one that models good values and morals. It is important to stick to them in times of negative outcomes, crisis and unexpected circumstances.
My experiences that I tweet began with industry knowledge and how it overlaps into other industries, careers. Over time, my experiences were direct or indirect – how I saw fraud occurring and its effect on people, their circumstances and life. There are trainings that must be completed, much different than what you see or experience in a classroom. It’s a learning process, training that is ongoing from moderate to difficult, helping me to step up to more difficult experiences.
Application, reflection, contemplation is part of the training, as are course corrections. These are mistakes I make and the process of rethinking how I do something. Then it is about beginning again, but differently. My previous experience, education and training have advanced me to a much higher perspective and awareness in which I will soon begin the next phase of expansion, special ops training. I’m not affiliated with the military or am a veteran. It’s just another level, an advancement that assists with tremendously difficult problems that need a creative solution.
Being skilled in the area of compromise, negotiation, conflict resolution and problem-solving skills is an area that requires consideration, as it can greatly impact another person’s lifestyle, career, family. Not all my recommendations are taken, however, my Challenging Behavior protocol is for me, a line that if fraudsters cross will lead to consequences. Not many people understand the scope of my work, investigations, preventing and detecting fraud, but that’s OK, not every business, no matter how transparent, there will be a level of misunderstanding. I’m happy to answer any questions, comments.
I do have a unique skillset, one that no one in the world has, at least doing the type of work I do – catching fraudsters. It isn’t something I necessarily use every day in writing prevention plans, but it is something that is used to alert the public to scams. In my world, I see things as fuzzy blips on the horizon. Most of them are for me, however, many of them are scams that are coming into focus – for the community, major corporations, credit card companies, financial institutions and investment firms, etc. They usually require the installation of internal controls and preventative systems to detect frauds that may try to infiltrate.
The world of fraud prevention, detection and alerting the public of scams is not rose colored, it isn’t positive and uplifting. However, it is how you respond to it. Are you taking the alerts seriously to protect yourself, business and family? Being armed with knowledge is the best way to stay alert and prevent from becoming a victim. I give you tools to empower, uplift and protect yourselves. If you do nothing about it to help protect the people in the community, that decision is on your shoulders. I can’t make you believe me.
It is easily discoverable from my vantage point, to see the crime rings, RICO, illegal kickbacks, “misdiagnosis”, misrepresenting services and products, overcharging to pay the brick-and-mortar rent, the outright lies that fraudster families are using to cheat a family member, attempts to cause a fraud to occur, etc. Fraud is everywhere. I’m attempting to prevent it, and showing you how to protect you.
The darkest reason that perpetrators side with abusers and against victims is possibly due to them also being an abuser, a bully or having a criminal mind. According to stopabusecampaign.org, their defensiveness gives them away as they cannot hide their guilt or shame.
At work, where there are conflicts with coworkers, a person can only take the predator side. Why is this? They are willing to go against a family member, each time, not showing support. No, it isn’t the family member that is the problem. It is the person who sides with a predator because they cannot gain the trust of anyone unless it’s a predator. On the flipside, the predator uses and abuses that person too, eventually causing their demise. What predator have you known that had another person’s best interest in mind?
Why is it that we don’t want others to know our weaknesses? Shame? Embarrassment? That’s understandable. Do you think that it is important for you to know what your weaknesses are? Concealing how we feel about ourselves comes out in other ways. If we feel worthless, we may discourage or mislead another person. If we feel depressed and anxious that can come across as restlessness, irritation, and maybe haughtiness. Do you know these about yourself? Are you working on healing from them? If not, you are working against yourself. It can be difficult to move forward when you are carrying garbage from the past.
I can see each person for who they really are. Most of the time, it is for my protection. Most of the time, what I see is beautiful! In other cases I see that people have obstacles, people in their life whose toxic traits have rubbed off on them. Sometimes, its their insecurities and doubts about themselves. It is how they treat other people, and the gossip that they spread that makes it ugly. It doesn’t matter what I see or know about you, it is how I treat you – with civility, kindness and respect.
90% of the time, the narcissist projections have more to do with them, the majority of the time. You have to know yourself well enough to see their projections, and your weaknesses.
It is a difficult position to be in when you are constantly demeaned and put down. This is verbal and/or emotional abuse. A lack of problem resolution begins with insults, talking over someone, ignoring boundaries, derogatory comments, harsh criticism, attacks to self-worth and self-esteem. To stop this pain, it is important to be non-reactive, state a simple boundary, such as I need time to myself, then walk away. Inflammatory comments that fan the behavior will prolong it.
Raven has eyes all over the world, helping me to keep abreast of best practices, schemes, developing situations or scams. Raven has eyes in the community, the state, and in different regions of the world. They are all a help, a support, a comfort and aid both personally and professionally.
If the world or a community caved in on itself, what would this look like in business? In the legal world, law enforcement and other industries and professions? No one would be able to transact business without being involved in illicit, dishonest, deceptive behavior. There would be a lack of conflict resolution, many issues would go unrepaired, contracts would not be transparent. Likely, there would be shakedowns, bribery, corruption and extortion.
One of the things that I continue to hear more frequently of, are unmet payment plan arrangements. there are often severe consequences of working with a criminal organization especially if there are late payments, or an accrual of something. They will harass people to get payments or for compliance. People in your family may disappear, which is frightening! What is your business doing today to place internal controls to prevent organized crime from infiltrating? What parameters are you placing, such as restrictions to authorized areas? What are you inserting in your software, your onboarding and application process (HR) to detect if this could happen, and preventing it from happening right from the start in the HR department? One thing: what activities are your employees engaging in, on the side and whom are they associating with?
In some instances of reporting fraudsters illegal activity, the profiling that I conduct of the fraudster will be in the initial report, when the fraudster is turned in.
Most recently, a fraudster’s frustrations were reported of RFG: “She’s made my life a living …. Because we have had to come up with creative ways of concealing our fraud, how we act and our intention and motives. But she saw right through us.” This is the gist of it, however much vulgarity and name calling needed to be rewritten for sharing to social media.
When there is a death of a parental figure, it can cause a drastic change within the dynamics of the family. For some, the change is for the better. For others it can take a dark path. It is important to grieve, but to also not live in grief for the rest of your life. There is no timeline for grieving and getting back into your daily routine. Without intervention, a person’s path leads them astray, down a dark winding road, where hopelessness and despair spiral. Companies – what internal controls do you have in place to help your employees – counseling, support groups, a quiet room – that you can place in your office or make room for? Consider having on staff – counselors trained in life transitions, bereavement, and grief.
The fraudsters clandestine approach pattern is the same. Their guise is different. Think of it this way. Santa has a Naughty List. He already knows who is on there and what they have done. Santa, is a business man. He is waiting to make deposits from LEGAL business contracts. There are a line of people out the door waiting to do business. Turns out, none are legit and all are fraudsters.
Ethical behavior for reporting scams means that I put my personal feelings aside in order to do my job.
This is easily discoverable if you know what you are looking for, when a criminal organization is involved in prostitution, human trafficking, kidnapping that is orchestrated by a family. All their actions and evidence points back to the group of individuals who are devising the plan or scheme. The motive will be different for each family and member. Could be for money, greed, lust, hatred, getting rid of them and paying off a debt.
Most fraudsters don’t want to go back to jail. They don’t want to get caught with their hand in the cookie jar. But, even after getting caught it still isn’t enough to keep their butt firmly planted in the seat of straight and narrow. I expect that these folks will cross paths with me in the near future.
If criminal organizations gained access to customers financial information, via the dark web, they have ulterior motives. Exploitation, financial abuse, placing a freeze on your credit or with your banking and credit cards is a way for them to stop you in your tracks. This method can be used to force you to comply with your payment plan. The disastrous effects of working with a criminal organization can put you in a bind financially. That is the last place you want to be because you don’t want to put your family in harms way.
A small group of executives working in alliance with a criminal organization receive luxury, but illegal kickbacks through RICO and racketeering. It is to keep up with appearances of a wealthy lifestyle and their role as a C-Level Executive.
A fraud that has been occurring for a while would look like a company who has allowed a loophole and now has allowed criminal organization members to infiltrate.
When a customer is forced to pay “outstanding balances” and are penalized by having their credit limit reduced, it is possible that a criminal organization is working in alliance and is calling the shots with executives.
Companies: What internal controls do you have in place to detect and prevent criminal organizations from gaining access to a customers financial landscape? People not on the account, but who are reporting fraud, have gained access to your customer’s financial information illegally. The first question your fraud department should be asking is how does this person even know the customer has an account here? This should be your first red flag of a predator watching your customer’s account. How are your training your employees to discern that this has occurred? If your company cannot explain why a fraud investigation is occurring on one of their customer’s accounts – foul play may be involved.
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Narcissists like to go out with a bang, causing as much damage to their adult children as possible. What they do can be damaging, causing trauma with malicious intent behind it. Purposely leaving adult children out of the loop of deteriorating medical or health conditions of the family, isolating from important information, the planning of a funeral or even letting a family member know that another is sick or dying can cause PTSD, as it is a shock to find this out the day before they die. This is extremely toxic.
In order to remain unidentified, a sex predator will list their assets, to include their house, in friends and families names. When you’re running that criminal background check and you see there are no assets in their name, this is one avenue to consider. It is not the end all be all.
Supplemental income is still taxed whether you are providing a service or making a product.
An energy signature can be read off of paper money. It tells me if it was gained by illicit activity, obtained dishonestly or by a legal source.
Just as a paper trail leads you to a white collar criminal, an energy signature trail leads you to the deception and dishonesty. While a person can account for their whereabouts, they can also be engaged in deception and dishonesty in those activities.
An individual n the sex predator list is engaging in conflict of interest. if he is employed with a company that requires no criminal history. The company will have liability issues if he knowingly hires a predator. The business park manager needs to consider the liability for the entire business park. Does the predator work in a suite that is far enough away from daycare’s and churches?
Toxic traits of a predator rub off and influence coworkers. As a business owner you need to be mindful how this person is persuading and influencing your people to commit or further a crime. How is he crossing ethical boundaries? Is this the reason the business tanks?
Profuse apology letters are too late. If you were part of the HCP effect, you were dishonest. You lied. Let’s show the harsh reality here. Your behavior was shameful. Restitution will be owed for all the victims you caused harm to.
There is a person being coached on avoidance. Why do you think that is? It is illuminating a lack of problem solving skills. It’s more than the head in the sand. It would require accounting for whereabouts, coming clean about activities, but also not wanting to scare the family. When the secret is finally revealed, it will be the end of their relationship. It “could be” not saying that it is, drive-bys, casing people or places, apartment complexes out for a future robbery. But, it can also be trafficking and racketeering.
Illegally obtaining your financial information via the dark web can be used as a form of kicking you when you’re down. Normal people do not devise a scheme to manipulate a relative because they are in a bad place such as poverty or financial straits. They don’t add to the stress either.
Abnormal reactions are not noticed in the dysfunctional family. In healthy relationships it would be noticed, and would be a screaming red flag that something is wrong. This is why some families choose to distance themselves from other family members.
If traces of a psychotropic drug are found in the hair, how does the certified medical examiner recognize how long it has been occurring? What is the amount in ounces or grams in which the drug has been found on hair follicles?
Traces of a toxin, a fatal overdose of a psychotropic medication, can be found in traces of the hair during an autopsy.
A toxicology report can show if a poison has been administered; it will show the length of time it has been occurring.
Look for ambivalence of the spouse to an elderly person. Remove their glasses, if they are wearing any and look to see if their eyes are pinpricks. This is a possible drugging or poisoning. Family members can do this, but it is important not to move the family member until EMT and police arrive. Also, do not remove or change anything in the environment, as this looks like you are tampering with the crime scene or evidence.
If a request for a clandestine meeting presents itself and the optics would implicate me in an impropriety, I will not attend. In other words, don’t ask me to meet you in a hotel room. The lobby is fine.
If you put my life in danger, on purpose, not only is this a breach of contract but consequences for the team or staff involved will be severe.
Things that are out of your control may make you life less hectic, chaotic and stressful. A massive exit of toxic people leaving your life – 20 – is a lot. You have to plan ahead mentally, emotionally and psychologically as this is a difficult life transition, but necessary for healing growth and development.
Once these toxic obstacles are removed, exponential and massive change can occur. Planning ahead means finding alternative sources for the people who left your life. The loss can be substantial, but the gain is tremendous and is exactly what is needed for growth and career liftoff.
It is important for me to resolve conflict effectively and efficiently, as soon as it is known.
There isn’t rational explanation for accusations that are pointless arguments.
If you are foolish enough to believe a lie, then you deserve the consequence and how the results affect your life.
Under no circumstances will I accept a job proposal attached with a marriage proposal. This is manipulative and reeks of ulterior motives.
I have the right to decline your services. It is ill-advised for you to make trouble for me by attempting to get me arrested through a misunderstanding – on purpose. Ex. “ I didn’t mean to….”
A fraudster who devises scheme is like building a home improvement store. Every aisle is designed and filled with products and is like a scheme being planned in detail. How do I know that a scheme is being planned? It is the energy of devising, scheming. It is the con artist who is manipulating and looking for victims.
In order to resolve a conflict, it is unnecessary to instigate a fight or argument when a discussion can easily be initiated to resolve conflict. Dysfunctional ways of resolving this may look like online defamatory comments that attack a person’s looks, personality, occupation, groups they support, their religion or beliefs.
No one will know until the toxicology report comes back and is analyzed as an “apparent suicide,” will it become a murder investigation.
A perpetrator only knows bullying to gain compliance to survive. If this person continues on this path it will likely lead to criminal behavior that eventually leads to jailtime.
It is a challenging position to be in when attempts to prevent a fraud or getting the word out are stymied. The HCP effect can cause confusion and misunderstanding causing a deceiver to be believed. This is how things get taken too far, and how people get hurt.
9 times out of 10, I know when I am being deceived. It is apparent to me and I can only warn and alert people so that they do not become victims of scams. If they don’t heed the alert, and ignore it, that burden is on their shoulders.
What does an ambivalent person look like? A spouse standing at a distance with hands in pockets, a blank expression, lack of concern, no emotional reaction, not comforting a spouse who is hurt, indifference to their safety or that they are going to be alright.
Spiraling depression, signs of suicide, isolation from family and friends, ignoring, cutting off communication and other factors are what a perpetrator does to increase suicidal ideation in a loved one. Authorities may possibly find a life insurance policy made out in an eyebrow raising amount in close proximity to the attempt, death or abandonment.
To check for accuracy: gloved hands need to pick up any beverage glass directly in front of a victim that is filled with liquid for crime scene analysis, the liquid in the glass preserved.
It isn’t uncommon for family members to feel that a relative is a burden or drain on resources because of their mental or medical illnesses. It is important to not dismiss the dynamics of the familial relationships. How are they treating the sick family member? Are they warm, soft and compassionate? Are they callous, rude and demeaning?
Being a support to a person with a mental illness means that family members are showing and giving love, respect, honor, privacy and are attentive to ensuring they are taking their meds on time. It is giving them a time out for them to calm down. It’s helping them use their strategies to calm down before behavior escalates. It’s using breathing techniques to distract them from a stressful situation.
There is something at a crime scene that is mismatched. How is the spouse acting toward the family member who is sick or suffering?
Have you made many harsh assumptions about a person without talking to them first? Are the ideas way out in left field? When you find out the truth, have you made a fool of yourself? It is best to stay objective and not say anything at all until all the information and evidence is received. The trick now is, how do you know you are hearing the truth? How do you know it is not misinformation from a dishonest person? Experience in discerning and time is what gives you the answer.
When you are reduced to assuming the worst of a person or a situation, that attitude spreads like wildfire and can increase that person’s chances of putting them in harms way.
Do you feel like I am jumping the gun with forecasting, the trajectories or projections? How would you know? Maybe, it just worries you.
Everybody thinks they have transgressions against a person, but you need tangible evidence, not circumstantial or inferential. Otherwise, your case will be dismissed.
It is an unfortunate side effect that after a fraud investigation, that people have no regret nor remorse for their behavior. That’s OK, if they don’t have a conscience and feel bad about the many victims lives they have affected across the state. Restitution will take care of that.
Although the statute of limitations has expired for a statutory rape charge, restitution for the incident hasn’t. It’s the major lie covered by 1,000 little lies. It’s the reason the perp is calling the victim insane. There is an all out war to completely destroy the victim. This is why no police report was filed, why no one supported the victim or stood up for them, why the victim wasn’t taken out of the home, and why CPS was not contacted. This HCP will face felony charges. The only recourse is he has to come clean with everything he has done for an entire lifetime.
Person A was following Person B’s lead. They had no idea that they were led to believe, to be deceived and now they have a criminal record.
Is there as relative that has been caught stealing from you or committing a fraud against you? Before pressing charges, speak to a civil attorney, that way, your relative won’t be roosting in jail all that time.
Drug dealers who left an area because they couldn’t make any money is an indirect effect of an in-depth criminal investigation to the criminal activities going on in a specific area.
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Someone is showing traits of Machiavellianism right now, and is using people for personal gain. It would be hazardous to confront this individual, it is better to wait it out. Full blown effects will not be “turned on” until after his dad dies. His egregious behavior is ramping up already.
A person’s DNA shows mental illness, but it doesn’t mean they have it now. A situation or event occurs – and then those genes are “turned on.” It doesn’t mean that they are a fraudster or acting irresponsibly now. I regret I labeled those people before they had those traits turned on, and before they began displaying predator red flags.
Being an anti-fraud professional doesn’t mean I’m hiding a criminal past because I know A LOT of things. Besides the 40 CEU per year, I read many books, attend webinars, seminars, etc. I can see the trajectory of behavior, as it relates to criminality, behavior analysis and fraudster behavior. Prior to my getting started in this field, for about 3-4 years, I read 9,000 books on all topics related to my field, and also science, math, technology, quantum physics. All of it was interrelated as far as picking up fraudster behavior, helping me profile fraudsters in minutes and giving me insight into the world to see the trajectories and projections on a timeline.
9 times out of 10, when I am picking up that someone thinks I am a criminal. They are likely a fraudster too.
Isolated incidents of aggression and violence are not to be looked at separately, but in totality. Look at how often someone lost their temper, what they did before, during and after. Did they assault a person or pet – did they throw furniture around or a person, did they physically abuse someone?
It can cause PTSD in a child if a parental figure exposes animals to abuse, neglect and the starvation of animals. Children will not know what is going on and will begin to fear their caregiver. If they try and save the animal they may be abused or have bodily harm done too. It is terrible to watch an animal dying of thirst and hunger, stuck in a cage or killing them through abuse and neglect. It teaches the child that they too can be harmed the same way. That there is no safety in this caregiver.
A thorough criminal investigation of a church organization can reveal asset misappropriation, cooking the books, mobbing and a pattern of abuse to drive out unwanted parishioners, going on for years.
It is highly ill-advised for a criminal organization such as a cartel boss to give permission to one of its members… to make trouble for me. It can result in a disastrous consequence for us both.
A slander campaign can begin with a perceived attack, an insult or criticism that goes unknown to the other party. It is perceived to have been done on purpose. The deception, lies and betrayal started then. If people continue to behave as part of the HCP effect – part of the problem, the world will cave in on itself because the dishonesty, lying and secrets kept from each other. These challenging behaviors and thought patterns will spread like a pestilence. It will be very difficult to do business, and be in relationships. People will wonder if their colleagues, contracts and business connections are involved in illicit activity or furthering crime.
The slanderer knew his family were easily led, manipulated, controlled with misinformation and would support their son no matter what. This is the HCP effect. He was a lawful man, with a longstanding business, pillars in the community. They took advantage of their position in the community and smeared an innocent person so that poverty, homelessness and struggle would be the outcome. However, astute lawyers and judges have just figured something out.
A HCP most of the time is a Narcissist. The HCP effect are the flying monkeys, people who are easily manipulated who carry out a slander and smear campaign. If you are a target of a smear campaign, you in all probability “have something on them” in which they wish to discredit you, so you won’t be believed when you go to authorities.
The HCP effect is an all-out war against the victim. Must be pretty important - a heck of a secret – that they know – to justify a vicious slander campaign. This would be a terribly humiliating and embarrassing public display for the HCP to be held accountable. Would be a pitfall. An annihilation of their ego, resulting in a complete tear down, a dismantling the narcissist.
The HCP situation can be multiplied by hundreds and divisible by thousands of the effect taking place in the future to families, groups, associations, boards, stakeholders, companies, small businesses, charities. If the HCP effect is not healed and dismantled as soon as it is recognized, the effects of this can be longstanding, and the consequences continue to occur for years, even decades.
A family protects their son. They knew the whole time what he was being dishonest about, that he was lying and cheating on his tax returns, and all his lies and dishonesty were coming to a head, people were figuring him out. When his world comes crashing down, it will be a landslide. A detective figured it out, by a culminating group of events, the Scatter Point Plot article I wrote – all the evidence pointed to him. And it will take a perceptive judge, lawyer, and cop to put all the pieces together.
A slander campaign ignores and shuns a victim.
When my grandfather was alive, he used to say, “there is more than one way to skin a cat.” He was a grape farmer who became a very skillful, resourceful and excellent hunter during the war – when poverty and scarcity required survival skills. When plans fizzled, he came up with a creative solution – even during a winter storm. No matter how long the storm last, how extreme, isolating, cold – he knew how to survive.
A man or woman pretending to be a friend is immediately profiled as the maraschino cherry – one who lacks value, morals and depth. The con artist. The one who never wanted to be your friend, but now, suddenly does.
Projection definition: A weakness or trait of YOURS that you are blaming someone else for. It can also be a situation or event that has or is happening to you. You may not be aware of it. You may even claim it is happening to someone else. Example: Claiming your wife is cheating, when it is you who is cheating now.
My projections and trajectories are for my field, what I see on the horizon, what need to be planned ahead for, what can be done to prevent it and what is cause for concern that can be disbanded, broken up or diffused now.
There seems to be misunderstandings in my teachings. They are to teach, inform, mentor, detect, prevent, give knowledge, show and depict. My skillset allows me to zoom in for detail on a developing situation or a scam and zoom out for expansion, just like a security camera, but with a larger and wider lens.
Under no circumstances have I knowingly risked my life, put myself in harms way on purpose to obtain information, to evaluate a person, group or situation. I have not accepted job assignments that would have put me in harms way on purpose in a covert operation. I see right through these “opportunities” that don’t have my best interest in mind.
It takes awhile, years, to expose deception, lies, secrets and betrayal. In families, the discovery of secrets are exposed with one major lie, one major fraud. A lifetime of betrayal exposes the insidious nature of one families shocking, criminal conduct.
You can follow in the footsteps of your elders who are doing good things and making good choices, but you have a choice not to follow in their footsteps when they’re making bad choices and making bad decisions.
A toxic workplace builds a foundation on a rock quarry. It feeds distrust, disappointment, disloyalty and dishonesty. Because of this, rookies can easily be led to believe deception and lies.
Depending on the amount of pain you acknowledge, clear and process each day, you can literally change your thought and behavior patterns. It’s literally the Phoenix rising from the ashes every day.
Every day we get to make decisions and choices that affect our lives. We have a chance to improve ourselves and our life if we make the right choices. If we make bad choices and keep making bad decisions, it is going to lead us down a dark path that may be very difficult to get out of later.
Make the conscious choice to choose the correct path.
Our conscience will lead us if we listen to it. If we don’t, it will fade away and disappear. This is what gut instinct, perception and intuition means.
If you are the role model for your family and you have little children who are watching, listening to you, and hearing you, and they see you make a bad choice, they are going to follow in your footsteps. Lead your family by making wise choices. They are not always the easy choice. Lead by example. You earn the respect of your children, family and the people in your community by being civil, kind and respectful.
You have a choice, right now, to stay out of trouble. Do not make the decision to leave. It would be a very bad decision. Do NOT go and do that job.
One by one as obstacles or toxic relationships fall away, my abilities and skillsets expand, sometimes exponentially overnight. When this happens, the next day, it feels like a block has been removed. It feels like when your ears pop on an airplane.
A toxic obstacle leaving your life is similar to when you are sick and not feeling well. You don’t feel like you are all there. Your focus is on getting well, sleeping, resting, and staying hydrated. You can’t think straight. You feel so bad, with vomiting, feeling lightheaded and dizzy. When the sickness leaves, you feel so much better – like a new person.
What penalty would a superior court deem an appropriate disciplinary action or punishment for a company that does not thoroughly do due diligence of the employees it hires?
How often should a third-party auditor investigate its C-Level executives? At least yearly. Check for involvement in criminal organizations, illicit activity, trafficking, RICO and illegal kickbacks. It might be a small group of C-level exec’s. Exclude CEO and CFO. This goes against what the books say, as the CEO and CFO are the first candidates to investigate in white collar crime. BUT, involvement or alliance with a “criminal organization” is the difference maker here. Someone is receiving …. To take … to give back … to prevent from happening ….
The small group of corporate level executives may each have a different reason for engaging with a criminal organization. What are they doing on the side? Are any of them trying to maintain a luxurious lifestyle? What if any is their supplemental income on the side? Illicit activity could be occurring in this organization for some time, years.
A dirty IT person, who is the nephew or son of a man involved in a criminal organization is a threat to any business that he doesn’t want on the map. He is also a threat to anyone who may discover the frauds he is perpetrating, using his employer to conceal his activities on the dark web. My recommendation: Terminate. Change careers with no careers associated with IT. House arrest for one year. No visitations to the home for a period of time. Monitoring of internet activity for one year.
Even after a fraudster is identified, arrested and charged, it takes a long time for the HCP effect to be eliminated.
Rookies and their superiors are shocked to find out they were lied to, even deceived. Deception and lies flow through the ranks and levels of an organization all the way to the top.
Tone at the top that requires a ZERO tolerance policy against fraud related activities is so important. If fraud is allowed in, it allows other frauds to occur. It is detrimental to the organization and anyone working there.
Hitched man loses his marriage. His con is that he lies about his relationship “status” to lead on single women to create relationships.
Profiling, is done so I can understand and know a person, to support and heal. It is not used to worsen or create trauma. It does allow me to see the person’s true self, their character, integrity, if they have a conscience, if they are playing games and why. It shows me how not to react in order to heal them or to perpetrate a toxic cycle.
Due to the knowledge I possess about frauds that are or may be occurring, (if I can prevent it from developing through awareness), and global schemes that are developing, this helps me to let people or corporations know what type of preventative and precautionary methods they need to take, install, implement, train their employees on and prepare for.
Although I cannot be at two places at one time, and cannot prevent ALL frauds from occurring, the community who is actively listening can prevent from becoming a victim. Organizations can install internal controls, preventative methods, and detection devices to stop fraud in its tracks before it becomes a problem.
Is there someone in your life who would be very disappointed if you made a bad decision that caused you to break the law? What do you think they would say? That they are embarrassed because they didn’t raise their children to be a criminal, to con people out of their money, to manipulate people into thinking one thing, leading someone on?
Your friends see how you are treating the people in your inner circle – kids, grandparents, siblings, foster children, your parents, even your pets. They see how you have been lying – you do know it will catch up to you right? That is the reality. The evidence will point back to you. Your life will unravel, especially when you are not making clear-headed decisions. You need to think of the consequences of your actions and behavior. If you don’t do this now, you’re going to have a lifetime of regret and sorrow.
Are you making good decisions that point you in the right direction of straight and narrow? Because, if you’re not, and you get caught doing criminal activity, you are going to lose more than your clean criminal record. People will not trust you, they won’t want to be friends with you, let alone date you because of all the things that you have said and done. It’s a lonely existence. If you don’t have a legal supplemental income source, you got real problems here.
Blowing off steam, letting your hair down, relaxing and letting important things slide is not done by performing volunteer work. You are still building skills of character, integrity, honesty, commitment, kindness and self-control. You are not there to slack off and let everyone else do the work. Building community, making a commitment to complete a task, working with a team to organize and coordinate, to plan and prepare. You are still working on skills, just a different set.
When you spend time with known criminals, their toxic traits wear off on you. They may lack respect for themselves and the crimes they commit, not caring about you either or what happens to you. If you continue making these kinds of choices, the trajectory will lead you to criminal activity, then, eventually jail. You need to really think about the consequences of hanging out with people who don’t have your best interest in mind. It can be confusing because it appears that they are your friend – they are acting like it. But, if they put you in an awkward position, to make a difficult choice, an ultimatum that is a bad decision, you need to rethink the friendship.
Your involvement with a criminal organization may be unintentional, but circumstances and situations can get out of control very quickly and suddenly you are in a position of intention and motive, and that can lead you down a dark path. A path that may make you feel invincible, but it is a mask.
A person with increasing obsessive compulsive disorder, coupled with being a closet gay will not be able to control their urges, cravings or perversion. It may come out in the worst way, at the worst time. The amygdala attack can show up anywhere; a New Year’s Eve party or a get together at a friend’s. Young people: watch your drinks and make sure you don’t leave them unattended.
He is an inexperienced fraudster. His behavior was caught onto as being unusual, suspicious, red flags and predatory. Someone was listening to their gut instinct and perception. They were able to get out of the way.
All the King’s horses, and all the King’s men, couldn’t put the HCP back together again. Smile, it’s a joke.
“Led to believe” there was something wrong with the victim, when it was really the HCP.
“Led to believe… massive regret … scrutiny by authorities.” What am I saying? Be careful who you trust and who you believe, you don’t want it to lead to massive regret.
The HCP and HCP effect is going on right now in Nigeria, China, Russia, Cairo, Egypt; France, Sacramento, CA; Tennessee, Nevada, … Akron, OH; amongst other locations right now. What I’m impressing upon you is that the HCP effect can go on anywhere, at any time, in any town. No, I’m not investigating anyone in these locations. However, I can feel malicious intent , coming from those areas directed toward a victim; a fraudster looking for an opportunity.
I’ve extensively studied fraudster behavior prior to my going into this field. There’s a certain level of accuracy in which I can predict what is gong to be said, how they will act and behave in any situation, event or crisis.
I know my family, spouse, and in-laws better than they know themselves. I am able to predict with a certain level of accuracy what they’re going to do say, do, act and behave in any situation, event or crisis.
In a large congregational, conference area, or mezzanine I able to, with a certain level of accuracy able to pinpoint the persons who are not there for the stated purpose of the meeting. The con artist looking for their next opportunity, the dirty employees working there. Any co-conspirators are identified by their proximity to the main fraudster. It looks like a star pattern. This is how you find the members in a group up to no good.
My supplemental income is verifiable; this is how sources of income are determined for legitimacy. You need to provide a legit source of income and receipts for how you’re paying your bills.
Hiring an undercover police officer is recommended if you have had previous run-in’s with family members who have difficult controlling their challenging behavior or have become violent with you in the past. They serve as a witness, can call for backup, issue citations and can arrest if necessary. This is for your safety and is precautionary, especially if this is needed for an out of state funeral.
Profiling a con man or woman can blow the soup can lid off the romance scam they were hoping to embroil you in.
Deception doesn’t care about you, if you get back safely or if you are even alive. It might even laugh and have a quirky smile about it. It is the ambivalence if you disappear. It’s a lack of care and concern for your safety and well being.
How you I pinpoint a scam that a fraudster is implementing? I pick up, perceive the trail of deceit, the lying, the dishonesty, the manipulation and conning. The stronger the energy signal, the more deceptive and conniving.
Inexperienced fraudsters have their scam realized when they attempt to implement it. Employees will be alerted to their suspicious behavior regarding the suspicious transaction. Look for unusual, marked description of behavior – especially when the plan goes up in flames, when they realize they’ve been caught, when they just made fools of themselves.
The HCP effect can land you in jail, over the holidays, if you aren’t careful. You can lose your retirement savings or now have supervised visits with your kids.
A group of individuals have had a whole lifetime to get their act together. The same bad choices, excuses, the same wrong turns and mistakes, the same negative turn each time. Getting caught and fined wasn’t enough. Now, they have fingerprint cards on file.
To handle difficult well, you must make difficult choices, because they are good decisions and the right decisions.
When you create your own misunderstanding, is it coming from your mind or your experiences? Until you heal and recover, you won’t understand why your brain thinks the way it does and your relationships fail.
If a person in your life is making bad decisions and bad choices, it doesn’t mean that you have to do the same. If you recognize that a person is causing harm to someone, and you know it is wrong, and is breaking the law, it shows you have a conscience. Use this to your advantage so the trajectory of your life stays on the correct course.
It is time to start making smart choices and good decisions for yourself. Remember, when people try to make you feel less than and undervalued, you are worth so much more.
There is a snowy winter storm ahead for me. It is a planned attack and has the potential to cause PTSD. It is high stakes. An alliance. It is all a misunderstanding though. It is a case of mistaken identity. They think I’m someone else that has committed a crime and their criminal intent is to bring me to justice in their way. It will be handled.
A cartel member has been paid illegal kickbacks, hired through the dark web and has been rabble rousing, instigating and provoking to contribute to a slander campaign. How many felonies are we racking up? The question we need to be asking this miscreant is, “How many illegal kickbacks did you pay?” And “What was the amount that you paid?
Cartel members are pros at instigating, provoking and not using proper etiquette of being civil and having manners. If you have a issue at hand to discuss with me, I ask that you be kind and respectful to resolve it. I will not tolerate threats or harassment, in any form. Do you want to go back to prison?
A smear campaign will protect the reputation of a HCP, while destroying the credibility and reputation of another person/group/association that has accumulating evidence that can send them to jail.
A man has been masking his abnormal behavior around his spouse, but it’s leaking through, it’s the cracks in the marriage… a total proton reversal.
When there are red flag predatory signs and behaviors of the people surrounding a person, know what they are surrounded by criminals, fraudsters, and con artists. None have their best interest in mind, have ill intent and criminal intent. It is just not a safe place to be.
Some people’s crimes can be recognized by similar repeating behaviors in a relationship. Ancestral trauma is a set of activities, choices - jobs, attitudes, way of life, relationships, negative behaviors, passed down from one generation to the next. Criminality can be passed down, go-to-default behaviors of the violence cycle, being emotionally unavailable, having affairs, and engaging in illicit activity can all be problems that contribute to dishonesty, cheating and lying.
If one secret or lie is exposed, likely other life-threatening, life-changing secrets and lies will also be exposed. This comes at a cost, and at the worst time, during an emotional crisis, when a warrant for arrest is served, when a behind the scenes investigation finally closes in on fraudsters.
It is unfortunate that a short-sighted, narrow mindset has such tunnel vision that they cannot see their history of back door bad business deals creates a reputation as a dishonest business person. To make matters worse, a supremely bad idea is to work with the cartel. Now, I can see how unintentionally, this business person may say they are not breaking the law – but things can slip out of control very easily. A plan goes awry and can end in disastrous results.
There seems to be this “payment plan” that I hear of to receive services from the cartel. In this one case, it is to save a business to put bread on the table. Others may be to save a house from going into foreclosure. Working with the cartel, this person’s whereabouts and activities may become questionable. This person on a plan, can still go bankrupt or foreclose; but if he/she defaults, by making missed or late payments there are deadly consequences.
I have been honing a skill of mine to receive information faster. The present goal is at a few weeks, then by end of day, then by a few hours. This will allow me to serve subpoenas, literally, the next day. What would I use this for? Any one person, group, department, office that engages in defamation, furtherance of a crime or devising a scam.
In the movie, The Edge, Anthony Hopkins, is the billionaire. Even after his enemy turned on him, Hopkins still saved his life, treated him kindly. The movie teaches us a lesson about character and integrity. In a tremendously difficult position, the billionaire could’ve easily ended another man’s life. After his enemy fell, he could have easily let him die. When he was unconscious and in massive pain, he could have left him for the animals. He could’ve let him freeze to death, and even die of thirst. When his enemy needed him the most, he took care of him with the resources available. There is a billionaire in all of us. It has nothing to do with money and everything to do with being a good person and doing the right thing.
It would be unconstitutional for groups and institutions to petition for me not to open up a business in NC. Not only is this illegal and unconstitutional, if it was overseen by a political organization or political figure, that means a fraud goes much deeper and further. Then the question would be - who else is involved?
There seems to be some confusion in deciphering the exact point in which a person changes on a dime – from lawful person to manipulative con. What do we know so far: 1. Are they a product of the HCP effect?
2. Have they experienced a psychotic break or a mental illness gene that clicked ON.
3. Was there a death of a close parental figure? Now look at how the traits of mental illness can be exacerbated by any of the above. It then causes a negative reaction, outcome and consequence, that are life-changing, causing the switch to be permanent to be a con.
If there is an opportunity for financial gain to occur, but it occurs infrequently it isn’t as noticeable. However, if there are many opportunities – luxury vacation homes, expensive resorts, concerts or events that attract a high-dollar clientele, a retirement home for 50+ people - now there are numerous available victims. If the scam was caught onto quickly and noticed, now deterrence and detection is high.
In a rehab facility the demographics are low, opportunity is low because the perceived detection of a scam is very high. A con will not take the opportunity even if a victim is available, due to the number of therapists, counselors, priest, nurse, doctors, orderlies, nutritionist, etc., constantly coming in. They would be seen and recognized. If this con left a person in distress, crying and they called a doctor and ratted him/her out, he’d likely be caught by security before he reached the front door, especially if there was a robbery, larceny, etc.
It is important to make the best of the days you have left while you are in good health, can travel and be mobile. Things can happen on a dime that change overnight.
Do not take for granted the people you have in your life right now. In an instant, secrets can be revealed, some that are life-changing, some that cause a change for the worse. We all can’t have our way in this lifetime.
If we bully and harass someone there’[s a consequence for that. If we speak unkindly, are disrespectful, undermine their authority or credibility, there’s a consequence for that too. If we can’t treat each other civilly then how will we resolve conflict and come to an agreement, a place of understanding?
When a threat is discovered and removed, the stress level in the family reduces substantially. It is the massive weight loss, the sense of humor that returns, and the peace and solace that remains.
It is the missing link in your cold case, the archived file, the case you are trying to solve with all the specialists coming in, that you just don’t see.
When a whistleblower’s knowledge is dismissed it is because a criminal needs to pursue illicit activity. If people believed my knowledge, criminals would not profit and could not use extortion. It can be an all out war, a struggle to be heard in an area where corruption is rampant.
The HCP effect is disorienting and confusing, as it is being fed two lines of communication: 1. – that a person/group/company is being dishonest and is the fraudster, and 2. the criminal organization is attempting to undermine the group’s credibility.
In order for frauds to be discovered, realized and scams to be stopped and recognized, the correct information needs to be fed daily, consumed like hot chocolate on a sled riding day, like a comforting cup of chicken noodle soup on a rainy workday. Knowledge needs to be fed like nourishment.
If the endgame of a criminal organizations increases the HCP affect, then influencing and persuading the other half who are honest. This is how it spreads to other counties, towns, cities and larger areas. It spreads like wildfire. More fraudsters are getting the word out to increase the HCP effect – getting everyone on board, everyone is piggybacking on the idea.
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It is very difficult to live with an instigator, someone who enjoys making trouble, but not wanting to resolve conflict or attempting to problem solve, leading to gaslighting and making their family second guess themselves, have doubts about decisions they make. This leads to a desire for instant gratification. He enjoys making trouble, pitting people against each other, causing fights. Once he stokes the fire, he sits back and watches the flames. These are traits of anti-social personality disorder. It’s one reason why people grow apart.
It can be a hardship for a couple is which divorce is pending. The wife has moved out, the husband now taking care of a very large house. He neglects it. People complain. Because of this he cannot have a pet, and with missed and late payments he too, cannot have a pet.
A certified financial planner would be able to instruct people on how to set up frameworks for themselves, their family and children. That way it's customized to their situation and they have somebody who is registered who can answer questions from a financial standpoint.
When there is a back-and-forth inability to tell the truth, it’s indicative of predatory behaviors and instincts that are being cultivated.
A greedy person about to go bankrupt, will charge prices that are well above market rate for their industry. As a result, these prices will bankrupt him because they are not in line with other professionals in their field. If business suffers as a result of the increase in hourly wages, increasing it again will tank the business. Clients will begin to wonder if there is fraudulent activity occurring.
I cannot prevent fraud that is ALREADY occurring in a company. Even if the same fraud has been occurring again and again, and rapidly. In this scenario, somebody already knows about the fraud. And the reason it keeps occurring is because it is intentional and they’re doing nothing to stop it or close the loophole to prevent it from happening again.
Manipulative behavior is the obstacle to growth as a person
It is unconscionable that a person fails to feel remorse and regret, seeing people as objects to be abused and maltreated; even family was used, and put into bankruptcy.
When his world comes crashing down - the landslide - people find out who he really is and turn away from him - he might get arrested. He can no longer conceal who he is and the behaviors he’s been hiding.
It is the psych and medical evaluations performed immediately that confirms what the family has been suspecting all along.
The first time someone commits an illegal act and gets caught, he has no idea that he has lost more than just his freedom. He now has a guilty verdict.
He now has to go through the rest of his life with the burden of heavy negative emotions of what he has done. His family is embarrassed for him. His children do not speak to him. His parents are embarrassed and especially shocked and hurt about all the criminal activity he became involved in that resulted in multiple felonies.
Forecasting, the third step in pride. This may or may not happen to someone. They could make different choices. The next step is a psychotic break or a suicide attempt due to the financial landslide. It can be anywhere from one to three months away.
He has not protected his assets and does not have a back up supplemental monetary plan. He has depleted his inner circles; they are bankrupt. He has not provided for his family in case of an emergency. He doesn't have a secondary career to fall back on.
No, I cannot predict everything because people make different choices, they come from different backgrounds and they're given opportunities to get themselves out of a landslide. But if this person continues on his path, this is likely where he will end up.
A prideful person's next step is hitting rock bottom. No one can save him. This could be the reason why the head is very deeply buried in the sand. He sees other people's monetary assets as his, whether that’s a fixed income, a trust fund, a wealthy older woman or someone else's supplemental income.
Some examples are: a person cannot admit that they are running out of money, doesn’t have skills, is dishonest, cannot hold himself accountable, going into massive debt, is an alcoholic and bankrupting his ‘accounts’ (people he uses to pay off debt).
Shirking responsibilities is more than not paying bills and having missed and late payments. It is neglecting, forgetting to feed the cat, not prioritizing paying people back for debts owed, but also “making light of” abusive behavior and maltreatment of others. It is abandoning your family when a fraud is discovered.
A perpetrator only knows bullying to gain compliance to survive. If he continues on this path it will likely lead to criminal behavior that gets him arrested and in jail.
When a person has poor insight into himself, he cannot see how his behavior affects others. He does not plan ahead. His eyes only see "instant gratification."
He sees other people's monetary resources to obtain the things he wants. He does not have his own supplemental income.
A person does not feel that they need to pay back debts. Their financial irresponsibility has been going on for a couple of years and is getting worse. It’s one of the reasons that their business is tanking.
Clients do not want to do business with somebody who does not pay their bills on time.
When a person‘s values take a nosedive, it feels like a gut punch. When a lawful person begins to cause division in marriages, allows dishonesty in partnerships, and increase bad backdoor business deals, it is the death knoll that’s something is worsening.
Fraudsters bring negative attention to themselves when they point fingers and deny the fraud that they accuse others of that they are concealing.
Massive regret occurs only after a decision was made, such as the wait-and-see approach or to ignore something entirely.
People need to fight fraud every day, challenging themselves when they’re put in difficult positions, and asking why decisions are being made. It should not be asked in a confrontational style, but more of an inquisitive approach. If there is a wait-and-see approach, what is the benefit they are gaining?
When you find out that you are the HCP effect, it’s a humiliating and shameful experience. The guilt and shame you feel is normal. You might feel “I should have known better, I’m a XX-veteran and I still got duped. ”The only way to prevent this from happening again is to understand why you were easily led.
Until you figure out the root cause, healing cannot be done and when the same situation happens again you may fall into the same repeating pattern. Heal yourself first.
It is hard to be in relationship when you are constantly demeaned and put down. A lack of problem resolution begins with insults, derogatory comments, criticisms, attacks to self-worth and self-esteem. It is important to be non-reactive, and walk away.
An Alzheimer's patient, is led to believe and be deceived that their actions are helping someone. The harsh reality is they can be committing bank fraud. This person is following the HCP's lead. The HCP is taking advantage of a moderate declining cognitive state. The HCP doesn't care if the Alzheimer's patient gets arrested, has a criminal record or goes to jail for carrying out the request. This is elder abuse also.
A husband who does not want to pay alimony can have his state licenses revoked. He cannot leave his wife destitute and not pay your bills. He must make payment arrangements so that he does not have a judgment or lien on his mortgage, property or business because he owes you money.
If at any time he made his bills a priority and not the wife’s, the legal document must show that paying the debt to his wife is now the priority.
The life lesson for a couple intent on causing trouble and division in another person’s marriage - is to be happy with what you have. When you get rid of a blessing, you can only expect consequences of embarrassment and humiliation to be your friend.
Their bad choices, resulted in bad decisions, resulting in bad everything. They really messed up. Several couples got caught up in this mess and when the tables turned, the truth came out as to what happened, how people were led to believe, and easily manipulated.
What could be a potential life-threatening situation can immediately be halted through an intervention so that the person who needs mental health support can get the services they need.
Prevention of volatile behavior, being proactive, and getting people the mental health services that they need is crucial to prevent something more disastrous and dangerous from occurring. When people act out of character, display erratic and bizarre behavior it is much more than stress.
A disastrous effect of the HCP effect is a relative attempting to get mental health services for a family member, but are repeatedly dismissed.
Despite repeated requests by a host of facilities and professionals they were still ignored. What happens? It can look like workplace violence, a school shooting, a man who threatens his wife with rape or threatens his children with a gun. It also looks like threatening behavior in public.
Imagine the lawsuits, sanctions, and fines that a hospital would incur if they did not believe a victim, whose water was poisoned with bleach; imagine they died.
There would be internal investigations, resulting in terrible consequences for the staff, to include jail time and medical licenses being removed.
If lawful citizens are not careful, they can easily and unintentionally further a crime, such as extortion. Once they realize what they have done, committed felonies, they are eager to keep this secret and hide this MAJOR lie behind 100 little lies.
Anyone who has witnessed it will be made out to be crazy, incompetent or they may be kidnapped.
I can warn your group or team of incoming threats in advance, so that you can get into formation to protect your group.
A young teenager has a tattoo of a grandfather's death stenciled on her calf. It is so large it covers half of her leg. He obviously played an important role and had a substantial impact on her, a major influence. When her father left. He also emotionally abandoned her, and only contacted her for obligatory events. There is a reason for this estrangement. There has to be reciprocity on both sides for the relationship to work.
It is near impossible for a person with antisocial personality disorder or psychopathy to feel remorse for their crimes. They regret that they were punished, and were caught. They feel nothing, no empathy and compassion.
Being in jail is a different story, as the physical pain, violence and trauma is a daily occurrence.
A husband badmouths his wife to her uncle; she is slandered relentlessly. He pontificated about himself and made it look like his opinion was gospel. The uncle has second thoughts and doubts about the husband's character, loyalty, and honesty towards the wife. The uncle picks up that he is being dishonest, trying to cover up something he has done, a MAJOR lie. If he can make others believe his wife is crazy and incompetent, it will prevent his secret from getting out. But, his deception is heard by other relatives and soon his secret is discovered.
A father, whose intentions is to drive someone to suicide is insane and mentally disturbed. It is difficult to come to terms with a person cascading down the mountain of mental arrangement, spiraling down into depression and thoughts of murderous rage.
A father is unrecognizable as his unbridled rage is taken out in the most horrific, torturous, and demeaning way. When the police write their report, the events leading up to this violent episode will be scrutinized moment to moment.
It is a great, substantial loss to lose your father to criminal barbaric behavior. God has not intended for us to lose our parents, he intended for us to get along and work through our problems, heal from the dysfunction through counseling and support.
In a dysfunctional and toxic system, not everyone is trying to heal their pain, projections, weaknesses, and are not trying to understand why they have anger outbursts. The lack of love that they have for themselves shows in that they're not trying to be a better person for themselves and to keep relationships. They are making things worse all around.
Being well-versed in perception and gut instincts I've been training for a while now for a tremendously challenging ordeal ahead. It will challenge me to be objective, and calm through decision-making. It will require me to be non-reactive so as not to escalate the situation.
When you choose to engage in business with the cartel or mafia, you are using their resources. You are also fair game for their choice of severe to harsh punishment if you do not keep your commitment to them.
If RICO is involved with a business, and you are hired by them, you could be complicit in furthering illicit activity or engaging in criminal activity. A felony may be headed your way.
People who may be hiding under the guise of fraudster will throw you under the bus, fail to do their jobs and accuse you of a crime - in an attempt to derail your career. Don't take the bait.
It is hard to be left behind. We have all done it. Sometimes it is for safety and protection or to end a relationship. Nonetheless, it takes an adjustment to get used to the new normal. Give yourself time to go through the forgiving and letting go process.
If you were left, don't get up in the details of why are all these people leaving? Nine times out of 10 it has nothing to do with you and everything to do with them. Look at the bigger picture. Do you want unsupportive people who are fake friends, who gossip about you, make you look bad in front of coworkers or pretend to be a close colleague, but has been slandering you? If you grew up in a hostile household, and everyone is leaving you because you are becoming healed and whole on your own, then keep the positive outlook and move forward without them.
It is so important for people to have supplemental income to fall back on. Even young teenagers can practice a skill or craft so they can have additional money if they have an unexpected or unplanned expense. It is always good to have a back up plan for income so that you are not swayed by others to do something that is not in your best interest.
When a spouse is no longer interested in their relationship, the road they shared with their spouse, has now been replaced with: holding onto slides, ignoring the feelings of their spouse and boundaries, a hobby, work, and other people. Now their selfishness has corroded the relationship and instant gratification is more important than family.
This behavior can lead to getting involved in gangs, having friends that are criminals or involved in criminal activity.
An extremely toxic action can be an expression of disappointment, hurt, grief, and sudden abandonment. It can be difficult to know what to do with massive emotional pain, heartbreak, shock, devastation, and regret and remorse.
It is the nervous breakdown, the psychotic break, the overdose, reckless driving, a violent assault or a series of violent attacks.
Because of how someone treated you in the past, you may not want them in your future.
A person who is being initiated into the cartel, must do what members say, and when they say. They are coaching them on what to do, how to be deceptive and deceitful, lie, be dishonest with family and how to fool authorities. Eventually, the dishonesty and lies will catch up to them, there will be a financial landslide, a pitfall and a fall from grace (pride goes before the fall). They will fall on their sword of deception. They will have brought it on themselves.
You can save someone's life, but you cannot do their healing for them. They have to discover that on their own.
You have to make a conscious choice, even when you're put into a difficult position, to do what's right for you and for your healing. Even if that means letting go of a toxic person from your life.
Manipulating a CFE is ill-advised; I will not be lenient on you because you decided to come clean. The same goes with you intentionally choosing to make the same bad decision repeatedly to engage in illicit activity.
It can be tremendously difficult to find out that a dysfunctional family unit are the ones behind all "the trouble." Their level of criminal insanity put them into a position in which all the evidence points back to them.
The trajectory of the cons game will eventually lead to massive pain, when all the people in their life leave. Their challenging behavior makes people afraid, they can no longer be trusted and they now have a criminal record. Their parents have a no contact order due to their episodes of violence, and he cannot keep a job. If people are afraid of this person, they won't likely have a support system. Eventually, the possibility of returning to prison is very high.
Concealment of abnormal reactions that have been taken to an art form can no longer be hidden. It is now coming out in the form of defamatory comments made online on apps, such as Fox News and NextDoor. Provocations up to, and including: irritating others, spreading lies, slandering others users, contributing to rabble-rouser behavior, publicly trying to destroy someone and even taking something too far to the point where charges are pressed.
Showing how prostitution, illegal gambling, and human and sex trafficking operates can be done in a safe way. An example is with federal special agents. In this way, it can teach. If I see it unintentionally, it can also teach.
Extreme force equals extreme violence. Cartel members will eliminate anyone that gets in their way of furthering a crime.
My violence prevention protocol is the opposite of what they are teaching new recruits.
When we see these young kids involved in gangs, we see the coercive control, escalating situations and threats. Sometimes they use excessive force. This is how they train them as a young warrior. There is no negotiation and no compromise. Resolving conflict is done with a gun and threats to their life. This is why we see so many conflicts amongst young people and ZERO attempt to resolve a problem in an adult manner.
Cartel members who train new recruits require obtaining compliance in a series of steps. The member is training the newbie (not on how to diffuse violence) on how to instigate problems, and quickly escalate a situation through demands of verbal abuse.
He's teaching the new recruit how to rob. He is showing how to use coercive control and threats to gain compliance.
The more erratic that behavior becomes, the more a person will try and hide their abnormal reactions. What is being hidden? A good guess is sociopathic traits needed to do a job. This person may be mentally unwell, and trying to hide his traits.
Healthy individuals who pick up and sense that deception that is occurring, may automatically think that someone is cheating. This isn't always the case. This could be the deception part. On the other hand, engagement in illicit activity, such as BEFORE a family event, and AFTER could mean anything. It could be a "meeting" that coincides with the family event. This conceals X and is unknown to others. Note: Energy does not lie. If people are picking up on "deception" something is awry.
Healthy individuals who are not from dysfunctional families recognize toxic traits early. They recognize the toxic cycles. This is why they pick up, sense and have a gut feeling that someone is making trouble - due to sudden behavioral changes, masking abnormal reactions, and deception. These people are another group who is noticing the out of character, bizarre, and unusual behavior. They cannot put their finger on what's wrong.
Dysfunctional people may think it's odd, but think nothing of it.
Fraudster behavior and dysfunctional family systems are similar. They can go hand-in-hand to prostitution, the way the drug cartel operates, the way behavior is and how mental illness and cognitive degenerative disease play a part in dysfunctional communication.
I don't know what generation was taught to never back down from a fight, and I hope to lead by example.
One of my sources relayed this about gang members thoughts about me:
"If we are to see her, we are to stop our criminal behavior. She won't know if we're actual criminals or with the cartel. I don't wanna go back to jail. Prison was not a safe place for me. She keeps me in line. She keeps me in check when she is out in the neighborhood. Cartel members act, all tough and arrogant, but they are scared of her. They don't wanna go back to jail either."
If the HCP effect individuals do not heal from why they were easily lead, it will happen again. If the world doesn't learn from this, we will all be in poverty, bankruptcy, and criminals will have taken over.
A person has to want better for himself, he can't expect his spouse or partner to do all the work in the relationship.
It can be shocking to realize that ambivalence and indifference to thoughts, emotions and feelings of others is an indicator of underlying psychopathy and antisocial personality disorder. This means this person faked emotions and feelings because he knows that's how people react in certain situations. With this new information, it should make you wonder, but also - does it make you guess or react emotionally?
Are they leading you on? Are they being genuine or conning you? Looking back, things will start to make sense. This is part of healing; have compassion for yourself during the time that you didn't know.
One of the hallmarks that a relationship has soured is the lack of communication and conversation with the other. Avoidance that increases substantially to the point where interaction is uncomfortable and awkward is the second.
Procrastination will eventually break down relationships. It looks like waiting too long to work on a marriage, solve problems between friends, receive counseling for a personal issue. Sometimes a counselor is able to get through to their patient. It can be difficult for a person to get a grip on how they the neglected, ignored and treated people as options cause them to disappear and leave their life.
Some people will lead a mediocre lifestyle, no matter what. You cannot change them until they want to change themselves.
Why did the stock market crash happen and how does it relate to fraudsters tanking businesses today? Ex. A man's business is taking and his colleague says, "I know a guy who helped me. Let me introduce him to you." A deal is made. It increased the business man's profits for a while, but then, unintentionally, he got in over his head with debt. The guy had him over a barrel. Now he is making payments to the mafia or cartel. There is a harsh punishment of payment is not made on time.
Experts are experts in their own field because of the massive pain, circumstances that were out of their control, their suffering or their life experiences that they recovered from. It doesn't mean that their advice and being a guru applies to you or someone else. It applies to them and they are sharing their experience through information. You cannot base another expert's healing from turmoil, to apply to you.
It's the one who doubts themselves that makes others doubt themselves. They ask, "are you sure?"
This is how doubt is instilled, and how an insecurity is created.
Dysfunctional families do not see how their abusive behavior affects other people, but when they do, sometimes it must be pointed out by a psychiatrist, lawyer, and even law-enforcement. They truly believe that the member they have treated so poorly is the one who is mentally unwell, un sound or that they are the problem.
You have to understand why you are listening to misinformation and deception? If you were easily led by deception and lies, you will easily be manipulated. When you're easily manipulated, you're easily controlled. This is how people will be led.... the trajectory ... is of one world order.
The truth comes out in an emotional crisis.
A person with no sense of self, of who they are, their likes and dislikes, what they value and what their moral code is, can easily be persuaded by a stronger HCP personality.
Even big mistakes, help you to process your pain faster. It helps you to move forward a little bit. By reflecting, and contemplating it helps you to progress and process your pain.
It isn't until after much abuse and neglect, dysfunctional, communication, playing games, lying, and being deceitful, that a family member begins to distance themselves from their family of origin. They obviously want better for themselves, I know I would.
The HCP effect keeps people from coming forward with what they know. After all, if someone knows something about a crime that occurred or a missing person's case, they must be involved in some way, right?
Marital affairs can happen anywhere, however, a church would be an unusual place. While others are hoping to meet their future spouse, a married spouse, can easily sneak away and hide a secret relationship under a long-standing friendship; sneaking away for a little affection.
In Greensboro, there is a place of business for budding entrepreneurs, called the Nussbaum Center. There are businesses in that center that have gone out of business because of defamatory remarks written online about them. They didn’t have a fighting chance, ended up losing profit, and closed their business.
This was due in part because of some dark web person who decides whether someone has a chance at success. Everyone has a right to a livelihood, whether you believe it or not.
The reason a fraudster goes undetected for decades is because they created the appearance and lifestyle of the nuclear family – the Norman Rockwell family – loving, close-knit, showing care and compassion. This could be further from the truth.
All types of trauma, abuse, neglect, malnourishment, poisonings, causing bodily harm - could be covered in a manner of ways. Some of it was done as punishment for their behavior, not acting in compliance, not giving in to demands. Many families like this still exist today, it is barbaric and primitive.
A defamation lawsuit can arise when multiple people witness, on an app, the defamatory and slanderous comments made online. If someone feels threatened enough, they will press charges.
A defamation lawsuit can reduce a person’s lifestyle. If it involves racketeering and illegal kickbacks, it can get them disbarred or their medical license taken away.
It can be a humiliating experience for the fraudster who thinks they have a target figured out. But, they made a fool of themselves, and is laughable, shaking my head, that they just embarrassed themselves in public.
They now have an audience who can confirm and hold them accountable for their egregious behavior.
A planned attack can be devised by a group of “dirty” individuals and is meant to get you arrested and in trouble.
A fraudster is looking for trouble and may look for an easy target. Remember, he/she is looking for a toxic reaction from you. It is best to acknowledge with a short: Do I know you? If it is met with harassment, be silent and walk away towards a store.
In the event you are being harassed by a stranger at a shopping mall, there are likely a number of people ready to call 911 and assist you – in the stores, on the sidewalk, people going to their cars. Police are probably already in the vicinity and they will arrive in a couple of minutes. Now, you have the public as witnesses who can testify against the fraudster harassing you.
The consequences of slander can become so severe that the target of blame cannot escape.
When a person is a target of a hate crime or is the subject of a smear campaign it would eventually cause a person to enter into the witness relocation program.
Not every job opportunity is a good fit for me. Some are not in the best interest of Raven, as it requires me to give up all rights and control. Some fraudsters like to think they can trick me into helping them further their crimes so their criminal activity can flourish.
Is this accurate? “People are being paid to slander a business, person or group. This is another way that the cartels and mafia can drive people out. Fees for $10K, $20k, $30K for an assassin, aggravated assault, rape, drugs and kidnapping.”
When an aggravated assault leaves you at the mercy of your perpetrator, the best thing you can do to survive is temporarily comply.
When you lose someone of value, you appreciate who is left. You no longer take them for granted or treat them as an option. However, if you don’t learn this important lesson, soon, everyone will leave your life, and now you will be the option
A HCP may use his income (a substantial amount) to base a student loan amount on, versus, your lack of income or the income you expect to make after you finish schooling. A loan for $25k, can easily become $50k with interest, especially if payment was defaulted or deferred. It is an undesirable place to be. Speak with a lawyer to see how you can acquire a grant or scholarship instead.
In banking, when you have an account for wire transfers, only place money in there in the exact amount needed to place the transaction. If someone in another country, let’s say, France tries to withdraw $10,000 from your bank account, bank officials and the fraud department need to question - did she give it willingly or was she pressured? A phone consult with the fraud department may reveal details and evidence. As part of an internal control, there needs to be a secret code on the account in order to do business on the account. The request must be done from the USA not overseas.
Penning a letter of understanding means that two people or parties agree to terms. One of those terms could be not using coercive control or threats to gain compliance.
An example, is one of the parties receives a pittance for work done previously but not paid for. It is a substantial amount. The other party has plans for the money. He/she may try and guilt you into giving them the money and if you won’t, he/she may try to steal it.
Each time I see something on the horizon that could be a pitfall for businesses, industries and people, I would warn through tweets or articles on LinkedIn. I planned for myself, and led others to plan for themselves. I can’t make people believe or see, it is up to them to take responsibility.
Giving a fresh perspective on an archived file, a cold case, a present murder case, a disappearance, kidnapping or locating missing persons – on the run or in a car - may offer the missing link to solving your case. With my unique skill of reading energy signatures, this alternative perspective can solve crimes that have been on your desk for years and decades, sitting in archived, dusty old store rooms.
“Don’t start with me,” is a commonly heard phrase from someone who does not want to feel guilty or ashamed for a behavior they have or haven't done.
In situations where it is necessary for me to control my behavioral reaction, (as anything else can give me away) it can create a potentially dangerous situation. If I show a normal reaction such as surprise, shock, hurt and even sadness, the consequences could be severe and put my life in danger. You cannot think clearly in a crisis if you allow your emotions to control you. Plus, it is important to remain stoic, as you do not want to let on how much you do know.
When retraining to control your emotions, you are also controlling micro expressions so that “it appears” you are not affected. This is difficult, as it is an abnormal reaction in which a normal reaction would occur instead. There are times when I had to play along and go along all the while, knowing that I was in dangerous situations, where people didn’t care if I died or was seriously injured. Luckily I was able to escape those situations, as I was surrounded by violent criminals and the cartel.
I think it’s humorous when a band of criminals try to scam a person through coercive control. Fraudsters realize the victim won’t comply.
They are two heads too short of a realistic game plan.
Lifelong friends who are the first to turn on you, are probably listening to gossip. It is an example of how anyone can turn on you for any reason and no reason. They pretend to be there for you, until the winds of change start to blow.
RICO: “criminal scheme or operation with reoccurring profit, in which a service is to be put into effect, solves a nonexistent problem or solves a problem that would not exist without the racket." RICO: #2. Criminals use this to make money, to make a living. It’s their livelihood when they can’t get a real full-time job. That’s why they are wealthier than most.
Within a couple degrees of separation I hear a fraudster say, “How does she know all this stuff? What does she know about me? Has she seen the frauds I have committed - does she see me NOW?” Look here – I’m living inside his mind – RENT free!
Fraudsters who are obsessed with greed fail to plan ahead. The only opportunities they see are those that can satisfy their instant gratification desire.
The more times that a person is thrown under the bus to authorities – that should signal a SOS, a red flag, a predatory signal. Somebody has information on somebody that they do not want others to believe. This is what is known as the smear campaign. Everything law enforcement hears needs to be questioned; the only problem is now, are you questioning the right people or the people that fell for the HCP effect?
A fraudster had an epiphany – to keep pointing fingers at other people to take the attention and blame off of them. This is how a fraudster distracts law enforcement, so that they are investigating and following the wrong person. Laughing – pretty funny what you think about it.
A person to be used as an object is called Machiavellianism. They see you an object to gratify themselves. They may see you as a financial opportunity, as someone that they can sabotage, ruining your reputation with connections from an online social media website or app. They may make things unpleasant for you through public humiliation, even embarrassment to upend your plans, harass you in public, cause you trouble.
Rarely do dysfunctional families give up the fight to take one or more persons down who don’t meet the “criteria” for what they regard as normal. There will be dysfunctional forms of games in neglectful patterns of abuse and communication – ignoring texts, calls and not responding for days. There is the influence of a HCP here.
Trying to get your arrested, commit a felonious act, intentionally causing trauma and abandoning you when you needed help the most, kicking you when you are down, contributing to not feeding you well, causing malnourishment – are some of the ways you family can still abuse you as a young or senior adult. Be aware that it is best to create boundaries or write letters of understanding. This will address the issues, not avoid them.
If two cons are playing a game, one is a seductress, and the other that manipulates others out of their money, they are meant for each other. Both will manipulate each other, devise schemes to get one over on each other. The cycle repeats. Eventually, they’re both arrested or the other quits because they are tired of the con game.
When a person’s new set of friends are from the HCP effect you recognize that you were easily led and manipulated by people who don’t have your best interest in mind. They may try to get you arrested, detained, jailed and cause you to get a felony. When you hang around criminals, you learn their ways. They are devising schemes, getting into trouble without cause or concern for their OWN well-being. They don’t care about or respect themselves, and carry the same attitude towards you. You have to have a strong sense of self, self-confidence and know that you are worth more than being treated this way.
A siblings behavior can warrant criminal investigation because of challenging behavior and during estrangement.
If the family does not support the new marriage it can contribute to the progression towards divorce. Eventually it will drive you apart. There may be 1 or more or many HCP’s in this family that feel threatened by you, causing the disruption in your marriage. Just be mindful while you are dating, what to look for.
The dysfunction in a family can tear a married couple apart, especially when actions cause deception, division and discouragement, increasing and widening the chasm. In-laws not accepting a new partner into a family can be for many different reasons, but mainly, they don’t like you, and feel there is a personality clash. The new person feels like an outlier, unwelcome and the partner does nothing to make the situation better for the new spouse.
Instant gratification desires are done for personal and selfish gain. This is a one-person unit. The individuals who think this way are one-sided and you cannot have be that way to have a family. Young people getting into relationships feel that the other should compliment them by only taking an interest in their hobbies, job and life, when it is a two-way street and reciprocity is required for a sturdy foundation to build a relationship from.
Behavior that is ramping up means that this person is being flooded with terrible, negative emotions and feelings that has been stuffed for years. He needs counseling and therapies to help him rid himself and process all these negative feelings he has towards others. Reflection on his behavior to see what’s wrong, change it, learn new ways, change and apply are what is needed. Many course corrections to get back on track.
These are points that can lead a person with challenging behavior to be arrested: not acting normally, physical gestures that are *threatening, waving a gun, verbal abuse, slander, name-calling, *controlling behaviors, behavior that warrants a medical/psych evaluation to eliminate drug addiction, not being able to get along with people, online caustic threats.
A permanent distortion of reality requires this person be on disability - in some cases – for the rest of their life. For others, they need to be in prison. They have to follow the treatment protocol and not deviate even once. It is protective for them, society and their family. It’s when the behavior can no longer be controlled by the person or the family, that they need to consider other options.
When a part of the brain has changed from an amygdala attack (psychotic break) that means that something has permanently checked out and no amount of reasoning can make them understand. They are in a permanent mode of misunderstanding due to their distorted mind.
Do you know the true nature of your spouse? We hear of people peacefully separating, while others have horror stories of that lead to violence. Some people’s controlling nature and possessiveness comes out because they don’t want their partner moving forward without them. They do everything in their power to make it miserable at home, leaving the partner no other choice but to leave because of how abusive the environment is. Add in financial abuse, no support system, and an affair, and people really start to get cranky. Who would want to stay in this situation? A person with a distorted perception THINKS that their spouse will want to stay – when that isn’t the case at all. The controller needs help, and they may be beyond repair.
It is a conflict of interest because of nepotism to work for a relative. It is challenging your integrity. They are seeing if money would influence you to perform a task, give them legal advice, or go into business with them. It would not be in your best interest or your company’s and bad blood would transact if you sued them for breach of contract if there was any disparity.
A person who knows right from wrong, knows they are going down the wrong path. Anytime this person could’ve made a better decision, but didn’t. The intentionality, shows maliciousness, ill intent. They act alone, there is no collusion, no conspirators. In this case – no one is influencing this person. He is not the HCP nor the HCP effect. This person cannot problem solve, resolve conflict, avoids conflict and disclosure using avoidance as much as possible.
Depending on my initial report to authorities, it can take up to 2 weeks to write, ensuring that all graphs, charts, and findings are accurate and in an easy to read format.
The HCP effect is an attempt to ensure there is no livelihood, no job or support left for the victim. The destruction from this may result in poverty, illness, homelessness. This is what the HCP effect has done
A person who reviews businesses works in part with rabble rousers and other fraudsters who are feeding the population misinformation.
Now, there are many people involved in attempting to break down the business owner, get the business off the net, and cause so much damage and reputational harm that it is now impossible for the person to not only get a job, but cannot open a business here.
When dark web activity and payment is used to remove a business from Google, there are some questions that need to be asked. Why are you writing derogatory comments about this person and their business? Why are you trying to put them out of business? Why are you trying to ruin them personally and professionally? Did someone pay you to write these remarks? Write a bad review? Slander them to a group? Did someone pay you to get their business removed from Google? Why are you trying to make trouble for them?
Part of the HCP effect problem is no one questioned what they were hearing, and took it as gospel. In reality they were furthering a crime – defamation, for starters. An entire staff was on board to treat this person and many that went before - like a criminal.
Individuals who continue to work, volunteer or be a part of this church are complicit in the illicit activity occurring there.
When people BLINDLY believe the deception and LIES that a person was crazy – WITHOUT evidence, this is how reputations and businesses get ruined and go bankrupt.
It is ill-advised for individuals to slander for any reason, and they could face harassment and defamatory charges.
Earl Nightingale indicated that we only use 10% of our brains; a vast waste of our resources available to us. When I heard this, I placed a goal for myself to use my brain to a functionality of 75%. I’ve recently discovered that with higher levels of deep meditation, this substantially explands to higher levels of awareness; now I’m in the in the low to mid-90s. Despite what experts say, yes you can retrain your brain. Yes, you can retrain your thinking, behavior and thought processes and increase expansion so that higher perspectives can be achieved.
My progressive technology has many advanced capabilities that do not require the use of technological devices. I have made extreme advancements in surveillance and obtaining information. Rarely do I used the internet to obtain information about a fraudster. My skills are advanced military strategies, interventions and methodologies that are combined with my abilities and talents. Special operative training is custom fitted to these abilities and skillsets that multiply the stream of information tenfold.
Fraudsters and criminals alike feel it is easier to destroy a whistleblower than hold themselves accountable; being held accountable feels like death.
In an underbelly of fraud we can expect to see illegal kickbacks and racketeering that can range from $10,000-30,000 for a murder for hire, rape, assault, drug, kidnapping or slander campaign against a person, group or organization. The underbelly decides who is allowed to have commerce here, who has a business and what type. The underbelly could be a group or political organization.
A person who is engaging in illicit activity will begin to show more erratic behavior and can easily be identified by law enforcement as a fraudster or deceptive person.
The first sign that fraud could occur is hearing, “we want what we can’t have,” in other words she likes instant gratification. If a person is telling you this, they are telling you about their motives.
It has recently come to my attention that individuals in military garb have attempted to gain full access to my whereabouts regarding my secured location. However, this intentional act has been met with the guillotine effect. Your access has been cut off permanently, and the only way that it can be reinstated is if I give you permission. Subterfuge is illegal. Cut it out.
Before a fraudster disappears, abandons his family or commits a crime they will shirk their responsibilities onto an innocent person, as part of the setup, to make it appear as if the innocent was part of the problem.
It is a red flag if one person is targeted, harassed, is treated like a criminal by the community at large; a HCP is behind it, while those carrying out the threats are the HCP effect.
Victory of 7 incomplete cyberattacks attempting to gain access to my supplies, inventory, bank accounts and social media accounts to “delete or deactivate.”
A relationship that is struggling, goes from bad to worse. The husband’s intentions are revealed when he takes the side of a perpetrator. However, the husband took the side of the perpetrator too many times, and with his actions are saying, “I support the rapist, over my wife.” This fence sitter impaled himself on the fence of indecision. The scary part is that he is revealing that he too is a predator
A police officer will eventually catch onto a fraudsters dishonesty as he cannot account for his whereabouts. This is the tornado for the fraudster. A rookie police officer may discover fraudster is devising a scheme against his wife, and makes jokes about how all his schemes were thwarted against her. The rookie reports this to his supervisor who takes action right away.
Pillars in the community are honest in business or their personal life. Pillars demonstrate honesty, integrity, character and keep riffraff out of their life. They associate with people of high moral standing and everyone knows them not just by their popularity, but how they respond with kindness and self-control.
If pillars in the community are dishonest and are on the verge of bankruptcy, isn’t uncommon to find them mistreating, abusing their spouse in public, and making threats to the community at large. It’s at the juxtaposition of awry that a detective may inquire how much the wife was insured for. $2 Million would raise eyebrows, however it would save the house from foreclosure, prevent the spouse from paying alimony, and he would receive everything in her Will. What is revealed? How little her life meant to him. She was an expenditure, her life reduced to money to pay a bill. The intent to commit a malicious act to solve a problem is not rationalization, it is insanity.
For a fraud to occur, there has to be compliance from a willing victim. If the victim sees right through the “snake oil opportunity,” no fraud has been committed. It is a no-win situation, if the victim doesn’t take the bait, it the fraudster doesn’t have to face consequences. If the victim does take it there are consequences for the victim. Fraudsters can go their entire lives attempting to defraud people and in some cases, not get punished because no fraud occurred if there wasn’t a victim. By having knowledge, the victim outsmarts the HCP every time.
Slander is vicious and can cause a heart attack or suicidal ideation.
Watch for employees around the age of 70+ who first play devil’s advocate, manipulator and with a series of aggressive steps, unnecessarily punish the new employee until they leave making them out to be the toxic one. Repeat and rinse with any new younger hired employees. This toxic person persuades the boss to believe his deception and manipulates others to support his point of view creating a hostile workplace.
There is a difference between being friendly and being friends. Some befriend you out of ill intent and malicious harm. Watch for the toxic traits. A person who starts out friendly, extroverted and outgoing, may turn on you in a couple week’s time, cause division in relationships on purpose to start a relationship with one and extort the other.
Unhealthy relationships are too friendly, acting chummy, agreeing with everything that is said, rushing a relationship, gaining trust easily. As soon as they can gain your trust, they try to do or get away with X. Suddenly they are turning people against you, stating you are the problem. Know anyone like this?
A criminal alliance that is protecting their jurisdiction may prevent certain businesses from engaging in interstate commerce.
A HCP who holds a position can be behind a series of missteps that provide a playground for fraud that is occurring and for additional frauds to occur. This is due to loopholes that are purposely not being addressed or closed. On the off chance it is unintentional, the number of frauds that occurred will be scrutinized and will determine how long it has been occurring.
A malignant mental illness found in an elderly mother can be so influential, that it becomes pathological. A son/daughter can have an inferiority or insecurity complex because of the harm caused. In the male, it can purposely emasculate him – as he is now easily led, easily manipulated - as a pawn in her schemes. This is no different than using coercive control to extort or bribe to ensure a scheme will not be stymied.
When attempting to get to the bottom of a problem, it isn’t uncommon for a CFE to find themselves in a dangerous situation, by accident, in which there is a discovery of an underbelly of fraud. However, this is where you find the who that is behind the orchestration, who compromised, who paid money – all to ensure a fraud continued to occur. This is where my investigation ends, as I cannot perform investigations on frauds occurring in NC.
When a business permanently closes, auditors may inform the owner that they can no longer be trusted to do business honestly and correctly as a self-employed person. It is a turning point when they realize that they have restrictions placed on them for a period of time in which their only employment option is to become an employee at a company and possibly change careers or industries.
If a fraudster attempts to escape by going underground, my progressive technology far surpasses current technology and is able to zero in on the fraudster’s attempts to escape. It’s best that you just take your subpoena nicely.
In order to find and eliminate the mole you need to understand why you are a threat to them. What is it that they are afraid you will find? Who is creating obstacles? Is it the same person or are they influencing others to cause stipulations? What is their motive for engaging in criminal activity – are they in financial straits or close to foreclosure?
A person who is involved with a criminal organization that engages in racketeering and other illicit activity may not be able to recover financially and can lose their degree or licenses due to charges pressed.
A lie detector test may indicate involvement in a missing persons case. Things to look for: no reaction to the discovery. Look to see if new relationships are kindled. Look for an insurance policy in an exorbitant amount found in the name of the missing person. Officers need to search not just the residence of the missing person, but also journals, social media accounts (comments made on pictures, etc.), diaries, notebooks and calendars to find hobbies/interests as places to start looking.
If a person is unconcerned or indifferent to, a missing relative and does not show care for their safety and refers to themselves as a victim, defers blame and responsibility to the missing person (“…he/she is always going off and not telling anyone, they are an independent person, they don’t need my permission.…) investigate who they are hanging out with, who do they talk to, and whom do they visit for regular “meetings.”
@cvspharmacy locations around the United States need to be aware that crimes of embezzlement occur more frequently before, during and after the holidays. It is recommended now, to obtain a third-party auditor to start checking the books. Especially checking the cash registers at closing time for incremental amounts. Over time this can add up to $$$, multiplied by the number of stores you have in a state or a region.
If you do not have frameworks in place in case of an emergency, such as a savings account, an annuity or cash back insurance policy, what is your backup plan? Do you have a supplemental income source that generates enough cash flow to get you through a difficult time?
When the FBI criminal investigation is performed on a couple’s finances, it is typically done separately to observe habits, routines, spending and whereabouts. If the couple is living together, and a wife is counting pennies, and the husband is spending money with a wad of cash – this is a major problem. However, it’s a major red flag if they are separated, she’s still counting pennies, and he is living a luxurious lifestyle complete with expensive entertainment, food and beverage, traveling and sports/hobbies investments. Where is his source of income coming from?
Q: What is a fraudster? A: Persons engaged in fraudulent, illicit or criminal activity in which their crimes have not yet been realized, they haven't been caught or are flying under the radar. Sometimes they are convicted criminals. Some are trouble-makers and instigators. Nonetheless, fraudsters attach themselves to individuals who are lawful and innocent persons. By influence, they can sway the lawful person to help them commit an illicit crime because they have knowledge they want. Ex. They know the security protocols about a particular store, recreational area or mall.
Compensatory damages compensate a plaintiff from harm, injury or other losses caused by the tortious conduct of another party. This is also known as actual damages.
The number of fraud occurrences tells us more about how fraud was perpetrated than profiling a person based on traits and behaviors. Although it can help with identifying safe people in personal and intimate relationships, it is not something I use in a financial fraud investigation.
The tactical defense training I’ve been practicing is an alternative to carrying a firearm or weapon when the laws and state statute dictate otherwise. The training is designed to stun the attacker for several seconds, then take away their weapon safely. It is not for show or sportsmanship.
A group of people or alliance may come together to take down one person with the offer of a “job opportunity” or “cash reward” for information they know about a homicide or crime that has occurred.
It has recently come to my attention that individuals in military garb have attempted to gain full access to my whereabouts regarding my secured location. However, this intentional act has been met with the guillotine effect. Your access has been cut off permanently, and the only way that it can be reinstated is if I give you permission. Subterfuge is illegal. Stand down.
I am an empath and sensitive to energy around me. I've had this ability all my life. It helps me to pick up on others feelings, thoughts and emotions. Even though your energy is neutral, I can also pick up on your intentions, which you cannot conceal. The corresponding physical energy transmutation (how your energy converts) is how my body warns me so that I am able to escape dangerous situations with ease.
I understand that authorities may want to interrogate me on how I obtain my information. However, I’m sorry to inform you that the majority of my answers will be the following: you are asking me to reveal intellectual property that makes Raven Financial Group successful, and I am not required by law to do that.
If you detain me without probable cause or predication there may be a false arrest charge amongst other sanctions and violations, in your future.
I’d like to thank the community for helping me in developing my instincts, intuition, and perception. This helps me advance my skills and practice my training. I still need practice with surveilling on foot thru a store, and appreciate your patience as I learn. I know that some of you may not trust me because you don’t know me, however, part of RFGs business model and strategy is using the element of surprise to catch a fraudster.
New Garden Crossing. The same vehicles with young adolescence were deterred by my vehicle as they recognized I was in the vicinity. I overheard they were looking for my long brown hair. However, they were fearful I would catch them even if they couldn’t see me. Theft was deterred as I saw them leave the area.
Holidays are a busy season for fraudsters as they are looking for any opportunity to mug someone going to their car, rob someone of their purchases, or break into cars in a parking lot. Make sure you keep all your purchases and valuables in your trunk and be aware of what’s going on around you, not looking at your phone or distracted in any way.
Restaurant owners need to be made aware that during the holiday season there are many online predators meeting with young women at upper end restaurants. It is unusual to find a 60 year old man with an under age young lady out on a date.
It is not uncommon to find that upper end restaurants will attract married couples who are having affairs. It is important to inform your staff that sometimes men in their mid 50s may date, unknown to their fiancé or wife. Be alert to anyone who is being harassed, threatened or forced to leave with another person.
Restaurant managers of upper end establishments should have a protocol to follow when a member of their staff sees that a pill or powder is dropped into the drink of a female customer. Detain the couple until police arrive. It is important that the drink is taken away before a sip is taken, but also preserve the contents of the glass so it is not emptied. Detain the wait staff so they can provide a witness statement for police.
It is a MAJOR contributory factor to the HCP Effect when your go-to-default-behavior is to paint the innocent person guilty FIRST by not staying objective.
Federal agencies who jointly work with a CFE can investigate fraud that IS occurring or HAS occurred.
A thorough criminal investigation of a church organization can reveal asset misappropriation, cooking the books, mobbing and a massive coverup that has been going on for years.
A dishonest police officer who doesn’t take fraud alerts seriously, but instead says, “take it with a grain of salt,” could be indicating that illicit activity is going on in their department. His deceit can negatively influence others to be a part of the HCP Effect.
It takes time to uncover illicit activity going on just below the surface, and my own criminal investigation of a Department can open a can of worms that reveal a fire - that the federal departments would like to know about.
Kernersville Dealership was notified of a scam (September) in which their employees needed to be made of aware of. Making light of a fraud alert by indicating that this should be taken, "with a grain of salt," can be liability if a person becomes a victim of the fraud I was attempting to prevent and deter.
To be in regulatory compliance with the state, it would be in the best interest of a Department to do their own internal investigation to find the local miscreant.
Raven is a resourceful hunter of information; there are eyes and ears worldwide, not just in the community of Greensboro, that are helping me to stay abreast of best practices, schemes and scams.
A troublemaker's behavior needs to be scrutinized. What wisecracks have been said and how is he persuading the people he supervises (HCP Effect) to demean and not take seriously knowledge of scams?
We need to seriously consider how this person's behavior is a reflection of not just his character and integrity, but also the company in which he is employed?
Although it may be a common practice to make friends with your enemies right before you get them arrested, steal their business or trade secrets, press charges or obtain information for an investigation, this is a disingenuous manner of doing business and falls under dishonest business practices. The underhandedness of obtaining information can put the investigator in a cloud of conflict of interest and subjectivity. This isn’t sustainable. A good investigator doesn’t need to resort to this.
It’s a red flag when high end stores are closing their doors in high end shopping centers. Although their reason may be overall declining profits, the overall profits of the entire shopping mall need to be analyzed to determine profit/loss, as well as the individual stores profit/loss. If the owner of an upper end mall has filed for bankruptcy, that is also a sign that the area is experiencing loss.
With the holidays coming up, many fraudsters are concerned that their plans may be thwarted. Their hope is to “have a nice Christmas/holiday.” Many worry that I have realized their frauds and it would detrimentally affect their lifestyle, buying gifts for the kids and family, having extravagant parties and food because of the drastic reduction in your material possessions and lifestyle.
There are many illegals that are afraid of deportation back to Mexico, not just a reduction in lifestyle. Oh, are you surprised? Yeah, if I can help it, I’m not sending you back to jail here, I’m deporting you back to the Mexican prison.
Individuals psychiatrically diagnosed with Anti-Social Personality Disorder are on the rise; it’s what sends many of them back and what the majority of prisons are filled with.
To figure out motive and intentionality of a fraudster, a round table discussion may offer epiphanies and insights. Is it self-sabotage and why? What is the reason to sabotage themselves, family, kids, lifestyle, business, their partner, friends and colleagues? Consider #1 the pre-emptive strike. Accuse another of the same fraud you are concealing.
Consider #2 when deranged thinking is present, perception is distorted. A HCP can perpetuate the problem if they’ve been abused long enough through manipulation. Consider #3; If #1, then authorities are distracted away from the fraudsters activities.
I have been asked repeatedly where do I obtain my information from? There are people who work for me all around the world who keep me apprised of worldly events, scams and threats, criminal activity that is escalating in different parts of the world – different countries. Scams that are being tested elsewhere to work the kinks out. Some of them come from Japan, southeast Asia – Thailand area. Others come from the United States.
Not many people in the world know me. I began life as an introvert, with the majority of my life having been surrounded by HCPs, receiving little to no support, especially when the winds of a storm begin to blow. I can recall less than a handful of times when people have celebrated me, not just tolerated me. The people closest to me have fallen victim and prey to the deception of the HCP effect. If I had support, I wouldn’t know what it feels like, looks like or sounds like. But, it doesn’t stop me from being independent, asserting myself or standing alone. Today, I have consultants who do have my best interests in mind, who guide me professionally.
This is the plan that goes awry of a fraudster who did not consider the numerous holes. A scheme can be so poorly conceived, that it alerts officials to the red flags and predatory behaviors of the group or individual. Silly fraudsters. They’re behavior is leading authorities straight to them; their fraud is about to be revealed.
My profession is very dangerous. It is important for me to have a framework in place that protects myself and assets in the event of an emergency requiring me to find refuge or a place of safety. My consultants guide me on where to go and how to seek safety. I don’t know what it’s like to feel protected; perhaps, it’s similar to … neutralized protons … are the same as neutralized energy, they cancel each other out. As a result, I feel nothing at all.
CVS Pharmacy locations around the United States need to be aware that crimes of embezzlement occur more frequently before, during and after the holidays. It is recommended now, to obtain a third-party auditor to start checking the books. Especially checking the cash registers at closing time for incremental amounts. Over time this can add up to $$$, multiplied by the number of stores you have in a state or a region.
Malware is a program or file that can harm a computer. It is a malicious (spyware, ransomware) type of software in which there are numerous methods of spreading (drive-by, phishing, downloads) and the multiple functions in which it can attack victims computers once in place (altering computer programs, stealing personal data, monitoring computer activity w/o users consent).
An HCP boss who feels threatened by an employee may write a 2-3 line review that downplays an employee’s strengths, talents and abilities. The review may even allude to a lack of ability, and diminished accomplishments. Bosses who struggle with insecurity and self-esteem may harshly criticize work performance – which in many cases – is a lack of appropriate, guided training for a specific task or role. In male dominated fields, it is not uncommon or unheard of that women receive less or no specialized training and only given “easy jobs,” such as interviewing, interrogating, serving subpoenas or performing research.
An HCP Trainer who feels threatened by a coworker may impede their growth and development by regularly giving them menial assignments, while the team is given technical training for a specific project. The Trainers may purposely cause a disruption or delays in the processing of their paperwork, due to a purposeful misspelling that delays the application process, causing gaps in employment. HCP’s may misguide and lead their employees into dangerous situations in which they are at risk for an accident or injury so they cannot work.
HCP’s who do not have an exit protocol for dismissing or terminating employees may stop giving the employee work and assignments until the employees quits so they do not have to pay unemployment wages. When this occurs, the HCP decides they don’t like the employee, but instead of letting them go, they stop giving them work. This is also a dishonest business practice.
People in authority need to have a criminal background check performed 1-2 times per year to check for new or pending charges.
HCP’s in leadership or positions of authority who have been reprimanded or suspended need to be reassessed and possibly reassigned to determine if the political organization in which he/she is involved, a position of leadership in which is held and mentor position with young men and women is still advised given the reasons for the reprimand.
Conflicts of interest can occur when the line of ethicality is blurred and the employee is requested to keep information secret from the rest of the crew. HCP’s can engage in toxic leadership when no one is looking, and will play the victim if shown their wrongdoing. A male HCP who rides the fence of indecision, doesn’t have the best interests in mind of the people he/she supervises, puts them in harms way, blames them when his plans fail, intentionally sets up others to fail or prevents them from gaining traction to be promoted is not a good person for anyone.
HCP’s who are suspended for stalking and harassment cannot be provided access to young men and women, including much younger, impressionable minds.
HCP’s who have been caught engaging in illicit activity in a leadership position cannot be around the general public due to their manipulative and instigative behavior, leading people into danger, tricking them into engaging in deceptive behavior for his/her selfish gain or political promotion. This same person can no longer be in a leadership capacity in a church, religious institution or preside as pastor.
HCP’s leaders who have not learned their life lesson and continue to engage in human trafficking need to be removed from their position immediately. There is no atonement for this but incarceration. The purpose of this is to keep him/her away and safe from individuals that he/she would purposely lead into trafficking. Having a decades long history of this behavior would indicate that he/she has been flying under the radar for some time.
Why is the HCP important to a fraud investigation? What role does the HCP effect play in the scheme? Once you identify the HCP, you see all the people involved in the HCP effect. It’s like a massive domino setup. All the activities of the HCP effect (the people who were led to believe the deception), point back to the HCP. It’s what you don’t see. What follows might be - the discovery of elaborate plans, a massive coverup, an underbelly - a river of illicit and criminal behavior.
Ya’ll better get your sunblock on, it’s going to get awfully bright shining this light and casting a shadow over the wrongdoers. Fraudsters learn their lesson in the worst way, at the worst time and during a crisis, a disaster – the juxtaposition of awry – when their schemes don’t go as planned. I thank these fraudsters for challenging me to be a better fraud investigator, a fraud prevention specialist and consumer advocate.
The Fox News app has a section in which you can comment on articles and receive feedback from other commenters. The Nextdoor app regulates its users by their address and phone number so they can be located easily. When you move, you change the area in which you receive alerts. In order for online threats to be identified, a court order will be needed to gain access to the contact information of the user. Now, accountability can be established.
An HCP may purposely abuse their power by attempting to engage the employees in dishonest and fraudulent business practices by asking them to: further a crime, commit a crime, lying about the job they are about to engage in (that is immoral and indecent), purposely signing off when an employee tries to resolve an issue, and leading them to their demise by putting them directly in the line of fire. Putting employees in a position to be the fall guy, or be framed for an illegal act. Require them to discount company fees and services, or give them for free for a friend. Tricking a new hire or recent college graduate to engage in underhanded business practices for the purpose of obtaining trade secret information.
What do businesses who engage in fraudulent practices do to score the next contract or the next business connection? Maybe, they undercut the competition by stealing clients so that business goes bankrupt. Do they have more assets, allowing them to severely undercut the competition? How are they able to stay in business and remain profitable?
A couple guidelines for small business owners looking to reduce their product line:
Identify which products that are marked for deletion are not for employees to take without permission or payment. Inform your customers that if a product or item is not to be served or given to the public, that they cannot take it for themselves, unless permission is granted beforehand. Identify what is off limits for an employee to have access to – items in a particular area, items to be disposed of, items that are unsafe/unsanitary that have a special protocol for disposal.
As we lead young entrepreneurs and guide them in the facets of self-employment it is important that they are led by knowledgeable people who will not “misguide” them. Here are a few things you need to know as budding entrepreneurs: do not evade paying taxes with a form that extends the length of time you have to file. The longer this is done, the higher your tax bill. By doing this, it runs up a huge debt with the IRS. Do not bribe your employees to influence people to slander and gossip a person or business. It is suggested that new small businesses hire a third-party auditor to check their books to ensure if human error is being made, that it is not intentional. Misappropriating company profits to avoid paying taxes is a no-no.
An HCP who fears that he/she might have his frauds realized may blame an employee for embezzlement or other crimes. A financial fraud investigation will determine who the fraudster(s) is.
False Misrepresentation: A residential general contracting company hires criminals to do his contracting work, none of them are certified and work without supervision. After a project is “complete” the residential owners find multiple problems in poor quality workmanship, low quality products, incorrectly installed utilities, multiple failures to comply with building codes, and other workmanship defects that are cause for concern. This is also dishonest business practices.
There are several types of abuse of power. In the workplace it can look like harassment and discrimination, and bullying by leadership through coercive methods. Individuals in powerful positions misuse their superior authority, with higher ranking officials who harass their junior members through scare tactics.
Recently, I’ve had the opportunity to witness firsthand how state-run nursing home facilities operate. Out of 5 facilities, I can only say that one of them has met criteria that would make it possible for me to leave a four or even a five-star review. Falls and slips can be mistakes, yet when higher risks of neglect are apparent, with numerous reports of, or increasing occurrences of red flags, this can indicate nursing home negligence and abuse of power.
I’ve observed unlawful business practices in accounting departments in which nursing home residents with faulty cognitive or memory issues are asked to pay for services. This needs to be handled by their power of attorney or other legal authority assigned to make those decisions. When there are unsanitary conditions for the residents, it reeks of urine and the smell of diapers. A well-run facility will show signs of constant daily cleaning, disinfecting, sweeping, washing, etc. throughout the home, not just the foyer or a hallway. Poorly maintained facilities that have cracks, leaks, uneven flooring can be a cause for an increase in falls, injuries and slips, bumps and bruises.
Nursing home residents who have illnesses that require monitoring to prevent dehydration, or cleaning up, may sit in defecation for hours. While they call the nurses station their repeated requests go ignored. Larceny or stealing property of the resident’s, gifts, cash, jewelry, personal property and mementos need to be locked away in the room or taken out. This was a facility in Pittsburgh, PA.
While most residents are treated with dignity, care and compassion, others do not fair the same way, and their treatment is dependent on the net worth in their bank account, their celebrity status and possible gifts received from the resident. Conflicts of interest can include inappropriately accepting gifts, but this would be outlined in the human resources manual for employees. This is a state-run facility in Connecticut.
This is an example of negligence in a nursing home: During bath or shower time, an employee is required to hold a resident steady in the shower while they are washed and rinsed. However, negligence can be observed when the employee leaves the room and the resident slips and falls, hitting their head which can cause massive internal bleeding, eventually leading to illness, coma or death. The employee returns to the shower to find the patient on the floor with blood from a large split on their head.
How common is nursing home abuse? 1 in 3 older adults have been victims, while 2 out of 3 employers admit to abusing or neglecting residents. It is not uncommon that a resident is abused by a family member while in the facility – ranging from abusive language to rough handling. It is disturbing that 97% of nursing home abuse cases are not reported to law enforcement. During Covid, elder abuse increased. (Source: Nursing Home Abuse Center)
Neglect is defined as poorly cared for, while negligence is breach to protocol that cause undue suffering. Leaving a resident with poor mobility issues in their room for hours without checking in, not changing their clothes or bedding regularly, to include not cleansing a resident, not treating a resident’s infections, can cause complications that worsen over time leading to sepsis (extreme). (chills)
In an incidence of medical fraud, a doctor was paid (by the family) to wrongly diagnose a patient’s behavior with schizophrenia, have them committed to a mental institution to “get rid of them,” and now requiring a conservatorship as the patient’s guardian. An HCP would be behind this incident.
Report nursing home abuse to your local police and to your state’s Adult Protective Services Department. There are nursing home abuse lawyers who can get you and your loved one help with paying for expenses. Obviously, immediate situations require a call to 911.
This narrow path guides the way by a golden glow to the traveler. The bushes, trees, weeds and even the underbrush serve as distractions, diversionary and divisionary tactics that could influence a professional to act or be a different way that might cause compromising to values, ethics and morals. This is why it is important to stay on the path of objectivity. This is in accordance with my life’s purpose and duty of care to you.
Whistleblowers who are subjected to harassing, threatening and bullying for reporting illegal or unethical behavior have rights and are protected under laws. Threats of ruining their livelihood, defamation of both personal and business reputation will be attempted to hush or stop the reporting can put a company in liability.
There’s a natural occurrence anomaly. It is called the Earthfire. It is a storm that once started it is difficult to control. At times it cannot be stopped. It is manmade. It is created by a slew of enemies, fraudsters and criminals. It’s the bully on steroids. It is filled with hatred, separatism, inequity and vengeance. This storm (or riot) doesn’t last long – less than a couple of months. Alas, I have the antidote. Water is its only enemy to the Earthfire. Wind eggs it on.
Becoming Evil: Deadly Duo is a series on Tubi that describes how a criminal works in tandem with a lawful person to commit a murder or a crime. The first episode tells you much: 1. Serial killers are not necessarily loners. 2. Families will gang up for serial murder against another family member. 3. Couples - buddies who have been friends for years, team up and their behavior eventually leads to criminal acts. Result? The complexity of the personalities creates an insatiable need for control and dominance over their victims.
A game that deadly duo’s play that is the tipping point for a scheme they are devising or a crime they are planning on committing. It involves playing mind games with their victim(s). Dysfunctional communication, bizarre behavior, out of character behavior, hiding/concealing behaviors, and an inability to resolve conflict or creating a problem so that leaving is the only solution (versus staying to solve). Avoidant and dismissive insecure attachment styles and behaviors come to the forefront. Someone (#1) was bringing out the worst in another person (#2) who fell victim to the HCP effect.
The game playing of the deadly duo is being done on purpose with the intent to cause malicious harm possibly because they feel threatened that their frauds are realized. Two people team together, one of them likely a malignant narcissistic psychopath whom devised a scheme to take down a victim. However, what it may look like on the surface is just dysfunctional communication and neglectful behaviors.
When you put the behaviors of the deadly duo into perspective, you see what their scheme is. One is attempting to drive the victim to suicide while the other is ruining reputation. They succeed when they break the victim through any of the following: a nervous breakdown, meltdown or psychotic episode. This is the worst case of psychological abuse. Now take this one scenario of a deadly duo and multiply it by additional groups, associations, gangs or organizations. This can be one of many reasons for a person’s suicide, the reason they disappear, go missing or a homicide.
The following is an attempt to engage a lawful man in illicit activity: “if you avoid talking to said person they will think something is up. If you avoid being around them, they will think something is up. You have to keep your routine the same, communication must not change and it must not be dysfunctional.” This is how a criminal teaches a person how to get away with illicit activity so that the spouse or family does not pick up on it. In spite of this criminal’s teaching, the would-be fraudster who starts engaging in illicit activity becomes hypervigilant, paranoia creeps in, and they do the opposite of what they are told not to do. Likely, their family member will be able to earmark the day that their behavior started to become erratic, out of character and spiraled down from there.
Dismantling a Narcissistic or other type of HCP requires using their games against them, by being nonreactive. In their attempts to destroy you or cause harm to your credibility as a CFE, remember that their lack of a conscience is not going to stop them, but your conscience will. The deadly duo is trying to take you down; they think their games will destroy you, but by turning the tables, it will stop their scheme in a snap. You will be the only one left standing.
Deadly duo couples can be multiple married couples in a dysfunctional system, such as colleagues working at the same company, volunteering at a church, or two individuals that happen to meet on a job and hit it off; even a homeless couple hiding from police in a parking lot. With the right mixture of personality, motive, intent and desire to commit a crime, a complex personality is formed.
In 2021, I began practicing the skill of reading adverse energy (or threats to myself) and was only able to read up to 2 miles away. Now, in 2024, I have been advancing my skill set to read up to 1,000 miles away. This also means I can stay focused for hours to catch illicit activity occurring.
As I advance my skills of reading people, I have begun to attempt to read small groups or associations – the challenge will be to read a group of 9, all at the same time, make threat assessments and decisions to act accordingly for security and protection, while escaping a dangerous situation unharmed.
Concealing a drug habit or a drug habit that is forming can look like a spouse not wanting to resolve a conflict and looking for a reason to leave to either snort or take a pill. It may be an unusual level of willingness to leave the house to run an errand, to be alone to continue a habit. A person who had a hearty appetite is now reduced to snacking or skipping meals – going on for months now. Even though you may not suspect a family member has an addiction, they will try to hide it somewhere at home or at work where they don’t think it will be found. Taping pill packets underneath the carriage of a car has been done in broad daylight. Using water bottles to hide clear alcohol and taking a gulp on a break only to return the bottle to the vehicle can indicate a possible alcohol problem.
An HCP will attempt to bankrupt a victim’s finances, business, personal life, and standing in the community. They have a real genuine fear that their frauds are realized and even exposed. Their pre-emptive strike is to make trouble for a CFE. This is why our work is so dangerous and why protocols need to be put in place, assets need to be protected and contingency plans can be implemented at a moments notice. It isn’t unheard of that HCP’s will hire gangs and criminals to stalk and harass victims and even attempt to prevent them from business commerce. Extortion, racketeering, and illegal kickbacks are the tools of choice for takedown.
There is a very big difference in knowing something and proving something.
To catch a fraudster, I have to put myself in a precarious situation, temporarily. It’s waiting for the right moment and the right time. Sometimes, your fraudster is apprehended right in front of the police station. It’s nice when it works out that way, it makes my job easier. A fraudster will give themselves away in the first 5 minutes – with deceptive behavior, dishonesty, lying.
It is a misconception on the husband’s part, that if he leaves the scene of a crime that is in progress because he is scared, and his wife successfully handles the incident, that she can do it all the time and doesn’t need her husband to protect her. It can make the man feel less of a man because the level of his confidence and self-esteem is so low that he feels ashamed, embarrassed and insecure.
If a group of people who do not trust another individual to do the right thing, at the right time; in all probability are fraudsters themselves.
If a fraudster can influence and persuade people, lead them to believe deception and lies, the next step that is not too far away is leading them to engage in illicit activity, and/or commit or further a crime.
Even in a small town, such as Jamestown, NY a gang related initiation can take place just outside a shop owners store, on the sidewalk, in broad daylight. It’s important for a victim to follow protocol. Be nice, at first. Keep your guard up at all times. Make eye contact with the group, maintain your distance, shield yourself if necessary and wear an extra pair of Huggies that day. A group of 7 isn’t any different than a group of 9.
If you find yourself being stalked by a gang member(s), it’s important to remember a few things. You have access to exit points at all times. Though you may feel like you are a sitting duck in an open meadow, recognize that being the subject of a hate crime, requires you to alter your appearance, lifestyle and habits. Notify police of anything suspicious such as your being followed or unusual people hanging around your home at odd hours. This a warning that something bigger is about to happen - not necessarily to you, but in the community. Reallocate your resources, regroup and move forward out of harms way to providing safety and protection for yourself.
At the point of realization, such as a sitting duck in a wide open space – we’ll use the example of being the subject of a hate crime – do your best to dodge bullets. Don’t go out during the day, disguise yourself at night, run errands in another town for a couple of months and wear different clothes. Install a security system around the perimeter of your home, with motion detectors. Go into hiding if necessary.
Two unrelated incidents that happen to a victim may not appear related, but are. An example is a customer’s credit cards are on lockdown. Somehow, a fraudster was able to trick employees into admitting information about a client’s account or received information from the dark web to gain access to the customer’s account. Either way, the result is not longer a slap on the wrist for the credit card company. Now it becomes a legal matter as it left the victim at the juxtaposition of awry, stranded without a way out of a potentially dangerous situation. Riding on the coattails of this situation being resolved, it is followed by a gang related initiation.
Q: What are the consequences of losing gun ownership?
A: Many. Although I cannot discuss the details of a case, I can share with you a decision that was made by a judge due to the CB of another who did not think through the consequences of racking a firearm, “to just scare” a person. The intended joke now restricts the man from not being able to teach or train others on firearm safety because of his irresponsibility with controlling a firearm. Now it is illegal for him to own a gun, and use it protect himself and his family. His joke cost him his license and he is now a felon.
According to folklore, the raven is a keeper of secrets and teaches you that every lesson life throws at you is helping you to be a better person for tomorrow. The combination of wit and intelligence creates an ability to survive and adapt in the harshest of environments, chaotic situations, and emotional crisis.
Q: Who trains a bully?
A: Society, a dysfunctional family, the mean kids at school, alcoholism/drugs, their environment? The answer is everywhere, however, the answer that holds a bully accountable is, themselves. A bully who is untrained is a dangerous weapon. If he cannot legally have a gun in his possession, he may learn martial arts. He becomes skilled in learning how to fight, and hopefully his temper does not lead to an aggravated assault charge.
A bully who cannot learn how to curb their anger, will eventually have a violent reaction that can cause a deadly consequence, and like a crescendo in a piece of music, his life can have a drastic and cut-short ending. Learning to control his reaction, his rage and threatening body posture are little things he can do right now so people won’t feel threatened by him. Getting help from a counseling or talking to inmates who are in jail or prison can help them decide how to turn their life around.
A man who cannot pay alimony and child support needs to have his financial situation reassessed to determine if there is an impropriety on his part. Deduction of wages can only occur with government entities, not private parties unless it is served with a subpoena.
If the bills of a business are not being paid, paid late or there are missed bills altogether, yet there is a source of income, an audit of the books may reveal an unintentional loss, miscalculation or misappropriation of funds.
If a person neglects the care, maintenance and cleaning of the interior of their home, it may be possible that a mental or medical issue is behind the underlying reason for the unkempt home. (Hoarding, alcoholism, a vice grip on something/someone that can't be let go of.)
A lawful man must decide between what is right and what will save is life. It’s a tough place to be in.
It is not uncommon to find a local liberal arts college offering a position to small business. It is a serious impropriety for the college to devise a job that attempts to obtain the small business’s intellectual property under the rational, “we’re just trying to help out.” This point of realization comes when the offer is declined politely, as it is not in the best interest of the small business.
It is important to recognize that not all grant applications are the same. For small businesses obtaining funding, verify whom the grant application is with. Fraudsters take advantage of small businesses that are in debt by helping you fill out this application to obtain access to your intellectual property. It is not customary for a small business to obtain grant funding to lessen the burden of financial debt. They can do this for a number of reasons – to shut you down permanently, steal your ideas, create false allegations, etc. Decline the offer politely and move on.
For updates on consumer fraud, prevention and detection tips, articles, please go to ravenfg.com, then to Blog.
Congress must protect consumer fraud whistleblowers, stated Stephen M. Kohn, a bill that was introduced in March 2023.
Criminals expose themselves by blaming others for the consequences of their own actions. It's humorous if you think about it. It is self-sabotage. Who breaks their own pot?
A sociopath steals monetary funds from an inheritance and uses them to buy a PhD. What repercussions are waiting just around the corner? Likely, a removal of a license, discreditation and a host of sanctions and revocation, plus fines and fees. The worst – they are forbidden from working in an educational institution again. Again, it all depends on the scenario and the frauds committed, the damage done.
A fraudster’s plan to trick, play games, be dishonest or lie - this energy of deception is what gives him/her away. The energy of deception feels different, and it can change in a moments time. The difference between both can be indigestion and bloating or a sense of calm and feeling grounded. Fraudsters give off the energy of deception from a few yards away, to a few miles to a few hundred miles away.
Dismantling a high conflict personality means taking the mask off, piece by piece, layer by layer, until you arrive at their authentic self, their core.
Abuse of Power in regards to an ethics code violation, occurs in the illegal operation of an unlicensed counselor acting in a counselor capacity. When there is a breach of confidentiality it can result in harassment, defamation and slander. It ruins the reputation and causes ill-will in the community. This toxic person increases the community's misunderstanding and misconstruing information that was once held in confidence. If done at a church, as a trauma or recovery group, the church can be held liable for the unlicensed counselor’s unethical breach of conduct.
Drug concealment can occur if a fraudster takes advantage of the older vehicles, 10-15 years old (such as Lincoln, Honda and Hyundai) that typically have creaks, groans and rattling. A drug user, dealer or mule can transport drugs in the crevices of the dashboard, the steering column and in between the door panel and frame. Prying these areas away can break bolts and screws or unseal glued areas. The right tools and knowledge allow a fraudster to hide packets and pills here. If the package breaks during insertion or removal, the rattling will blend right in with the older car’s rattling. Having knowledge of the well-built makes should give rise to the confusion and deception as to why these areas are loose, and why the doors are separating from the panel.
Investigators need to question the owner or a dealer of older vehicles to narrow down the point in time when parts and pieces of the vehicle began needing maintenance, servicing, or replacement parts. When does the door panel separate from the frame if ever? In what circumstances – not including car accidents? Can maintenance determine if foul play was involved in the separating of a dashboard from the frame of the car, the steering column or door panel/frame? Or, was it a result of age and the glue drying up or disintegrating?
Investigators who dismiss knowledge of the vehicle by its owner, are making a mistake. A responsible owner would know when the car began displaying aging signs, creaks – that cannot be prevented, groans that are part of the aging process, and also new sounds. Drugs are not to blame in all instances, however, by the time you are finished with your investigation, there should be no stone unturned. All avenues and theories need to be addressed.
When investigating indigent cases or to take a closer look at a criminal cases, PI’s are hired to assist. It’s a learning experience for rookies on accident scene investigations. Unfortunately, to examine evidence it requires permission that if received, could take weeks to months to see the evidence locker or the vehicle. What would I be examining? The clothes the victim was wearing, and aromas or sweet or foul-smelling odors. I would visit the vehicle at the impound lot and again inspect for aroma, a sweet-smelling or foul odor of the vehicle. Also, what was not captured in photos, was what was under the seats. Anything could have rolled under, such as a cigarette or drug paraphernalia.
Part of the role of a CFE is being knowledgeable about knowing where to find assets that fraudsters are knowingly concealing. For this example, I will use a widower’s past relationship. He was a maintenance technician and made about 50-60k per year. While the wife was cleaning one day she found $30k cash hidden in a vent. In another instance, she was in the attic and found a large paper envelop with $50k. Each time, she put the cash back in its place. She asked her husband if he had any additional money in case of a major emergency – an accident, a hospital stay, family emergency. He said no. Later on, an additional $100k was found stashed in different parts of the house. Who was he hiding the money from? An ex-wife who needed child support, alimony? Was it part of a money laundering scheme? Evading taxes?
Not all co-conspirators are fraudsters. Some are reporting fraud, bizarre behavior, reporting online threats or tax evasion. It is the culmination of the information that brings the investigation together. By pulling their reports, sharing what they witnessed, pooling and gathering evidence this brings the pieces of the puzzle together to form a picture. It shows multiple occurrences of fraud.
Threatening a whistleblower with extortion and/or blackmail, reputational and/or bodily harm is obviously illegal especially if they report multiple instances of fraudulent business practices to authorities. Whistleblowers are protected, have rights and attorneys that protect them from sharing their concealed knowledge of fraud.
A drug habit can be formed when a business owners profits are tanking because their dishonesty and lies are catching up to them. The denial of wrongdoing, the projection of their behavior onto others reaches an unsurmountable level of delusion. In their mind, others have done them wrong, they are making poor choices, others are the toxic ones – they just cannot SEE their responsibility for their downfall. A nervous breakdown, or worse, a psychotic break can occur in a matter of minutes. It is important to follow protocol – maintain your distance, less talking, less eye contact - to know how to handle this tremendously challenging situation so as not to make it worse or escalate the behavior.
Persons who have had psychotic breaks may be institutionalized for 6 months to a year, pending doctor evaluation. It is the time to get them the mental health services and medication they have needed for some time. A psychiatrist evaluation will offer light in the fog of confusion. When behaviors are concealed from family, and the mask they are wearing is ripped off unexpectedly, it can be a harrowing experience. These situations can worsen when someone is in a moderate declining cognitive state. If there are significant fears of abandonment, possessiveness, jealousy and rage will come to the forefront as multiple mental illnesses surface. The sooner you can call 9-1-1, the better. Police may arrive in the nick of time.
When a person finally decides to take their mask off, it comes out of the blue. Realize that the mask has been protecting you and everyone else who has experienced it. It is something that has been lying dormant for years. It can be a drug habit, a mental illness, an explosion of rage and devaluing commentary, a violent episode that results in reckless driving and a police chase.
Threatening an employee can also fall under abuse of power in the following ways: an employer sabotaging employee’s effort to find another job, blackballing them in their industry, throwing them under the bus, blacklisting them to authorities so they aren’t taken seriously, attempting to implicate them in an offense they didn’t commit, attempting to get your license revoked with a false mental illness allegation.
Exploitation: Unfair and unbalanced case assignment, negligence in training causing fatality, harm, injury and illness, reduced workload without reason or cause, implementing low budgets causing an employee to go into debt to the job without reimbursement, paying wages below minimum wage or not paying overtime, not providing safety equipment or scheduling regular maintenance of items.
The worst place for an empath to be, is at the point of realization that they are surrounded by criminals and fraudsters who do not have their best interest in mind, who have been dishonest and lying. Heading south, just 10 miles can get you out of the epicenter and somewhere safer. The energy level is neutralized here, without threats and harassment.
Discrimination in the workspace: “In poorly controlled industries, such as male dominated fields, a male in a leadership role who does not maintain objectivity may find themselves in a gender discrimination lawsuit, wrongful termination or defamation lawsuit.
At the point of realization, a fraudster may realize I have discovered their frauds. This would be near impossible. To further complicate the situation, I have been invited for social interaction. For CFE’s know that this is a trap because it clouds the investigation. They want to know what you know, trying to escape accountability and possibly put you in a position of wrongdoing to deny and blame. This is not a good position, and possibly a dangerous scenario for a CFE to be in. It is best to decline these invitations, stay focused on the investigation to stay objective. Stay safe and do not go.
What is the result of toxic leadership? Allowing belligerent employees to intimidate, bully and threaten coworkers so they miss work, assignments and deadlines. Decreased productivity, and increased sick or personal days. A boss that is not objective, sides with the perpetrators or troublemakers cannot make sound decisions when it comes to disciplinary actions, and may dismiss and minimize altercations that occur in the company.
A HCP who “gives a stern talking to” a coworker does not compensate for abusive behavior that leads to a simple assault in the workplace. Ignoring, dismissing and denying the assault is a company liability problem. It isn’t uncommon for an unhealed person to side with the perpetrator, while the victim goes to great lengths to press charges, get restraining orders, all the while, not being believed, harassed and having their workload reduced as a means of punishment for seeking help.
The progressive technology I’ve been using is light years ahead of the competition who are using antiquated underhanded, manipulative and fraudulent business practices. In the short term, it isn’t sustainable and their frauds are recognized by authorities immediately, their business’s reputation burned to the ground, a fate brought on by themselves.
When a fraudster commits a crime, most of them hide, just in case there were witnesses. The other handful will return to the scene of the crime to “see if they caught the guy/girl yet or what investigators know.” Another few will draw attention to themselves by their actions.
It is not wise for a CFE to accept employment in which there are dirty personnel working. Frauds may already be realized by the employees working there. This would be a conflict of interest for me and the best I could do is to write an initial report on my findings followed by a letter to appropriate authorities.
An aspect of the work that a CFE does, is not to be bullied, intimidated or harassed, no matter what gear or uniform they are wearing. When you find multiple sources of concentrated criminal activity, it is important not to let your guard down. Stay objective and focused. If you cannot get the support you need locally, you’ll need to bring in reinforcements.
Fly-by-night legal services are lawyers who charge a fee, and instead of addressing your problem, defer it to a marketing agency. Making light of the problem is the problem. If someone is trying to actively remove your business listing, misrepresent the services that you provide, and continue to harass you to try and shut you down permanently and remove your name and your company from the Internet, you may have a case. Consult with a civil lawyer in your area.
Grocery store employees compromise the safety of their shoppers when they divulge information about their shopping habits to strangers who may be criminals, stalkers, or harassers. This puts the company at risk for liability especially if something happens to those shoppers.
During one of RFG’s expansion phases, additional support and resources will be needed. The training is about a month long and clients and support staff will be notified when this will occur. This training is customized to me, and will be held out of town.
Q: When a spouse suddenly turns on the other, what do you think is happening here?
A: The typical violence cycle has a series of patterns, behaviors, verbal abuse and attacks to provoke a reaction. Over time there are increasing bouts of anger and indirect threatening behavior. Conflict resolution is the first to go out the window, and a decline in communication is next (silent treatment, neglect, ignoring). It only takes ONE violent episode that can cause a life changing event. The result: a devastating effect of not wanting to be alone and being desperate enough to perform an act to regain control.
Fortitude, determination and strength. These three traits are what is needed in order for you to heal. Going into battle you never know what side is going to win. The end may be unimaginable.
When I was 7, I knew I wanted to be a forensic psychologist. At 13, I was able to identify individuals with “infections in their brain,” and already knew they were born with it, they couldn’t change it and they’d have to live their whole life adjusting their lifestyle to stay out of trouble. These infections I learned, much later, were different types of severe mental illnesses, that led people to act in a negative manner, that caused negative attention from their dysfunctional behavior. If role models and mentors were not available or did not set that person on the proper path, their challenging behavior would eventually lead them to delinquency, criminal activity and detention centers. With all the available services today, there is a chance to turn your life around.
If credit card companies do not have an anti-fraud policy in their company operations manual, it needs to be added ASAP. Also, an anti-fraud awareness training for their employees. Training is not a one-time thing, it is tailored to your business and industry, with messages of fraud prevention and detection that are posted so that it is top of mind for all.
This is a lesson for all. It’s not the credit card company’s fault, but they do need internal controls that safeguard their customers.
An area to consider about the reporting of a fraud allegation. When a criminal makes a pre-emptive strike to report a false allegation that turns up nothing, investigators need to turn their investigation to the initial person who made the report. Look for the same type of fraud in their background. An IRS or FBI investigation will prove the fraudster is concealing the same fraud. For example, if a dishonest and fraudulent business owner accused another of the same, and nothing turned up, an IRS audit might show dishonest practices, possibly tax evasion, by excessive exemptions.
If a fraudster was able to circumvent a company’s internal controls of a credit card company, we need to look at how the fraud occurred. What was the point of ingress (entrance) or was the fraud occurring as the result of a problem being resolved and a case closing, a mistake that was made, or information that was misconstrued?
A criminal who makes a false allegation on a consumer at a credit card company resulting in their account being restricted can cause a financial straits situation.
The harsh reality is, is that some people live paycheck to paycheck. Others may have a limited income. Some to few may be on disability. Whether it is a long- or short-term situation, credit card restriction for 2 weeks or longer can put people in a real predicament.
Government departments and agencies need to get on board with placing safeguards (such as simultaneously conducting an IP trace and criminal background check) with these credit card companies so that their employees recognize the red flags of a criminal attempting to make trouble on a consumers account.
If we as customers do not feel safe in obtaining new bank accounts, then how are we going to safely protect our money? Safeguards need to be put in place to prevent criminals who are causing trouble for consumers. If a fraudster’s allegations are believed this can force a consumer into bankruptcy, foreclosure, financial destitution, and a reduction in lifestyle.
What solutions does your company have in place now to prevent disastrous consequences from occurring? If a data breach for a customer compromises their information, how are you going to verify your customer to ensure you are not giving the fraudster access to the customer’s information?
A data breach, exposes our information that is financially sensitive and if not protected can become a worldwide catastrophe.
Credit card companies, investment firms and financial institution need to have internal controls or safeguards in place right now that protect their companies from liability.
A fraudster can create a situation in which a consumer is forced into bankruptcy, foreclosure and lifestyle reductions. Criminals who can lead others with false information and deception, can also lead them to fight for a cause, to further a crime (unknowingly – until it is too late) and betray others into thinking that what they are doing is not breaking the law or that they won’t get caught. If a fraudster can get others to believe their deception, they have just now gained the upper hand and are in control. Unfortunately, authorities, leaders and board members are most at risk.
Once a criminal has your information, he/she/group, can use that to control and have power over you, and the financial decisions you make. A financial opportunist is looking to scam customers out of their savings, investment money, property, assets, etc. Fraudsters can use threats and harassment, and blackmail to force consumers into helping them. This is a detrimental situation especially when elders and seniors are involved, or those not savvy in investing.
Businesses - especially financial, insurance and investment firms need to be working on various methods that detect and deter fraud. This isn’t just IT and system protection, nor is it a security system that protects the building. Businesses can be at risk of company liability if they do not have the proper safeguards in place that prevent fraud from occurring.
Consumers need to be protected by a company’s safeguards, otherwise it puts the consumer at risk for further abuse, exploitation, scams, bribery and extortion.
With the numbers of illegals crossing the border, criminals and gangs are increasing their activity. With that, we need to think – safety and protection for ourselves - especially our financial information. What backup plans we have in place?
Q: What are standards do you set for yourself to stay ahead of the competition?
A: Besides building my business for the last 5 years, with the opening to occur later this fall, I’ve also been in training to detect, prevent and deter crimes from occurring. Continuing education of 40 CEUs per year, takes about 2-3 months to complete. Staying abreast of best practices is a full time job and so is alerting the public to local scams and scams that target specific types of businesses or industries.
Q: What skills have you been in training to do this line of work?
A: I have a skill set that has been in development for the past five years. It is unique to me and requires intense mental training coupled with additional skills sets that allow me to zero in on the fraudster. No one in the world has this combined ability. I ONLY use it in the prevention, detection and investigation of criminals engaged in fraudulent behavior or to find missing persons.
Q: Where are your employees located?
A: Special investigators from around the globe will be employed to offer their services at my direction as they keep me apprised of schemes, scams and viruses happening the moment they occur, allowing me to alert the public in a timely fashion. All members of my team operate within the confines of the laws of the United States statutes and regulatory systems.
Search warrants can be obtained to find out who the person is behind online threats to include the handle on the social media app or major news network app. From there, the person’s identity is revealed and contact information is found so that a subpoena or warrant for arrest can be served.
Individuals posting online threats that are slandering individuals or businesses are cause for concern. Even though you are just “stating the facts,” it is your opinion that is misconstrued due to your negative tone and attitude. It is wise to remove your derogatory statements from your commentary. It is attracting negative attention from Palestinian groups, the mafia, cartel and residents in the community of Greensboro.
Understandably, you might be a criminal with a long history, and maybe you are a wanna-be member of the cartel. Just remember, that they have their own list of subjects. This online harassment will be subjected to FBI determination as to the threat level you are creating, and that is occurring.
When a devised scheme of the opposition does not go as planned, and right at the moment of "juxtaposition of awry," a difficult situation occurs. It is unfortunate that at the expense of friends and the support of family, I had to make difficult, and unpopular decisions.
There is a criminal, approximately 30-32 years of age, male, white, with a long history of putting businesses out of business due to their many slanderous and defamatory comments made online. For other businesses, this has hurt their profit and loss statement, their balance sheet and eventually they did go out of business because of this criminal’s online statements.
Experienced rabble rousers know how to circumvent IP protocols so that their IP address cannot be traced back to the source. However, there is hope. Their egregious behavior will soon get them caught even if they’re online threats do not.
One way that our Nation’s Capital can protect our President from external threats is to monitor online threats that are coming from social media and major news outlets. Political commentary that mixes with racial themes or religious organizations fuel the fire for strong negative emotions. This can spread like fire and disengage groups, create disparity amongst social organizations and integrate themes of violence in businesses, churches, fundraisers and political interest groups.
Last summer (2023), I dropped off my brochure to multiple law firms in the downtown Greensboro area to offer my CFE services. There is a very large law firm with numerous lawyers that I kept picking up on that would have benefited from my anti-fraud services. However, it would now be a conflict of interest, as I have recently discovered that multiple frauds are occurring their daily. There isn’t much that can be done from a detection or preventative point of view. Intentional fraud is when the same type of fraud is occurring multiple times in an hour. This shows intentionality, and that the wrong choices were made each time, the wrong path chosen each time.
It is nice to know that wherever I travel, whether for work or pleasure, that I will have the support of law and legal professionals to report fraud on a real-time basis. My initial report that is called into authorities may spur other regulations violations and inspections by local authorities and crimestoppers.
Why has a NYSE company continued to operate despite recommendations to shut it down, due to multiple lawsuits that have been filed for fraudulent activity? Do they have multiple revenue sources - maybe illegal kickbacks? Maybe that's why patients are still being billed for services years later.
The following is an example of why anyone, an individual or business needs to have the foresight to plan ahead for emergencies, unforeseen events and situations that our out of our control. A situation involving financial straits shows a business dissolving due to bankruptcy, with foreclosure right around the corner. All backup household sources for funds have been depleted to pay for the business. This financial landslide has left the homeowners bankrupt.
When engaging in business partnerships, it is important to not just discuss how each other’s experience would benefit the coming together, but it is also important to speak with other people that they have done business with. If the person is not well-known, but their contract is airtight, it is still a good idea to do a background check. That way you are informed upfront in case of any impropriety that may occur down the line.
An ambivalence towards a failing business is also a red flag, as it could indicate that the business is engaging in illicit activity right now or soon to be. However, there are other scenarios that could be the cause. A business owner may feel helpless at the point of realization that they are on the verge of business dissolution. With the right thinking, self-sabotage does not have to become a self-fulfilling prophecy. Being embarrassed is only temporary. There are other skill sets that you can turn to to get you through a plateau. Offer your experience as an Advisor. Feeling bereft? Ultimately you decide that if you are in financial straits, it may be best to work for a major corporation until you can get out of debt and back on your feet.
It is a screaming red flag when a business owner has increasing loss of profit, loss of clients, when there are no identifiable sources of income, and household and business bills have a history of missed, late or no payments. Leisure and volunteer activities that were once enjoyed need to be postponed temporarily as all efforts need to be concentrated on saving the business even if it results in a negative outcome.
There are some proposals for contract work that may not be in RFG’s best interest. For many reasons, I will not take on dangerous or perilous assignments, as it is not a part of my “violence prevention program.”
Before you can allow me to analyze and review your business for a fraud risk assessment, a contract must be reviewed, along with the signage of appropriate consent and confidentiality forms. From the time of initial contact to the date of the risk assessment is about 1 week. The process from start to finish is at or about 2 weeks to include the final presentation.
Before fraud can occur, a point of ingress and egress must exist.
It has come to my attention that there is a criminal alliance made up of organized crime, that are thinking of the possibility of coming against the opening of RFG. I get it. You don’t want me to mess with your lifestyle and livelihood. As I said before, I have no intention of pursuing doing business with these groups. As a result, this would eliminate my initial investigative report and any subsequent investigations from government agencies. Lastly, I’m not a registered business in NC.
What do you think of when you hear the term psychopathy? Do images of violent serial killers who made their mark in history and the mind control methods of Charles Manson come to mind? One of the last places we expect to find psychopathy is in a dysfunctional family unit. So you see, not all families are close-knit and loving. For this, there is a purpose to, and reason behind family estrangement.
When the pressures of life come upon us, relationships don't last as long as we'd like, a friend passes away, someone you know is thrown in a tailspin when their house forecloses, while another experiences a personal crisis. What do these things teach us? Life lessons. 1. How not to treat someone as an option, as they can be kidnapped at any time.2. Not taking someone for granted, as they can disappear and go missing, not to be found again.3. Finally, not taking advantage of someone's kindness, trustworthiness and honesty as life can throw you a curveball at any time, upsetting your lifestyle and income.
Do you find yourself in the position of making a moral and ethical decision to save a client's account? Is the choice you are about to make in the best interest of your boss, your corporation or yourself? Companies, what are you doing to safeguard your employees from engaging in conflicts of interest? It needs to be spelled out to your employees, interests that are detrimental to the company.
3 signs that a person’s behavior is spiraling down into illicit behavior:
1. A significant reduction in the level of communication – stonewalling, silent treatment, neglect, ignoring, dismissing. There is a decreased capacity of compassion, empathy and learning from one’s mistakes.
2. Conflict resolution skills – is now running away, driving off, leaving the room, engaging in disappearing acts, sometimes for hours.
3. Concealing behaviors - hiding, burying, keeping secrets, being dishonest, and even attempting to flee a crime in progress.
Managers and supervisors: How are your C-Level executives handling misappropriation of funds that were discovered in the lower levels of your corporation, such as entry-level individuals, and even those hired in the last 2-3 years? Everyone needs to be on board with anti-fraud awareness training, what to do when it is found, and whom to report it to in the organization. Most especially, what NOT to do.
It is not unheard of or even uncommon to discover that your boss is a fraudster and has been engaging in dishonest and fraudulent business practices - right now. Do you see evidence of cooking the books? Perhaps illegally obtaining information and purposely falsifying it to prevent a disability claim from going through? To prevent an employee from being hired or damaging the credibility of an authority figure, unnecessarily?
It is also not uncommon to have an employee report their boss for dishonest business practices to the IRS for a criminal investigation.
My business is in the business of fraud prevention. Sometimes, however, I find myself in the middle of a financial investigation only to find out that there are multiple frauds occurring simultaneously. Depending on the significance of my findings, I may turn my report directly over to a government department for further inspection.
Reallocation of your assets, such as moving money from your account to a relative's, a friend, a business partner, a business or trust leaves a money trail. This trail shows that a fraud is in the process of or that attempts are being made to conceal. Sometimes the reason fraudsters do this is to claim financial straits and bankruptcy, to avoid paying a debt or restitution, even alimony. However, this only reveals financial impropriety and is ill-advised.
Individuals seeking asylum in other areas during a criminal investigation are advised to not travel at this time.
Members of associations and organization need to be aware at all times that their position can be terminated immediately. without notice and subject to probable cause or predication depending on what state laws apply.
An interruption of business services occurs when: there has been a data breach, a major HIPAA violation, the discovery of multiple occurrences of fraud, a hostage situation, a declining deleterious situation, a catastrophic event such as a natural disaster, a massive layoff or a prolonged strike.
On the Tubi app, there is a show called Siberia. Even though it had 11 episodes it had a few life lessons. Eventually through crisis, everyone’s true colors or (tiger) stripes are exposed. Despite the betrayal, lies, ill-intention and manipulative nature they all came together to work for a common goal. Those whose stripes were exposed early changed their ways, while others became more devious. Each person in the group exploited each other’s weaknesses to the peril and harm of others all for the purpose of – greed. By the end of the series, the viewer is left wondering if this was staged, fake or a cruel joke.
Remember, safeguards are not people. They are not places, they are a series of system controls. They are not just checks and balances, but a process series - a step-by-step system that has been tested to ensure that tampering will be caught and apprehended, before the "juxtaposition of awry."
Even billionaires of the world need to have safeguards in place that protect themselves, their spouse, children and assets. There isn't one person or business out there that is currently protected from ongoing financial destitution as a result of an extended economic downturn, depression or disease.
What emergency funds have you set up in the case of your sudden death or disability? Do you have long and short term disability policies? Does your work have workers compensation in case you get hurt? Consider that planning ahead financially for unplanned situations will take you further in your financial planning NOW, than trying to allocate resources during the moment of crisis. Also consider, that you while young people can easily find a job and go back to work, that it isn't so easy for the elderly or senior population to go back to work due to a variety of circumstances. What contingency plan do you have in place for this? An insurance policy(s)?
What frameworks are in place to take care of your kids or spouse financially, if you find yourself needing to serve time or become disabled? What if you need to reduce your lifestyle and drastically cut expenses and downsize to an apartment? Having the foresight to plan ahead will help you in the long run to ensure your family is taken care of. It's all a part of getting your ducks in a row.
What areas of your life are you considering increasing your wealth? Have you set up the framework for insurance policies? Have you set up emergency and savings funds for yourself, your wife, for unplanned expenses and for your kids?
What frameworks are in place to take care of your kids or spouse financially, if you find yourself needing to serve time or become disabled? What if you need to reduce your lifestyle and drastically cut expenses and downsize to an apartment? Having the foresight to plan ahead will help you in the long run to ensure your family is taken care of. It's all a part of getting your ducks in a row.
What areas of your life are you considering increasing your wealth? Have you set up the framework for insurance policies? Have you set up emergency and savings funds for yourself, your wife, for unplanned expenses and for your kids?
In an economic downturn in which a specified area is in the climax of financial destitution, what are you doing as an individual, as a board member, as a business owner or even an employee - to pare down your expenses to prepare for this situation?
What are you doing right now to save for the future or are you living paycheck to paycheck? Are you spending the little bit of profit you make or are you saving it?
If there was a sudden economic downturn near or after the holidays, do you think you can prevent this from happening? Do you think, Wall Street that you can make wise choices? I'm not doubting that you do. Small businesses, are you relying too much on Wall Street to provide the resources that you can obtain locally?
Don't take my word for it investors, investment professionals, financial consultants, billionaires and millionaires. It is wise to check your sources before you believe anything I say.
Major Corporations: What safeguards do you have in place to protect your employees from internal theft? You need more than just an open door policy. Reliance that concentrates focus only on manual operations is not recommended. There needs to be a checks and balance system that is not just reliant on humans nor just on technology. What is your backup plan? Consider the cost that you company will incur if there is a major grid outage, even for 24 hours.
The SEC holds investment professionals accountable for their "wrongdoing." What did you find out when you researched your professional? Were there any fines, sanctions by a board, revocation, temporary suspensions? Here's a link to find out: https://sec.gov/litigations/sec-action-look-up
Not everyone has your best interest in mind when it comes to financial opportunities. Criminal alliances are the same as team efforts. They come together to devise a scheme, and then the individuals target specific demographics for these "opportunities."
People who just received a lump sum from a lawsuit, an inheritance, gift, lottery are subject to these types of schemes. But, so are individuals that come from old wealth.
Do you follow the actions of major players in the stock market? Is this a wise choice? Insider trading is a sticky subject, and while we like to think that the other person has our best interest in mind, there is a chance, they do not. Do you have a contingency plan for that? Do your own research and decide for yourself.
How are you going to prevent someone coming in and tampering with your final documents while you are in a coma or while you are sick, bedridden and nearing delirium? What safeguard do you have in place right now, that prevents you from signing documents that reallocates your assets, redistributes your real estate and reassigns people that are making financial decisions while you can't?
What safeguards do you have in place to protect and manage your wealth in the case of an accidental overdose, discovery of a terminal illness or rapid disease progression? Safeguards that are put into place are not just people, and they aren't just checks and balances. No, they are a series of steps that are put into place to prevent tampering.
Q: What is cause for suspicion in a missing persons case?
A: When a relative does not show care, concern or compassion for the missing person, and instead shows indifference, ambivalence, happiness that they are gone or makes comments such as, “He/she’s probably dead,” there is cause for concern. The true colors of a dysfunctional family will rise to the surface. Comments such as, “he/she was the outcast,” is concealing their bitterness and “dislike.” Fake tears are obvious. These are huge predator red flags.
When a shark’s dorsal fin breaks through the surface of the water it instills fear. The worst thing to do is panic by splashing and yelling, it is best to keep calm and movements slow. A shark is least likely to attack a group of swimmers treading in a circle, versus swimming alone
When the amount of restitution owed will outlive the debtors, and requires 30-40 years of restitution, the judge will likely order a reduction in their lifestyle. Reduction to an apartment and driving an older car, cut off from luxury entertainment, food, clothes, and travel, they will no longer be able to host extravagant parties, belong to country clubs or live in resorts. All travel must be preapproved.
What is the cost for believing deception and using it maliciously? A lump sum of restitution owed.
When you are in a marital relationship made of sand it is possible that there are threats of abandonment and financial destitution on the horizon. One way to protect yourself, is to setup a legal document called a postnuptial agreement. This framework, will help you get your ducks in a row ensuring you are protected in case of a fallout. It addresses how to handle financial arrangements and assets should a separation be coming up, thus leading to divorce.
For individuals who do not express remorse or regret for the damage they caused or contributed to, a different type of pain punishment must be applied.
A reduction in lifestyle is one option. It begins with the valuing of their assets, then their liquidation. If restitution cannot be paid, then another option is that your debt is canceled and your immediate incarceration results.
Mobbing: Headed by one or more HCPs in the community to run person(s) out of a city or state. It’s not uncommon to hear that people, even media consultants were paid to harass, rabble rouse, gang stalk or incite threats of violence or kidnapping to get their point across.
The nefarious National Organization for Miscreants indicate that they hire teenagers, 20-somethings and maybe even a few older adults. However, miscreants, can be the elderly and even senior citizens.
Alerting the public to scams teach people to protect themselves and what to look out for. Knowledge that is centered around deviancy, is different that knowledge that is taught to mentor, teach and guide.
Fraud occurs every day. How are you preventing your organization from fraud, so that business is not disrupted by attacks to your network system? Controls that are installed thwart the attempt through alerts.
Q: How did the CB protocols come about?
A: The CB protocols are a result of our ever-changing world, the situations that arose with criminal activity, the loopholes found in our society, in businesses and our government. There are deviants whose goal is impressing their friends with greater and greater levels of violence, the intelligent people who are using their gift for malicious intent to further criminal activity, despite the often-harsh consequences that follow.
Oct. 10, 2024 In regards to a fraud investigation if it is my opinion that a subject matter is a problem, I need to communicate that to you. I will not comply if a clients demands put me at risk of violating the duties of my certification CFE.
Oct. 10, 2024 (Source: Mary Breslin, CIA, CFE) By intentionally looking for fraud, that's how we detect it. We need to know what to look for, and we do that through the fraud risk engagement as traditional audit methodologies do not catch fraud. Many audits are not intended to catch fraud.
Oct. 10, 2024 It is not uncommon for a group of people to turn on one person, to hire miscreants who are paid illegal kickbacks to disconnect all forms of financial access so that the victim is purposely placed in a state of financial straits. This makes it easier for the group to manipulate for the purpose of regaining power and control to comply with their demands of bribery, extortion and blackmail.
Oct. 10, 2024 An ethical lapse does not indicate a lack of integrity. It demonstrates an oversight or blind spot.
Oct. 10, 2024 When a group turn on one person, it is usually because they realize their schemes have gone up in smoke, their contingency plans have failed miserably and now, their deranged thinking escalates into challenging behavior. This is only noticed by the courts “after” an attempt on the victim’s life has occurred. In effect, the dysfunctional group now sees the individuals as the enemy. In their eyes, no one is allowed to move on without the group.
Oct. 10, 2024 When a person’s mind devolves into deranged thinking, distorted perception, distorted reality, criminal insanity, and abnormal reactions, the future progression is indicative of incarceration or institutionalization. In the elderly, this can be cause for concern when their disease progression, such as Alzheimer’s, appears to be rapidly progressing from moderate to severe. There has been a trigger, then a reaction that is causing the rapid progression. Underlying, could be psychopathy. The DNA gene coding has been triggered due to an environmental influence that caused great fear, regret, severe depression that is spiraling or emotional disconnection. Something has caused massive regret or pain. It can be some of these things or a few of these things.
Rapid disease progression coupled with the diagnosis of underlying psychopathy….
Oct. 10, 2024 A person who enjoys instigating problems to complete strangers just to make them mad and cause them pain will eventually get caught. Persons who enjoy this, will do it to the wrong person, at the wrong time and in the wrong tone. A person who feels threatened will press charges. Coaching someone not to engage in this behavior, is indicating that deviancy or delinquency was progressing. When a person derives pleasure - in a sadistic way – in causing others pain, this should be a red flag indicator that challenging behavior is ramping up.
Oct. 10, 2024 This prime example is what law enforcement would expect to see in an interrogation. An appropriate response to a direct question other than a knee-jerk reaction would be to return with a question, such as, why would we have a mob hit out on so-and-so? The knee-jerk reaction is one that is blaming, pointing fingers and denying responsibility. (They have just made themselves culpable.) To return the question with a question would mean they would be in a state of confusion, feeling perplexed, feeling sick or shocked. Even a traumatic reaction, such as crying or another emotional reaction is better than the knee-jerk reaction.
Oct. 10, 2024 A knee-jerk reaction (to distract law enforcement) from the person being interrogated and being held accountable for joining forces with or hiring a racketeering organization is: “they’re crazy, they need to be on medication, they are insane.” In order to be held accountable a person must admit to their frauds, by a written letter and/or oratory statements. Posturing is a defense mechanism used as a distraction to prevent receiving punishment and justice for their crimes that have already been realized.
Oct. 10, 2024 The escalating challenging behavior of a group reminds me that psychopathy takes many forms from deranged thinking to criminal insanity, which means that they don’t think the way we do. They expect normal reactions to their abnormal behavior. When in reality, cognitive distortion and dissonance is creating the bedrock for what appears to them as ‘rational thought’ and is their go-to default for cognitive thinking.
Oct. 10, 2024 Calmness and non-reaction escalates the challenging behavior of a group. The group attempts to discredit, threaten abandonment and financial destitution, and does so by seeking to harm through derogatory comments, insults and criticisms. The group has the expectation that the victim will respond with a knee-jerk, rash behavioral reaction and an oratory tirade. The HCP is already aware they are losing power and control over the victim. The victim is winning. They are calm, non-reaction and impervious to insults, criticisms and derogatory comments. This enrages the narcissist and as a result, their violent reaction leads to their arrest and incarceration.
Oct. 10, 2024 When fraud has been concealed for a very long time, and is realized, a number of questions arise. It looks like blowing the roof off a large group of people who have been flying under the radar for years. It’s ripping the band-aid off to find out that there is a questionable source of income that has been providing for a family. It is turning on the floodlights to illuminate all the areas in which fraud has been occurring.
Oct. 10, 2024 The criminal mind exposes itself during “points of realization” that causes, in effect, massive pain. Massive pain, can occur through rejection, dejection, and a lack of a reaction from the victim.
Oct. 10, 2024 The harsh reality of short-sightedness and a fixed mindset, is a lack of awareness of how their challenging behavior is affecting other people. They do not recognize that their dysfunction in communication and emotional abandonment, is pushing others away who are distancing themselves for a purpose - dissolution of the relationship. Estrangement for a purpose.
Oct. 10, 2024 A cycle of unwanted behavior creates tension, causing an unwanted behavioral reaction, and in extreme cases, violence. The reaction is from a trigger, that did not get the expected reaction. Essentially, the person has violent reaction because the victim didn’t react. A lack of reaction can cause an uproar, increased violence or an overreaction. So, the trigger is being nonreactive – not having an emotional response – returning with arguing, an insult or criticism.
Oct. 10, 2024 When a person reverses course and resorts to previous bad behaviors to a perceived slight or rejection, the result looks like “punishing or getting bac” to the offending person. For example: Each time a person is triggered by a slight, he resorts to toxic masculinity to get revenge. The partner sees the behavior as childish, impish and immature. It is important to be silent and walk away here.
Oct. 10, 2024 In the phrase, “old habits die hard,” a mind that has been triggered to reverse course or regress may no longer know the difference between right and wrong and will knowingly commit crimes without the understanding that what was done was wrong. Is this a cognitive decline or regression?
Oct. 10, 2024 Personification can be used to conceal – a fraud, lies, dishonesty, a cognitive impairment, disloyalty – by attributing the positive qualities of an animal or inanimate object. For example: Childish talk to a cat, “showing everybody what a good boy I am,” after committing a dishonest act, furthering illicit activity, as if trying to convince or fool himself into thinking that he as done no wrong. Personification is commonly found in these areas: illegal gambling, prostitution, buying drugs and emotional affairs.
Oct. 10, 2024 (Source: Mary Breslin, CIA, CFE) Why do audits seem to miss areas where there was fraud? There weren't significant deficiencies or warnings that signaled a fraud could occur or lead to a fraud. Very frequently when fraud occurs, there's collusion involved as they have the ability to circumvent controls due to the level of trust given. Collusion helps to conceal fraud and circumvent control.
Oct. 10, 2024 Any retaliatory action to a criminal investigation is seen as vengeance and is ill advised
Oct. 10, 2024 A business owner’s escalating challenging behavior brings negative attention to them, resulting in a negative outcome, and consequently sabotage of self and their business. Justifying why overcharging – such as needing to pay the rent, bills to pay - are not good reasons. This owner is afraid of going to jail, having charges pressed and that their long-term frauds realized, especially by their employees. It would feel like the end if people found out that she lived a mediocre life, despite the opposite outward appearance. For the majority of business owners in these upper end shops they offer services and their products in line with market rates, competitive with their industry and are not charging exorbitant prices.
Oct. 10, 2021 If you are going to survive a Cat 1 hurricane – another person’s psychotic break, a mental breakdown - it’s because you were alert to the early warning signs, can be on the lookout for red flags and predatory behavior, along with deteriorating mindset resulting in “abnormal reactions.” If you have the wherewithal to call 911 at the start of the hurricane, reduce eye contact and the level of communication. It is imperative to be calm and non-reactive.
Oct. 10, 2024 An HCP spoon-fed lies to an elderly woman with a moderate to severe cognitive degeneration. Her relationships with her adult children deteriorated because of the deception. The HCP is after her money and is hoping to get the individuals cut out of the will; more money for himself. His greed rises to the surface again, when his wife is placed into a nursing home for Alzheimer’s, and devises a scheme to remove his children from the will, however this scheme is realized by a financial planner who immediately contacts authorities indicating the children may be in danger. They take immediate action and he is placed in custody.
Oct. 10, 2024 In what history does a criminal come by and warn someone before they commit a crime? Never. Criminals fly under the radar, they don’t want to be seen or heard, especially when they are devising plans.
Oct. 10, 2024 People like to tell others who they should be, who they are, what they are, what they should be doing. Their comments are a lack of awareness of their own unrealized talents and abilities projected onto others.
Oct. 10, 2024 Guilt is expressed in many different ways: When a person supports you, they act surprised, in shock, even angry. When there is an unemotional response, coupled with looking down and away, and a lack of care and concern for the person who is harming you they are giving themselves away with a neutral response. This is dishonest behavior. A witness may come forward to report an accuser who is engaged in deceptive business practices. The sooner the better as this is egregious and criminal behavior that needs to be reported to his boards and associations. It is more than likely also an indicator that multiple frauds are occurring and that an HCP is behind the trouble-making.
Oct. 10, 2024 Disintegration of ego is a process in which a person backslides into regressive behaviors (from childhood) that were unhealthy and toxic, such as behavioral patterns that resulted in negative outcomes causing disparity in relationships (inability to resolve conflict in a healthy manner). This is the premise for why challenging behavior does not correct itself and the same repeating negative patterns occur when marriages, friendships, partnerships don’t work out.
Oct. 10, 2024 Q: What other courses of action do you take to mitigate CB behavior in your work?
A: Individuals with CB do not see how their behavior affects others, coupled with their deficits in thinking and planning will have limitations set on their behavior - in the form of restricting their freedom (house arrest), their mobility (such as loss of a driver’s license) and their access to the outside world. In other words, your callous behavior may result in unpleasant consequences. We all will learn lessons here, law enforcement included, all the way up to the #Senate. (deleted from twitter)
Oct. 9, 2024 In what appears to be overnight, a loving and attentive spouse snaps, turning violent and kicking the other spouse out. The divorce process starts immediately.
The red flags of predator behavior were always there, but concealed so the spouse didn’t see or hear them. Why did the spouse snap? There was a trigger. The spouse had a reaction and it resulted in a negative outcome. A divorce and supervised visits with his kids. The spouse continues to go off the rails.
Oct. 9, 2024 Q: What is the challenging behavior protocol?
A: It is a system that deals with escalating challenging behavior in which a person is unable to control themselves and needs the intervention of law enforcement and the legal system. The intervention is based on several factors: age, level of deviancy, type of harm done, fraudster behavior and other mitigating factors.
Oct. 8, 2024 HCP example: The manipulator. Having friends disguising themselves as wolves in sheep’s clothing when tough times or opposition hits can leave you empty-handed.
They make you second guess yourself with the mind-bending games and lies used to deceive, masking the “truth” with denial, blame, guilt or sadistic humor. They neglect, ignore, give the silent treatment to push you away, then deny wrongdoing. You know anyone like this?
Oct. 8, 2024 Restitution is needed for the person who is literally run out of town.
If their safety is compromised due to being gang stalked, harassed, and the gossip is literally causing a riot to occur – such as an uptick in criminal activity, then there needs to be some sort of community repayment, with interest, by each person for a period of time. And no, it isn’t a joke.
Oct. 8, 2024 Although my primary business is preventative, there will be the occasional surveillance or contract position requiring a more in-depth coverage that is in the realm of investigations.
Oct. 7, 2024 Punishment for a licensed doctor such as a psychiatrist who illegally obtains information receives immediate punishment by their board and association, and immediately jailed. Prematurely attempting to shut a business down for dishonest business practices is one reason a fraudster would illegally obtain information. The institutions are notified of the data breach, the cyber attack and that they have a loophole that needs to be closed. If not, they will be sanctioned, fined, then shut down, losing their medical license and PhD license. An HCP is offering illegal kickbacks and is pulling the strings from somewhere else; they are very determined.
Oct. 7, 2024 People have a way of handling criticism that is toxic. They return with a criticism, a demeaning comment, sarcasm, a put down joke. Be different. Instead, be silent and walk away.
Oct. 7, 2024 It isn’t uncommon to find individuals affected by the HCP effect to fully believe that they have a “preponderance of evidence” that proves XYZ. It’s when they take it to court, and a perceptive judge sees the pointless accusation or their fact checking turns out to be wrong, because they too, are not in their right minds, plus they are illegally gaining information resulting in a “case dismissed.”
Oct. 7, 2024 The HCP effect can occur in families when the HCP cons and deceives the family into thinking their partner is the toxic one. It is often realized years later that the HCPs lies are found out to be false. The HCP watches others closely – to take advantage of weaknesses in their character – so that they can be used again as a pawn. Counseling about how you were betrayed, why and how to avoid it in the future is the best course of action.
Oct. 7, 2024 An apology is useless without changed behavior.
Oct. 7, 2024 A spouse will abandon the other – at a specific time – hoping to cause maximum pain or leaving them in financial straits, other times it is to test them. Sometimes, it is because the partner has figured them out, they can’t be manipulated, lied to, deceived and their acts of betrayal are about to catch up with them.
Oct. 7, 2024 A community can come in opposition to an innocent person due to the HCP effect. It isn’t uncommon for the innocent person to disappear suddenly and it be mistaken for foul play. It can be an isolating experience in which they are suddenly alone without assistance or support. There is hope. A chance at a new life and starting over somewhere else. Relocating to a safe place where peace and solace is the protection needed.
Oct. 7, 2024 An inmate sitting alone in his prison cell feels the weight of his actions. He regrets his actions only because he was caught, while his ambivalence and making light of his criminal actions indicate a lack of remorse. The sting of remorse is a heavy wet blanket hanging upon his shoulders in which the burden of guilt and shame are his comforts.
Oct. 6, 2024 Provocateur. Mental instability marked by mental derangement. This is a dominant, controlling, possessive person. A distorted perception of reasoning, a lack foresight into the consequences of their actions. Cruel comments are intended to provoke you for a reaction; they will starve the life out of you. Hiding your personal belongings, purposely scaring you, threatening behavior. Predatory behaviors such as harassment, stalking, getting others to follow you are all signs that this person is dangerous.
Oct. 5, 2024 Detection and prevention is part of my job. It is difficult to advance my skills when a city or state comes in opposition to or makes trouble for me. No one is helping, no healing is occurring, and healing is replaced with intent to harm, and in some cases, to cause malicious harm. This creates not only a dangerous situation, but one that is ripe for abuse and ignoring the problems. It becomes a lose-lose scenario, and as a result, relocation becomes permanent. But, it comes as a cost.
Oct. 5, 2024 An alternative perspective to chaos theory in behavior analysis: A person is becoming sick, but frequently. Over time, it gets worse – severe nausea, projectile vomiting of acid that only occurs around a particular group or person. The energy of anger or rage coming from the group is transferred to the person as a physical illness or temporary sickness. The body was trying to “say” through the gut that the group was not safe, and that the group is the cause. BUT… the person is not acting unsafe, criminally insane or mentally unwell – this is the confusing part. This is chaos theory.
Oct. 5, 2024 Organizations, associations or groups who need to be in control for the "purpose of compliance" will have their managers and supervisors use coercive control tactics on their employees.
Oct. 5, 2024 It is a harsh reality when at the intersection of right and wrong, a realization comes to late: “we should’ve listened to her. ”When people ask me for advice at the juxtaposition of making a decision, I tell them what the better part of wisdom is telling me. If they choose wisely, they made a good decision. However, if things go poorly, then they didn’t listen to my advice. They did what they wanted; the results are poor because they made a bad decision. Harsh realities come through epiphanies and insights, way too late.
Oct. 5, 2024 With my intensive military training, strategic interventions, and methodologies that make RFG successful, I am able to pinpoint a fraudster in seconds to minutes, over the phone, in person, overseas, from a letter, subpoena or text message, and even as a knock on the front door. It is at the “juxtaposition of awry” that a fraudster’s plans are thwarted, their scheme realized and another crime prevented.
Oct. 5, 2024 HCP example: HCP example: The manipulator. Having friends disguising themselves as wolves in sheep’s clothing when tough times or opposition hits can leave you empty-handed. They make you second guess yourself with the mind-bending games and lies used to deceive, masking the “truth” with denial, blame, guilt or sadistic humor. They neglect, ignore, give the silent treatment to push you away, then deny wrongdoing. You know anyone like this?
Oct. 4, 2024 A sex predator attends a future presidential rally and is looking for the next victim. There is nothing that makes him stand out as being awkward or weird. He didn’t learn his lesson in prison. He gains the trust of his victim easily and quickly. Immediately he decreases his distance from the victim to a more intimate space, assumes that touching is ok, and moves to get the victim to a nonpublic area.
Oct. 4, 2024 Presidential rallies can attract a fraudster who is looking for his next financial opportunity. The fraudster may study the types of people who attend those rallies, and the presidential candidate.
Given the environment of a fun event, it is highly unusual to meet a stranger who tells you about an investment opportunity in artwork, cultural entertainment or investment in a line of yachts. Then just you both are hitting it off, they request to ask for sensitive financial information to run a credit check to see if you qualify for this opportunity. A deceptive scheme.
Oct. 3, 2024 “No one knows her/him better that I do,” is a phrase often used by dishonest persons attempting to sabotage another, their livelihood or success, and ruin a reputation, all for personal, political and selfish gain. A distorted perception of reality is what makes this fraudster get caught. His behavior indicates a level of nefarious intent.
Oct. 3, 2024 HCP example: My way only. Individuals who think that their perspective is the only one, and anyone who disagrees with them is off the wall. If you dare disagree with them, their harsh judgments will find you as the target of blame (also a term coined by Eddy) in which they will relentlessly pursue that “there is something wrong with you.” The expectation is that you will agree with them, not question them.
Oct. 3, 2024 HCP example: The devil’s advocate. Not only are they riding the train of attack and blame, they sit on the fence of indecision, waiting to impale themselves, then look for a second chance to get into a victim’s life. These people aren’t on anyone’s side, their interests are personal, their insecurity and inferiority introduce them, as they won’t allow you to get a word in edgewise.
Oct. 2, 2024 After my investigative report is turned over to authorities, there are typically other ramifications that occur by other institutions, such as a state licensing board, Board of Directors, Board of Regents, government departments and associations that can sanction and/or conduct their own investigation for an individual or group.
The institution from which they are employed may remove their credentials, such as a PhD, placed on probation, dishonored in their industry or discredited by faculty – but, it all depends on the seriousness of the crime, the number of frauds committed, the length of time it has been going on and the amount of damage/restitution determined.
Oct. 2, 2024 My company writes preventative plans. When I notify the public of a scam – https://ravenfg.com/blog/fraud-tips – it is to prevent a fraud from happening and a person from becoming a victim.
Oct. 1, 2024 RFG has a strategy and contingency plan, up to and including interventions for individuals with escalating challenging behavior. The Challenging Behavior (CB) protocol is a system devised to curb unwanted behavior from least to most restrictions with the help of law enforcement, an attorney and a judge.
Sept. 30, 2024 It can be hard to see ourselves as being easily scammed. We think that we would be able to pick up on a scam. However, vulnerable populations such as the elderly or disabled may need more protection and guidance as they can inadvertently given out sensitive information to the wrong person.
Sept. 27, 2024 In order to advance my skills, practice what I learned during training, and prevent fraud from occurring, I have been visiting Friendly Center and surrounding shopping areas. I am not trying to be friends with anyone or vie for a community position. You can’t get good at something unless you practice, right? After I visit a store, I go to my car and write down my impressions, what I missed, what I overlooked, what I’m picking up on – essentially conducting a performance review of myself. Later, I take it back to analyze for further insights or things I may have missed. Then, regroup and try again another day. If I see a crime occurring, I will report it to authorities – from a distance.
Sept. 27, 2024 Too many guys who have affairs claim they don’t have any money to pay the wife alimony. When an affair is discovered, the reason for where his money is going is not longer a secret. It’s expensive to have an affair. The money he was diverting was going to the affair partner for hotel rooms, entertainment and food expenses. It's also the reason for the missed and late payments, not paying for the wife's medical bills or her expenses causing her to go into debt.
Sept. 27, 2024 When a business is struggling not to go under, they are in a state of cutting back and reducing. This is an indicator that the business is about to go under if something isn’t done to jumpstart it back into profit.
Sept 27, 2024 When the offer to clear debt arises, the fraudster often claims they are bankrupt and have no money left. However, a new offer replaces the one the table. We’ll clear your debt, but you have to serve a jail sentence for X amount of months and years. When you get out, there is community service and probation. How do you think people react to hearing this negotiation? Suddenly, money is found for the exact amount owed. The fraudster moved the money to a relatives account to make it appear that they were bankrupt.
Sept. 27, 2024 When a business’s performance and profit is doing largely better than other businesses, and better than their industry, there is cause for concern. What is alarming is that a fraudster has a wad of cash that seemingly comes out of nowhere to help pay their expenses, while their family goes without. Where is the source of income coming from?
Sept. 27, 2024 An example of a loophole that needs to be resolved is overcoming learned helplessness. When a quarterly report unexpectedly shows numbers that aren’t expected, it creates repeating patterns of helplessness. Finding ways to resolve a problem, nip it in the bud early, attacking the issue with insight and clarity, follow by decisive action, reflecting on what went wrong, regrouping and starting again is what is needed.
Sept. 27, 2024 When securing an area the size of a baseball field, including the stands, it is important to provide layers of protection and security, with 3x the amount of executive protection, local military in full uniform, state police and local law enforcement, rifle ready. The overall feeling needs to be that of protection, not an impending Cat 1 hurricane.
Sept. 27, 2024 Individuals flying under the radar who are concealing their “frauds” will falsely accuse another professional of the same fraud as a diversionary tactic.
Sept. 27, 2024 https://youtu.be/q-VWP2gU6tg?t=14 Fun Fact about a lion’s tongue: Their tongue is made of papillae, tiny spikes made from keratin that can literally lick your flesh off exposing flesh in just a few licks. A harsh judgment can feel just like one swipe of a lion’s tongue. Just the same, one swipe of a lion’s paw can tear you to pieces with little to no chance of survival.
Sept. 26, 2024 When a lack of internal controls (preventative measures) are not installed into a business’s daily operation, a loophole may exist in which fraud can creep in. If it isn’t stopped, the fraud can also cause other frauds to slip in, causing multiple frauds to occur simultaneously.
Sept. 24, 2024 A navy fighter pilot once told me, “Don’t focus on the distraction, focus on the problem.” This is valuable when honing instincts to find the source of information.
Sept. 24, 2024 An internet search engine that in collusion to remove specific businesses from the internet, permanently remove a person, political organization, religious affiliation and their views from the internet will spark a criminal investigation from multiple organizations and government departments.
Sept. 24, 2024 If I were to be hired for a financial fraud investigation in Virginia, this is a time-consuming task that can take several months and sometimes up to a year depending on the number of occurrences of fraud, the size of the company, number of employees and the extent in which fraud is occurring. Embezzlement cases take longer because there are more financials to sift through.
Sept. 24, 2024 When a HCP wreaks havoc in all areas of your life, turns your friends and family against you, you see how powerfully manipulative, persuasive and controlling they are. Is anyone else thinking of Charles Manson? He influenced people to do his dirty work and murder for him.
Sept. 24, 2024 Many organizations are top heavy because of the fraud occurring there. These are nonprofits that are using donations to fund administrative costs and salaries, and not used for the intended purpose of the nonprofit.
Sept. 24, 2024 Difficulties that are meant to challenge can be taken too far. Everyone loses. Don’t be the charity that learns a lesson the hard way.
Sept. 24, 2024 Private investigators who do not close a loophole (or entrance) where fraud can occur, are opening themselves and their business up to additional frauds that can occur, unbeknownst to them and their employees.
Sept. 24, 2024 It can be overwhelming to be a manager of a high-end retail store in which shipments may come in every day. Make sure you pass on the savings to your customers, but also make sure you make a reasonable profit. A discount of $50 should not show a markup of $150.
Sept. 24, 2024 Pawn shops need to clear out the junk they are selling. Those that don’t are selling this at exorbitant prices.
Sept. 24, 2024 Websites that give information in the fine print: if the reader misunderstands what you said and results in a fine to them, recognize your information is vague and not transparent.
A reader should not have to guess at what you are stating to be true. You must be honest in all business dealings, including business commerce.
Sept. 24, 2024 Globally, I am the only sole prop woman-owned CFE business. My support staff has already been vetted and chosen, and will increase based on the needs of the business. Due to security reasons, very few will know my location at any given time.
Sept. 23, 2024 HCP Effect is my theory: It occurs when individuals fall prey to the HCPs tactics of manipulation, lies and deception, making an innocent person guilty. I hate when that happens because, it happened to me at the worst time during a significant event. It’s humiliating, shameful and embarrassing to realize you have been made the fool. It can happen to anyone, at any time. For those of you who do support the HCP, know that you aren’t alone in making this BIG mistake. It comes with major consequences, as an upheaval in your life - break up, divorce, ending a business, the breakup of multiple relationships, and even a career.
Sept. 19, 2024 A tactic to catch a fraudster is to cast a large net, narrow down the options as the investigation continues, and then, begin circling your prey.
Sept. 17, 2024 The motive for tax evasion: Companies or people need to keep up appearances, need to maintain their current lifestyle despite worsening economic conditions, the appearance of a more balanced profit and loss statement (as seen in upper-end shops) in the case of a soon to happen merger or acquisition, showing a plateau of profits when others in the same industry are experiencing depression downturn and even bankruptcy.
Sept. 17, 2024 What can persuade a predator not to attack their victim?
1. Being easily distracted, looking up and around, being aware of who is in your environment.
2. Looking your predator in the eye
3. Their restless behavior is constantly distracting you from what you are doing.
4. In a recent situation, I knew I was being tracked, but went about my business. I wasn’t easily intimidated; I did not run out of the store. My behavior gives the impression that I would fight. It was my lack of response and reaction in which the predator determined that I would not be an easy target.
Sept. 17, 2024 Lately, there have been news articles of NC Appalachian Trail hikers being found, dead or in the nick of time. Even on a day hike, a situation can become dangerous when you realize a predator is stalking you. A makeshift cabin in the woods is a perfect place for a criminal to hide, and especially to kidnap and detain a person. It isn’t suggested to go off the trail, unless you know the area well enough to find your way back and if you have survival skills. It is important to remember that not every situation has a negative outcome.
Sept. 17, 2024 Abruptly removing a group, an individual and friends that are HCPs is what I term the “guillotine effect.” Implementation is by advanced planning and requires a implementation of security protocols. Law enforcement needs to be present in case things go awry. HCPs are highly sensitive to rejection, abandonment, loss and loss of control over their victim. Abruptly cutting them off exponentially increases violent reactions especially towards the victim. Diffuse the situation with a no contact order and with a series of escalating consequences or automatic jail time if there is no compliance.
Sept. 17, 2024 Applicants may be required to take a personality test to see if they are a good fit for a job. However, it is important for HR to ask questions that verify the applicant will act in ways that are moral and ethical. Recognize that if put into a high stress or peer pressure environment, that compromising of their values can occur. What sets this employee apart from the rest?
Sept. 17, 2024 Questionable business practices in grocery stores that freeze and thaw seafood repeatedly over one week’s time lose integrity, texture and taste. If it isn’t kept at a specific temperature all day, it is no recommended to refreeze for safety reasons. Generally, this is not a FDA or USDA recommended practice.
Sept. 16, 2024 In both situations with the GA shooting and the attempted assassination on Trump: There was a HCP behind the blatant dismissals of verbal alerts and warnings, non-acknowledgement of a problem and making a decision not to do anything, disregarding the feelings of others. If it is determined that there has been a history of this type of decision-making, and possibly abuse of power, this person has become a liability to the organization. This liability is a loophole that needs to be closed; the person can no longer serve in the same capacity and must be removed through a forced change of career with conditions on future types of employment.
Sept. 16, 2024 Sniffing around the edges of an internet search engine can reveal multiple loopholes - points of interest that can allow fraud to enter - or exit. Although the company may be unaware of these loopholes, an unintentional dishonest business practice(s) can occur. Internal investigation by the company’s security personnel and fraud department will reveal the mole. To be transparent in closing the loophole in a timely manner, it is necessary to ensure there is no illusion that business commerce is being prevented for the purpose of causing loss of profit to the business, and business reputational damage and harm.
Sept. 16, 2024 It’s great that parents lead their children to be self-disciplined to get good grades to prepare themselves for a successful future. One thing parents need to teach their children are healthy ways of coping with disappointment, and even failure. When children are overwhelmed with negative emotions, they need to find healthy ways of dealing with disappointment. Teenagers especially need to find productive ways of coping with anger that allows them to blow off steam, without physical altercation and violent interactions.
Sept 16, 2024 Points of egress show a lack of "proper" advanced planning to stop a fraud from occurring. Securing the perimeter isn't enough. You have to make sure ALL points of entry are secure. An open field with an outhouse is an example.
Sept. 13, 2024 How can other businesses prevent being attacked by unnecessary algorithms that suspend or prevent businesses from business commerce? 1. Fraud must be eradicated from ALL businesses first. Loopholes that are allowing fraud to occur right now, are possibly allowing multiple frauds to occur in the same business. 2. The way to do business is through honest business practices, using transparent contracts that spell out your services with a timeline of completed services. 3. Deceptive business practices occur in what is termed, dishonest and fraudulent business practices. One of the ways it occurs is through tax evasion through excessive exemptions.
Sept. 13, 2024 Once a series of steps are exposed by the IT fraudster, in a matter of minutes, the individual who removed a post or listing was found. This is how IT fraudsters lose their job, with stipulations on not working in the IT field again, unless there is a deal made with the prosecution.
Sept. 13, 2024 A dirty IT person can create an algorithm that flags a business as suspicious or deceptive. This can occur even with businesses who have been in business for years, have a few reviews and are “suddenly” removed as a suspicious business. This algorithm can be created, unbeknownst to the manager supervising the IT group. This is the result of a mole in charge of business reviews at Google. In effect, they are only allowing certain businesses to be in business and have a listing.
Sept. 13, 2024 What is a white hat hacker? A certifiable position in which training is received to identify and repair loopholes in the computer system that would be a point of ingress for a cyberattack. These white hats are lawful and ethical, working with the owner’s consent to perform a variety of tests to ensure the business is protected from malicious intent.
Sept. 13, 2024 Individuals who remain anonymous under ‘handles’ to write defamatory remarks on social media, know that your IP address from your technological device can be traced back to you. There is not anonymity. Tracing a handle to an IP address leads me to your device, then through a series of steps leads me directly to your contact information. Your anonymity is exposed in a matter of minutes.
Sept. 11, 2024 #Police Received an alert to prevent furthering of a crime of a duo mixed race older couple approximately in their 60s at the Ollies on Wendover Ave. at approximately 11:25 AM attempting to shoplift multiple technological devices and other small items from the store. The duo was not successful.
Sept. 10, 2024 Thieves and criminals are exposing themselves when they commit a crime, as they are creating a tally; the wrongdoers list.
Sept. 10, 2024 #IRS A dishonest and fraudulent, businessman, a CPA, is about to go under. To prevent the situation from drastically altering his lifestyle and possibly his freedom, he will likely falsely accuse another person or business of the same crime he is concealing. Although he has been flying under the radar for decades, his crime IS being realized as the criminal investigation, and his business will reveal multiple occurrences of fraud, possibly the same types of fraud, multiple times, over a period of time. It may appear that other businesses are involved or furthering his crime, but this is not so. Unintentional fraud occurs sporadically.
Sept. 10, 2024 #Barnesandnoble #FriendlyCntr This past weekend, within seconds of entering the store, I encountered two men, working in tandem. Profiling them in seconds, there was a spotter and a rapist. I gave them a run for their money as I was all over the store looking in my favorite sections for new material. By the time I got done with them, the ones head was spinning, and the other lost me in traffic. I had my concealed carry purse with me and 'that' was the target - to get the gun, not the cash.
Sept. 5, 2024 #FBI GA school shooting: "We are so sorry for your losses. Please know that we are thinking of your families and holding your community in prayer and vigilance during this difficult and painful time."
Sept. 5, 2024 #FBI GA school shooting: Final thoughts: A child does not have the reasoning capability to think through the consequences of their actions. Likely, in his mind he is thinking “there was a bully online, I was trying to get back at him, I was getting frustrated because he wasn’t listening to me. I had to do something drastic to fight back.” Besides receiving punishment for the consequences, he needs counseling, support and intensive therapy. What he did was wrong – murdering is wrong, however you cannot fix trauma through harshness, it has to be healed first. I’m not condoning his behavior. There are underlying issues that need to be addressed first, so that there isn’t another school shooting, for similar reasons.
Sept. 5, 2024 #FBI GA school shooting: There was a problem, the child did not receive mental health services. What are we doing today to help children cope with the dysfunction in their lives and to solve problems in healthy ways? How are we teaching children to resolve conflict in a way that does not hinder their growth and development? If this problem is not addressed today, there is a likelihood that there will be more children just like this little boy. When you address the cracks, the next step is to address the root cause of the behavior. The implementation of this process is minutes and can be implemented today.
Sept. 5, 2024 #FBI GA school shooting: At some point, there was what I term, “juxtaposition of awry,” and in this situation, a decision was made to continue observation and not seek an evaluation. Another “juxtaposition of awry” is when the threats continued, and at the six month mark an evaluation was still not requested. Evaluation cannot by performed by observation only.
Sept. 5, 2024 #FBI GA school shooting: It would seem that there’s been a dereliction of duty to keep the GA school safe from harm and a severe lack of duty of care on the part of someone. Why didn’t the FBI Director evaluate this risk as a real time threat? The ball was dropped and the kid fell through the cracks. As a side note, if a person is making threats online, there is usually an online bully that those comments are directed.
Sept. 5, 2024 #FBI GA school shooting: I have been prompted to make a few comments. There isn’t much to say. It could have been prevented. We know this because the FBI was alerted to the online threats made in 2023. Why didn’t the FBI have him evaluated by a forensic psychologist to discover the reasons behind the online threats? Why wasn’t he taken into a facility for observation/counseling for 6 months? Has anyone considered that there may have been a bully behind the scenes as the driving force for his acting out?
Sept. 3, 2024 In NC only, the leaders of boards and associations are causing unwarranted sanctions to its members. The inability for members to update their information is caused by non-maintenance and lack of updates to IT systems resulting in non-compliance.
Aug. 29, 2024 #KamalaHarris "Not everyone has a story to tell, and not everyone’s story needs to be told.”
Aug. 23, 2024 #Trump May the best "man" win the Presidency.
Aug. 20, 2024 FUN fact about a black panther is their broader vision with exceptional hearing, seeing and olfaction allows the panther to navigate difficult situations with grace. Their enhanced perspective allows them to either attack their prey or escape unharmed.
Aug. 19, 2024 Fraudsters are easily realized because they do not have a contingency plan when their first plan goes awry. For them, it is unreasonable to think that their plan could possibly have some holes in it.
Aug. 16, 2024 Polar bears often find themselves in situations in which moving forward needs to be done cautiously. It is important for them to keep themselves safe and protected. In surveillance, it is important that a private investigator does not get burned otherwise it can tip off the subjects.. A stalker, on the other hand, wants to be seen and they are using their identity as a way to scare the victim.
Aug. 2, 2024 Squirrel FUN facts: their teeth never stop growing, they constantly chew - nuts - to keep them filed. In order for me, as a CFE to be exceptional at my job, I have to be a resourceful hunter of researching data during the day, and a wise gatherer of information at night. Like a squirrel, agility to escape dangerous situations is paramount to their survival.
Jul 30, 2024 Earlier this year I planned to keep my promise to seek justice for families in the (NC) Piedmont and surrounding areas. They were being scammed by a dishonest contractor - the Mexican cartel leader I stood up to last fall. All the contingency plans I had fell through because the preponderance of evidence was the witnesses testimonies. Their fear of the cartel, kept them from testifying. I know God will handle this injustice in a different way. Perhaps it was protection for me.
Jul 29, 2024 #Trump The breakdown in communication with the secret service and SWAT was NO mistake. Eliminate the snake. You have a mole.
Jul 29, 2024 #Trump there were limited snipers, why didn't they have one on each building, to include securing the outside perimeter?
Jul 29, 2024 #Trump When Crooks "didn't get the job done" the masterminds first thought is "I'll do it myself." the threat level is high for a 2nd attempt. Bulletproof enclosures around Mr. Trump for future events is the priority. The height of the enclosure must be angled so that even at eye level, so he is protected.
Jul 29, 2024 #Trump Criminals are not very smart. There is no contingency plan if things go awry. Do you really think that Crooks had the foresight to devise this plan? No. The person who planned this, is the mastermind. Being an intelligent loner doesn't implicate. He had help.
Jul 28, 2024 It is not uncommon to find that a store who had a security guard posted, and that was recently robbed, will on the next shift, exponentially increase the security staff because the optics of increased security will deter an incident from occurring again.
Jul 28, 2024 #Trump rally in Butler: while the Secret Service agents who will be in full force to protect Mr. Trump, who will be there to protecting the public?
Jul 28, 2024 #Trump attempted assassination: It's inexcusable that there wasn't enough Secret Service agents placed. What about local military?
Jul 28, 2024 #Trump attempted assassination: by not securing the perimeter and not properly mitigating the site's weaknesses and many other overlooked details, the unfortunate events from that day could have been prevented.
Jul 28, 2024 #Trump attempted assassination: Likely, Mr. Crooks, in all probability was displaying red flags a few days before the event.
Jul 28, 2024 Re: #Trump How do we know that the "people" who witnessed Mr. Crooks on the roof but didn't report it, weren't planted "cells" or conspirators? You may think my theory is too left field however, theories can be considered.
Jul 26, 2024 A criminal alliance telegraphs their nefarious intentions for a planned attack. A planned response circumvents and escapes the threat.
Jul 26, 2024 Determine which dormant vendor has not had activity for more than one year, and suddenly is now receiving payments.
Jul 25, 2024 A fraud scheme is evidenced by a duplicate payment that includes an invoice number, date, purchase order and amount.
Jul 24, 2024 Conduct ongoing vendor audits to ensure goods and services have been received and validate invoice amounts.
Jul 23, 2024 Sometimes the only way to find the threat is to disappear for awhile. To find the source of information, you follow the money trail, but to find the source of a threat, you go undercover.
Jul 23, 2024 In the company insurance assessment, consider supposed financial and operational risk.
Jul 23, 2024 The best way to prevent a fraud from occurring or to stop one in progress is through the perception of detection. Did you see something done that was illegal? Were there audio recording devices that showed someone accepting kickbacks? Has someone witnessed your activity?
Jul 22, 2024 A vendor audit risk identifies potential audits on the contractor.
Jul 19, 2024 There needs to be a policy developed that creates alerts when invoicing is investigated and closed.
Jul 18, 2024 How often to perform periodic due diligence on current vendors? Every 3-4 months.
Jul 17, 2024 New vendor policies need to address former employees who want to work as contractors.
Jul 16, 2024 Employees need to receive critical guidance on recognizing and handling conflict.
Jul 15, 2024 A ransomware attack is greatly reduced when staff and students in higher education are trained on how to identify unsafe emails.
Jul 12, 2024 It is essential to perform periodic invoice reviews of random invoices to ensure reasonable business practices.
Jul 11, 2024 Do you know if packages in your warehouse are handled in a specific manner or if the suppliers are extra demanding with the way they are handled? If there are standard practices has anyone requested exceptions?
Jul 10, 2024 Organizations need to prioritize training in understanding conflict of interest and ethics training.
Jul 9, 2024 Review a suspect employee's web browser history by performing a keyword search of their work emails to look for terms such as pre-owned, used, toner, ink, cartridge and the names of the resellers.
Jan 15, 2024 Interviews can reveal shameful behavior, that is both nonthreatening and pitiful.
Jan 12, 2024 Asking interviewees to remember incidences that happened months or years ago is exhausting and requires patience.
Jan 11, 2024 When dealing with interviewees, explain how you are reliant on their help and how they are able to support the case.
Jan 10, 2024 People with high conscientiousness want to know as much as they can about the interviewer and what the interview is about, in contrast to the narcissist.
Jan 9, 2024 Narcissists are more interested in telling their stories instead of listening or hearing about the interview process.
Jan 8, 2024 Narcissists are notorious for not taking constructive criticism without it resulting in an angry outburst, sudden rage or physical violence.
Jan 5, 2024 Reduce feelings of shame by allowing more time for them to openly explain a situation; put yourself in a position to understand.
Jan 4, 2024 With interviewing, it is best not to ask "why" questions. This can increase feelings of inferiority and give reminders of parental interrogation.
Jan 3, 2024 In interviews, begin with asking simple questions that require expert knowledge, so that when the tougher questions come, they will be more willing to answer.
Jan 2, 2024 Asking general nonthreatening questions about an interviewee's well-being, city, office or company shows that you are not the enemy.
Jan 1, 2024 Narcissists will protect themselves from feelings of inferiority by assuming others are better than they are.
Dec 29, 2023 All of us have moderate narcissistic aspects in our personalities that make us love ourselves and believe we can achieve our goals.
Dec 28, 2023 Those with moderate narcissistic traits reflect it in their appearance with designer clothes, expensive bags, fine handkerchiefs, signet rings and cufflinks and luxury cars.
Dec 27, 2023 Attention seeking behavior, such as a need to be recognized and admired manifest in openly discussing their visions and cost of their dreams versus hiding their ambitions.
Dec 26, 2023 Narcissists have a fantasy of grandiosity, perceiving that the rules don't apply to them.
Dec 25, 2023 Individuals with strong narcissistic traits have strong needs to be recognized, admired and to have others perceive them as "special."
Dec 22, 2023 Benjamin Schorn, a forensic investigator states that pathological narcissism has components of strong self-centeredness, and an overcompensating survival strategy that excessively protects self-worth, but - to the demise of others.
Dec 21, 2023 Use data analytics and tested fraud examination techniques to root out fraudsters.
Dec 20, 2023 Ensure IT security personnel test VPN limitations to prepare for mass usage.
Dec 19, 2023 Implement multifactor authentication on all VPN connections to increase security.
Dec 18, 2023 Ramp up remote access, security personnel, insurance information and cybersecurity tasks to be alert for attack and detections, incident response and recovery.
Dec 15, 2023 Update your VPN, network infrastructure devices and equipment used to remote work in environments with the latest software patches and security configurations.
Dec 14, 2023 The department of homeland security, cybersecurity and infrastructure security agency's encourages organizations to use VPNs.
Dec 13, 2023 IRS SCAM: They will not bring in local police to arrest you for not paying your overdue taxes.
Dec 12, 2023 IRS SCAM: Asking for credit or debit card numbers over the phone to demand payment for your account is not their protocol.
Dec 11, 2023 IRS SCAM: They will not require a specific payment method, such as wire, ATM transfer or to meet them somewhere to get cash or pay with a gift card.
Dec 8, 2023 IRS SCAM: Demanding you pay taxes without giving you an opportunity to appeal or question the amount is not how the IRS does business https://t.co/xbmXJysqcH
Dec 7, 2023 IRS SCAM: The IRS will never call you about taxes you owe without first mailing you an official notice.
Dec 6, 2023 IRS SCAM: The fraudster knows a lot of information about the individual they are trying to scamhttps://t.co/SzTWcee9da
Dec 5, 2023 Look for fraud in purchase order prices that are different from the prices contracted for the same material. Examining suppliers, pricing and different purchase locations may find a trail of discrepancies.
Dec 4, 2023 Did you check to determine if a supplier is charging a different price for a similar SKU?
Dec 1, 2023 Excessive or frequent payments made to miscellaneous entry accounts can be a link to fraud.
Nov 30, 2023 Do any of your employees hold an undisclosed interest or conflict of interest relationships with vendors?
Nov 29, 2023 Periodically check your master vendor file with the employee master list to determine if there are any duplicates or same name, address, phone number or bank account information.
Nov 28, 2023 On your master vendor file, are there any vendors who have missing or incomplete information - such as tax info, website, addresses and phone numbers?
Nov 24, 2023 Identify who the duplicate vendor is by the number, name or account number in the master vendor file.
Nov 23, 2023 Do not be tempted to overlook payments approved by the same person who created the payment.
Nov 22, 2023 Discovering fraud frequently occurs when a search is done on payment dates prior to a purchase or invoice date.
Nov 21, 2023 Weekend and holiday payments can have fraudulent payments or overpayments.
Nov 17, 2023 “Protecting taxpayer dollars by preventing fraud and abuse is critical.“ The large number of settlements and judgments demonstrates that the False Claims Act ensures that public funds are spent properly. (Source: Principal Deputy Assistant Attorney General Boynton)
Nov 16, 2023 Non-economic damages compensate a victim for the losses such as emotional distress and loss of enjoyment of life and is a type of compensatory damage. (Source: Greene Broillet & Wheeler, LLP)
Nov 15, 2023 Compensatory damages are money that is awarded in a civil case where loss has occurred as a result of the negligence or unlawful conduct of another party. (Source: https://t.co/t7rv7KElDz)
Nov 14, 2023 Examples of compensatory damages include: mental anguish, disfigurement, future medical expenses, lost wages, long-term physical pain and suffering, ambulance expenses, increased living expenses, inconvenience, loss of enjoyment of life, etc. (Source: https://t.co/t7rv7KDNO1)
Nov 13, 2023 Of the more than $2.2 billion in False Claims Act settlements and judgments reported, over $1.7 billion matters were in the health care industry. (https://t.co/GTeSMtAsyS)
Nov 10, 2023 The False Claims Act imposes treble damages and penalties on those who knowingly and falsely claim money from the United States or knowingly fail to pay money owed. (https://t.co/GTeSMtB0oq)
Nov 10, 2023 In NC, it is illegal to hard wire a GPS tracking device directly into the fuse box of a vehicle. It will log latitude/longitude, the MPH, stops & the duration of the visit. This constitutes harassment & stalking & is found in cases of domestic violence & spousal abuse. https://t.co/mfzjQGwkA8
Nov 9, 2023 No employee should report an allegation of fraud or corruption internally until an attorney has been consulted and advised(Source: Kohn, Kohn, & Colapinto)
Nov 9, 2023 My services are available to anyone in the United States, and I will work with you, your attorney and team, to assist you in your case or called as a witness may be reached through https://t.co/8NQiaBVseX.
Nov 8, 2023 Disclosing the identity of a whistleblower or confidential informant could constitute an obstruction of justice. (Source: Kohn, Kohn & Colapinto)
Nov 8, 2023 My services are available to anyone in the United States, and I will work with you, your attorney, and your private investigator to assist you in your case, or called as a witness in a trial.
Nov 7, 2023 The best way for a whistleblower to protect their confidentiality is to file a claim under a law that provides for strict protection for confidentiality(Source: Kohn, Kohn & Colapinto)
Nov 6, 2023 OSHA’s Whistleblower Protection Program enforces the provisions of more than 20 federal laws protecting employees from raising or reporting concerns about hazards or violations in workplace safety and health, etc. (Source: https://t.co/FGLJmQYg66)
Nov 3, 2023 Federal whistleblower laws protect federal employees or former employees(Source: https://t.co/TPx4ee3UMy)
Nov 2, 2023 You can't make this stuff up! Husband confession: "I was going to trick my wife into paying for a new car for her. I'd have her co-sign, but I wouldn't make the payments; she'd be tanked with debt. It was to overwhelm & make her commit suicide so she couldn't move on without me."
Nov 2, 2023 The Whistleblower Protection Act forbids state officials and employees from retaliating or attempting to retaliate against an employee or applicant who reports improper activity. (Source: https://t.co/xZOtL2H39A)
Nov 1, 2023 Employees who are over purchasing may steal ink after they arrive to work by staying late or opening earlier than normal.
Oct 31, 2023 For prevention of any type of fraud, review your shipping records for new addresses and new vendors. Review entry badges for new swipe data.
Oct 30, 2023 Is your organization at risk for toner and ink fraud? Do you have a fraud reporting hotline? Are your employees duties separate, from ordering and receiving goods?
Oct 27, 2023 Printer toner and ink are prone to theft due to their small size, high retail prices and resale ease. Oct 26, 2023 Office workers make easy money by selling stolen office supplies.
Oct 25, 2023 If an employee is driven by greed, an opportunity for gaining easy money will encourage them.
Oct 24, 2023 Top reasons employees steal from their employer? Revenge, injustice on an issue, feeling that they deserve more because of their length of service.
Oct 23, 2023 Victims of fraud need to report fraudulent scams to local media and law-enforcement agencies, and submit a consumer complaint to the FTC.
Oct 23, 2023 The identity theft resource center indicates that victims of unemployment fraud contact their local unemployment office to report issues, place a freeze on your credit and monitor your account for changes.
Oct 23, 2023 The Consumer Centennial Network Data Book stated that in 2019, unemployment benefits from fraud claims totaled $46,000.
Oct 3, 2023 #companies need to vet all parties before engaging in any business activities, conduct regular staff trainings, promote hotlines and strengthen the ethical tone.
Sep 29, 2023 #Surveyors need to check that seals aren't broken and seal numbers match seal verification reports. If they are broken or missing, disregard the #meter results and inform #management.
Sep 28, 2023 #Test all fuel for contaminants with advanced gas chromatography mass spectrometry #instrumentationhttps://t.co/2x5uuJRR6N
Sep 27, 2023 To #prevent #meter tampering, place seals at appropriate points to hinder unauthorized connections or insertion of magnets.
Sep 25, 2023 Use mass flow meters for better accuracy; proper installation is crucial to ensure correct measurementshttps://t.co/HTSpsI0vJo
Sep 22, 2023 Employing experienced #maritime shipping crews and qualified #bunker #surveyors will check for changes in temperature and signs of injected air. They will investigate significant differences. https://t.co/JUQKBk2jNW
Sep 21, 2023 In order to ensure your company is not dealing with #sanctioned entities, perform robust due diligence on #vessels and all parties. https://t.co/9iBFV2wsZS
Sep 20, 2023 Use #paperless, electronic #bills of lading that help reduce fraud, risk and optimize costs.
Sep 19, 2023 Check for #watermarks, appropriate papers and #ink to prove authenticity of bills of lading.
Sep 18, 2023 RED FLAGS: Maritime documents: Spelling errors and documentation inconsistencies. https://t.co/uyLbRCUnKS
Sep 15, 2023 Protecting your business from #maritime fraud includes maintaining a clear chain of custody for cargo and scrutinizing bills of #lading prior to accepting #shipments. https://t.co/FrlIO3zT48
Sep 14, 2023 There is no time for debate in a crisis, however, it does require comprehensive and decisive action.
Sep 13, 2023 In a #financial crisis, leaders who overcome must be intensely focused, and must decide, with immediate input from #advisors.
Sep 12, 2023 Plato stated the study of language, influence and persuasion as the "the art of ruling the minds of men."
Sep 11, 2023 Set aside personal self interest during a crisis, for the sake of others needs.
Sep 8, 2023 It is important for leaders to share their values, objectives and vision, so others can internalize them.
Sep 7, 2023 Leaders must embrace strong personal, ethical and moral commitments.
Sep 6, 2023 It is important for leaders to articulate a strong vision in which their employees can tie their self-esteem and self-control. https://t.co/EWW4rOYSF3
Sep 5, 2023 An important characteristic of crisis #leadership is the ability to anticipate "what if" scenarios and the foresight to develop action plans.
Sep 4, 2023 In a financial fraud #crisis, leadership requires commitment to eliminate the uncertainty.
Sep 4, 2023 Many opportunities are lost when the serpent of doubt creeps in, causing us to lose our confidence and hope. So ask that woman out to dinner, promote her, tell her you are fond of her and see a future with her. If you don't, you'll regret losing her.
Sep 1, 2023 #Crisis leadership requires intensely focused, committed actions to eliminate uncertainty, panic and chaos; efforts must be focused on returning daily life to normalcy. https://t.co/CaQQuwC5Rw
Aug 31, 2023 The ACFE presumes a fraudster has good intentions; however the SoF #Diamond is classified under malicious intentions.
Aug 30, 2023 The SoF #diamond indicates that temptation, entitlement, opportunity and boldness allows a perp to act significantly more confident than the average; without integrity it can turn #vengeful.
Aug 29, 2023 The #modern fraudster is a person whose words and behaviors are replete with #entitlement and #boldness; traits that elude investors and board members for years. https://t.co/B4LSa1mIwa
Aug 28, 2023 Due diligence needs to be conducted prior to and during a contract to ensure #business is being conducted appropriately.
Aug 25, 2023 A risk #assessment demonstrates that a company has #identified, assessed and defined its risk profile.
Aug 24, 2023 Building a compliance program is a custom approach based on company size, #industry, #geographic footprint, and regulatory landscape.
Aug 23, 2023 6 Former NFL players were charged with conspiracy to commit healthcare and wire fraud by #falsely claiming they bought expensive medical equipment. https://t.co/Bh4oT14EZA
Aug 22, 2023 Moving on from a toxic work environment: https://t.co/pnUJkAD3vf
Aug 21, 2023 After reporting a #fraud or a #toxic coworker leaves: https://t.co/hg54YxCrLv
Aug 18, 2023 Determine if your information is #legit: https://t.co/qAXHIbHwLv
Aug 17, 2023 Types of internet #websites: https://t.co/6s6vxg6Dqy
Aug 16, 2023 Eliminate #toxic communication styles such as these: https://t.co/iMZKl0mWTY
Aug 15, 2023 Tactics like these are not confined to #churches; can be found in relationships, #volunteer programs or families.
Aug 14, 2023 Implementing a #behavioral #redirection program can change dysfunctional communication styles: https://t.co/5Ff1L5S8ld
Aug 11, 2023 #Interviewing a fraudster can look like this: https://t.co/SfLvO9TlzJ
Aug 10, 2023 #Pressures like these can lead to fraud: https://t.co/s4hc19N3HW
Aug 9, 2023 #Toxic coworkers will create unhealthy workplaces: https://t.co/zuEke2plu8
Aug 8, 2023 Caught fraudsters #do this: https://t.co/RVHcGYFq5u
Aug 7, 2023 Solution: #Redirect back to and rephrase the questionhttps://t.co/K0ZAdFv5yG
Aug 4, 2023 #Sales people - watch your approachhttps://t.co/xIGkMOWxVv
Aug 4, 2023 Serve and protecthttps://t.co/dJ4C1SsMte
Aug 3, 2023 Do not allow your #sales #pitch to cross over into the dark art of persuasion used to deceive, mislead or misinform a client.
Aug 2, 2023 #Manipulation occurs when a person cannot discern the speakers intentions behind what is being said.
Aug 1, 2023 Trading across #borders brings greater fraud #threats, but can be managed by digital and human expertise. https://t.co/ZvxDiR94Se
Jul 31, 2023 A #multicurrency account allows businesses to receive payments from customers and pay suppliers in the same currency.
Jul 28, 2023 The more foreign #exchange #providers an entity uses, the more likely fraud will occur.
Jul 27, 2023 Educating your people in fraud #awareness across all areas of your business enhances company training. https://t.co/Ujgo0HZArD
Jul 26, 2023 The best way to protect yourself and your clients is by keeping current with the latest #scams.
Jul 25, 2023 #Globally, there was an increase in money #mule events by 41% from 2019 to 2020https://t.co/NlUof5UE4g
Jul 24, 2023 Mules are contracted by criminal #gangs and usually are an unwilling participant in fraudhttps://t.co/lemKEEEkHm
Jul 21, 2023 The #FBI defines a money #mule as a person who transfers illegally acquired money on behalf of another to launder the proceeds of scams, fraud or trafficking.
Jul 20, 2023 Watch for bogus requests for additional #fees to facilitate #international transactions.
Jul 19, 2023 An identity theft scam or creation of a #fake or #shell company tricks consumers into ordering goods that never arrive. https://t.co/9wy0ouvgfp
Jul 18, 2023 What is #cuckoo #smurfing? a legit account to hide illicit money, and transfers. https://t.co/I1ZxBjPacw
Jul 17, 2023 Methods for stealing identities include phishing emails, bogus transactions, #software upgrades, and buying identity documents from the darknet.
Jul 14, 2023 With #technological advancements in #data analytics capabilities, fraud is found quicker. https://t.co/0Vv55jKOMN
Jul 13, 2023 The largest fraud in the US includes criminals who have stolen billions of dollars and #pandemic aid.
Jul 12, 2023 #Conspiracy to commit a fraud can be prevented by increasing #monitoring on social networks, analytics and internet protocol tracing programs. https://t.co/6cpEnnqInZ
Jul 11, 2023 Expense #verification and detailed expense approvals can prevent cost mischarging.
Jul 10, 2023 Beneficiary confirmation and enrollee due diligence can prevent non-existent #beneficiaries from receiving money.
Jul 7, 2023 Identity and income #verification can prevent an applicant from #misrepresenting themselves to obtain undue benefits. https://t.co/9pHMk9v4TA
Jul 6, 2023 Check and payment #tampering is four times more likely to occur in companies with 100 or fewer employees.
Jul 5, 2023 The implementation of hotlines and antifraud policies went up to 13% in the past decade. Due to anti-fraud training, there is more #recognition of fraud than was seen 10 years ago. https://t.co/5dzDwXH12w
Jul 4, 2023 In a study from Report to the Nations, a single case of #occupational fraud costs an average of more than $1.5 million.
Jul 3, 2023 Organizations are opting for internal #discipline and civil litigation versus criminal #prosecutions. Civil litigation increased to 28% from 23%; referrals to law-enforcement dropped from 69% to 59%.
Jun 30, 2023 #IRS scam: They will not call, text, email or contact you on social media asking for your #bank account information, https://t.co/uKIuMO3tmH
Jun 29, 2023 #Ponte Investments, #LLC were falsely claiming to be an approved lender under the SBA paycheck protection program.
Jun 28, 2023 #Overpay red flag: when a fraudster asks you to charge a credit card for an amount that exceeds the quote and requests the difference be paid via #wire transfer, to a personal account instead of a company's account.
Jun 27, 2023 Undercover professionals positioned at the right place gauge the organizations #culture to determine where they need to #deter and prevent fraud. https://t.co/FiVRwDCda5
Jun 26, 2023 A #sick culture is filled with unhappy employees, and becomes a #breeding ground for ALL types of fraud.
Jun 23, 2023 #Beware the organization that condones misconduct when #whistleblowers suffer retaliation, and the guilty are protected.
Jun 22, 2023 A red flag of #oppression? Individuals who are afraid to speak up about misconduct and/or desired ethical #impulseshttps://t.co/NtMhasbOZ9
Jun 21, 2023 #Surveys help employers determine the rate of ease of reporting tips and observations of #management support.
Jun 20, 2023 Companies need to assess the functionality and #professionalism of their hotlines at maximum, quarterly. https://t.co/VbaEdpWSNj
Jun 19, 2023 In 2002, the #SEC signaled the importance of implementing a hotline program in #registered corporations.
Jun 16, 2023 Organizations that have a well defined, independent and designed program, and board level #accountability would immediately recognize #financial fraud.
Jun 15, 2023 Do you have these elements in your hotline program? #Timeliness and turnaround, times to complete an investigation, #board support, tracking and reporting results and a clear code of ethicshttps://t.co/O8AjVy8FKF
Jun 14, 2023 Elements of integrity for a #hotline program: ability to make complaints 24/7, tracking of complaints, initiating investigations, establishing criteria and #prioritization.
Jun 13, 2023 The absence of #hotlines discourages reporting #misconduct and indicates executives disinterest in those complaints.
Jun 12, 2023 An organization that installs a #hotline indicate the levels of commitment to integrity, #transparency, honesty and corporate behaviorhttps://t.co/qZSpWwG7eP
Jun 9, 2023 Fraud #training increases the likelihood of detection of fraud. https://t.co/2LeW71C8mN
Jun 8, 2023 #Median losses nearly doubled in organizations without #hotlines - $100K - with, and $200K - without.
Jun 7, 2023 In a study from Report to the Nations, #whistleblowers used hotlines and emails in 33% of the cases.
Jun 6, 2023 According to the Report to the Nations, 43% of #schemes were detected by #TIPS, half of those by employees.
Jun 5, 2023 Outdated policies and procedures, unmanageable ratio of staff to managers, unrealistic production goals and imbalance in work assignments lead to #dysfunctional #behaviors, decreasing qualityhttps://t.co/VmXxadRowq
Jun 2, 2023 Aggressive sales programs create #unrealistic quotas that drive employees to engage in fraudulent behaviorhttps://t.co/pM6x22zFZs
Jun 1, 2023 In 2016, #Wells Fargo found employees created millions of customer accounts w/o their consent to meet #aggressive sales quotas.
May 31, 2023 How are employees level of respect reflected in interactions, the degree of #integrity, tasks and assignments, consideration and concern towards clients and #customers? https://t.co/GSDBtNzP6R
May 30, 2023 #Anti-fraud professionals readily spot the elements of #sick cultures in observable behavior, products and processes.
May 29, 2023 Shortcomings in attitudes and practices include: inadequate supervision, training #favoritism, lack of #transparency and oversight, inconsistent treatment of employees and retaliation against those who raise concerns of #unethical behaviorhttps://t.co/kRFd6BfBLD
May 26, 2023 People who are controlling, #abusive and manipulative don't consider the possibility that the problem is themhttps://t.co/q0BJjF1b9a
May 25, 2023 A forensic #accountant combines accounting with investigation skills to uncover fraud in financials.
May 24, 2023 A #forensic #psychologist applies psychology to criminal investigations to understand criminal behavior.
May 23, 2023 A chief #medical examiner works with #law enforcement to determine if there are abnormalities that resulted in the sudden cause of deathhttps://t.co/RTJ9060Svj
May 22, 2023 #Handwriting #analysis studies a person handwriting to discover their personality #characteristicshttps://t.co/abis2G4td4
May 19, 2023 Instilling a sense of #purpose in your employees helps them avoid the #inner conflicts that would lead them to commit fraud.
May 18, 2023 An employee rationalizes their actions, especially if a #supervisor is committing #unethical actshttps://t.co/Vd66e1e5Vr
May 17, 2023 The behavior of management and their #reactions to violations of the code of conduct send a clear, stronger message than its conduct.
May 16, 2023 We behave differently when presented with an #ethical decision than we predict.
May 15, 2023 Psychological safety is offering #honest opinions without fear of #retribution or ridicule. Leaders who cultivate this maintain their organizations ethics. https://t.co/Sufr84x7jr
May 12, 2023 A #cashless and paperless system is a move from personal #communication; a harbinger for fraudhttps://t.co/4MTvHpgQOd
May 11, 2023 A common rationalization to commit fraud is, "#everyone is doing it."
May 10, 2023 A rationalization used by fraudster's is #denying that no one was #harmed by the act.
May 9, 2023 #Rationalization is easier when people perceive they have no other choice but to act in a certain way.
May 8, 2023 The #brain produces a negative reaction when a person lies; the more often they #lie, the more often that response fades. https://t.co/8cAXg9pjfO
May 5, 2023 #Train employees to recognize phishing schemes, business #email compromise and #cybersecurity threats. https://t.co/MEo6k7W7zI
May 4, 2023 Include in fraud #training #awareness, how data is accidentally and intentionally breached. https://t.co/bEQ0eUSnUr
May 3, 2023 Identify red flags associated with supply #chain frauds and #disruptions. https://t.co/oOF7Rm0WoS
May 2, 2023 Implement #in-house employee fraud protection and detection awareness #protocols and traininghttps://t.co/4OXQyHKJRu
May 1, 2023 To ensure quality of your product or service is maintained by suppliers and vendors, #test your #products monthly.
Apr 28, 2023 Get to know your suppliers by developing #strong relationships.
Apr 27, 2023 Input clear guidelines for your partners explaining what you need on invoices and #tracking #billing.
Apr 26, 2023 It is a necessity to perform due diligence on your #vendors, #partners, employees and #contractors prior to doing business. https://t.co/Q1TWX1seor
Apr 25, 2023 Perform surprise #audits on inventory, checking every order to ensure all #details are accounted.
Apr 24, 2023 Ensure that the company's inventory database is updated and #accessible to multiple people.
Apr 21, 2023 Do your people understand #clear policies for #bidding and contract #negotiations, conflicts of interest and gifting guidelines? https://t.co/cmGEX2IFv7
Apr 20, 2023 How does your company #proactively plan for possible fraudulent #disruptions that respond to a problem with care for the future?
Apr 19, 2023 How often is your organization #evaluating internal controls and risk #management practices to ensure its integrity? https://t.co/uuhcD2QABc
Apr 18, 2023 #Mitigate risks of supply chain fraud by becoming aware of fraud red flags and how they impact your #operations.
Apr 17, 2023 If a spouse does not want to pay alimony, they can deplete the home's equity to cash and deposit it into a hidden joint account with a family member. It is critical that the separating spouse be extremely careful in the types of documents they are asked to sign.
Apr 17, 2023 It is not recommended that a female private investigator be placed as a decoy to prove a client's spouse's honesty/fidelity. Multiple problems from the Subject can occur: "it was a misunderstanding," to a he said, she said, or the Subject outright lying to "save face."
Apr 17, 2023 Supply chain fraud investigations result in increased in costs in: #compliance, chargebacks, litigation, and a request of credits by distributors and #wholesalers.
Apr 14, 2023 #KPMG reports that organizations failure to comply with regulations affects supply chains with manufacturing slow or #shut downs, inability to supply customers, capacity reductions, damage to the #brand and loss of market sharehttps://t.co/Gkex3mWMKo
Apr 13, 2023 Fraudsters that compromise #intellectual property infringe upon their #markets and steal owners revenue.
Apr 12, 2023 Other types of fraud: #human #trafficking, quality assurance, disbursement, inventory and false saleshttps://t.co/JEGKeHrogY
Apr 11, 2023 Common supply chain #frauds include #kickbacks on raw material buys, intellectual #property theft, improper use of production assets, and #counterfeitinghttps://t.co/PlvWdepjYf
Apr 10, 2023 #Collusion is difficult to detect; quality assurance needs to detect #low quality materials from dishonest vendors. https://t.co/E2hxphG5D3
Apr 7, 2023 Individuals not involved in #supply chain, but who have identified weaknesses can find opportunities to #attack organizationshttps://t.co/9cNM5Hv1Ir
Apr 6, 2023 To manage and lessen the #effects of risk, it is necessary to map each to an #internal control and designate the ownership to a specific individual.
Apr 5, 2023 #Vulnerabilities in supply chain can lead to #opportunities for unscrupulous people to exploit it for #fraudulent purposes. https://t.co/KFxRoZtmrq
Apr 4, 2023 Not having a backup #transportation plan represents vulnerabilities that increase the probability that serious #disruptions in the supply chain will occur.
Apr 3, 2023 43% of companies report they do not have a back up #transportation or logistics plan for #shipping products. https://t.co/hoTZP4hvUW
Mar 31, 2023 36% of companies say they rely on a #single customer for 25% of their business incomehttps://t.co/G7JNvs4NuV
Mar 30, 2023 Downstream risks include the loss of customers and distributors in need of back up plans51% have a single #distribution center #warehousehttps://t.co/u73vfEjw5H
Mar 29, 2023 55% of companies do not have a formal #continuity plan to include #back up plans for people and processes.
Mar 28, 2023 44% of companies say #replacements or parts for critical #equipment either aren't available or they aren't surehttps://t.co/5HNOn0wGTo
Mar 27, 2023 Inplant risks include loss of #equipment, #people and processes that are critical for #production 42% of companies are not sure if they have policies in place to #protect themselves. shttps://t.co/48ojRN6JoJ
Mar 24, 2023 52% of companies indicated that they do not have a back up #supplier or #inventory plan in place.
Mar 23, 2023 49% of companies rely on a single #supplier for 25% of their #materialshttps://t.co/5qEolJqJC5
Mar 22, 2023 Upstream risks are the loss or #disruption of key suppliers, raw materials or materials necessary for production, 31% have their primary supply located in a #weather prone or natural #disaster area. https://t.co/7NuHhwYYse
Mar 21, 2023 The #Traveler's Company Report classified supply chain weaknesses into upstream, implant and downstream #risks. Find out more tomorrow. https://t.co/BLZn1qV0S9
Mar 20, 2023 According to #Traveler Company report, more than 2,500 #manufacturers have identified weaknesses in their #supply chains. https://t.co/h12ocvLYhC
Mar 17, 2023 In 2018, a truck driver was #drugged with sleeping gas so #thieves could steal his #cargo valued at more than 70,000 euroshttps://t.co/UDXYwPbARE
Mar 16, 2023 In 2013, the #president of Castle Cheese sold fake 100% #Romano and Parmesan products. Instead, it consisted of cheaper #cheeses and fillers, including wood pulp and cardboard. https://t.co/ldnG0rw4mn
Mar 15, 2023 #Government watchdogs aren't skeptical and objective enough.
Mar 14, 2023 When things don't make sense, #pay attention and exercise due diligence and #cautionhttps://t.co/Oip9qxLS6t
Mar 13, 2023 A #criminal uses the desire to beat the #system, tired of being told what to do and having #restrictions as reasons for rationalizing their crimes. https://t.co/GI7JKq6ciS
Mar 10, 2023 Absconded funds can show an #electronic trail of #ads to attract multiple women, purchasing #homes, #cars, plastic surgery and children's #educationhttps://t.co/S8BpBhQbzn
Mar 9, 2023 Imaging a hard drive and #tracing the absconded funds to personal #accounts can show how a person can live a secret lifehttps://t.co/qzsbrdA9s5
Mar 8, 2023 General counsel and a CEO can miss #red flags if they are not actively searching for them. Mar 7, 2023 #Red Flags of Controller's fraudulent actions: lack of socialization, using business equipment for personal purposes and with the door closed, & increase in #web usage. https://t.co/GpzbHPVIGy
Mar 6, 2023 When a #controller went on vacation, he set up an account in which $350,000 designated for "#taxes" was sent to his personal account.https://t.co/T3OUHbRtXS
Mar 3, 2023 #Executives can teach themselves to pay attention to changing employee behavior to prevent schemes.
Mar 2, 2023 MoneyGram failed to file #suspicious activity reports, perform adequate due diligence, and terminate relationships with #high-risk agentshttps://t.co/I7NfMfMNgq
Mar 1, 2023 The #DOJ claimed that the #MoneyGram compliance officer failed to ensure that the company followed anti-money laundering provisions.
Feb 28, 2023 Moneygram sent #elderly consumers false notifications that they won the #lottery, were qualified for #loans or were hired as secret shoppers.
Feb 27, 2023 #Moneygram received thousands of complaints from #fraud victims, yet did not terminate the suspected agents. https://t.co/30KjkvR5XI
Feb 24, 2023 Organizations fall prey to fraud because they continue to ignore #red flagshttps://t.co/uGoL1Cjyyq
Feb 23, 2023 Sociopaths and psychopaths only need #opportunity to commit a fraudhttps://t.co/cTYvQAhEDO
Feb 22, 2023 "Blissful ignorance" is trying to avoid #blame, pain or #accountabilityhttps://t.co/x6rPfuQsP2
Feb 21, 2023 In toxic workplaces, dark leadership often makes decisions in isolation. Executives soon realize their counsel is not valued.
Feb 20, 2023 Likable and charismatic #leaders can often hide emotional coldness, exploitation, unethical and manipulative behavior that can wreak havoc in #churches, #non-profits, & #small businesseshttps://t.co/GKNz78wLCZ
Feb 17, 2023 CASE: Moneygram agents convinced consumers to set up accounts and sent them payments for taxes or fees. https://t.co/gSIAsd7LGC
Feb 16, 2023 In 2010, a Norwegian study found that destructive leadership varied from 33.5% to 61%, according to the #British Journal of Management.
Feb 15, 2023 Some narcissism is healthy for charismatic leaders, however an excess can give rise to dark leadershiphttps://t.co/ha6cHQW5de
Feb 14, 2023 Icarus complex defined: traits of dark psychology who take advantage of others, seek admiration and special treatment, are callous and insensitive, and manipulate others.
Feb 13, 2023 The Icarus complex characterizes a specific type of hyper ambitious personality traits that include: elements of #narcissism, essentialism and extreme imaginary #cognitive states.
Feb 10, 2023 A data protection officer contracts a collection, management, use and sharing of data per GDPR, HIPAA and EU related healthcare regulationshttps://t.co/75OIclkqp4
Feb 9, 2023 US healthcare organizations have endured 172 ransomware attacks since 2016, costing more than $157 millionhttps://t.co/2LdkQk14r4
Feb 8, 2023 The #Cayman Islands enacted legislation that grants any person the right to inspect the list of directors of LLCshttps://t.co/53SmmHx1xc
Feb 7, 2023 By obtaining a #Norwich Pharmacal order, the CFE can obtain information from #banks and other financial service providershttps://t.co/DsuwsRPGQM
Feb 6, 2023 Recent legislation on the #British overseas territories could make it easier to conduct investigations into fraud and white collar #crimehttps://t.co/CBRUO92VIe
Feb 3, 2023 Do remote locations have enough internet #bandwidth to support screen sharing and #file transfers?
Feb 2, 2023 How will an organization conduct #remote collections and how will it #authorize the procedure?
Feb 1, 2023 Can an organization's IT department set up a segregated #environment online for #forensic investigators to access remotely?
Jan 31, 2023 When a company decides to #ship the preservation devices from the #data custodians, please keep in mind that that may mean a lapse of 2-3 days or more before accessing the datahttps://t.co/J6Cd3pGp7t
Jan 30, 2023 Data custodians may not be local; be sure to include their #travel expenses to and from the job site.
Jan 27, 2023 #Individuals responsible for data #preservation are called data custodians.
Jan 26, 2023 Does #remote preservation replace on site preservation? https://t.co/7Wt0nIhFeK
Jan 25, 2023 Due to the impact of behavioral changes from COVID, employers will be required to hire experts in #data preservation, not traditional #IThttps://t.co/dCDXTJiPfd
Jan 24, 2023 It is important for data to be #forensically preserved to #track the chain of custody. https://t.co/Y4xyQurSDY
Jan 23, 2023 GSR or #gunshot residue cannot be washed off of hands and can be used to determine who was holding the #gun when it was fired. https://t.co/bN9PiHBwUI
Jan 20, 2023 Failing to properly document the #chain of custody of evidence in a criminal case can lead to a mistrial or acquittal. https://t.co/sITlpTZbAL
Jan 19, 2023 Understanding how EMT personnel implement their protocols in a #crisis situation are used to determine if a defendants testimony is truthful. https://t.co/NZu4RoiULE
Jan 18, 2023 Covid restrictions require alternative methods of investigation such as telephone and email #interviews with people who have #business or industry knowledge. https://t.co/ix4bTx3VG8
Jan 17, 2023 #Fraud in #Medical and #Dental practices fail to prosecute employees and instead need to report them to law enforcement (ACFE).
Jan 16, 2023 Once a practice has discovered a fraud, it needs to contact its #insurance company, then the police, and finally file a notice of #claim.
Jan 13, 2023 #Inventory improperly stated can be caused by physical count, inflation of the unit costs and failure. Fraudsters adjust inventory for the costs of #goods soldhttps://t.co/l3Em6q1ibv
Jan 12, 2023 Percentage of completion of a #contract recognizes measurable progress but is vulnerable to manipulation by recording revenue prematurely and concealing contract overruns.
Jan 11, 2023 ANSWER to previous day question: #General Electric settled the SEC's charges in 2009 for $50 Million.
Jan 10, 2023 A completed contract doesn't record revenue until the project is 100% complete. https://t.co/5S6jYzd0Am
Jan 9, 2023 DUKE ENERGY #SCAM: Utility company impersonators demanding #money or they cut off your service. These calls will not come from a #LOCAL area code. https://t.co/SoOTjNiQRd
Jan 6, 2023 #Motivation to defraud: Caused by external pressures placed on business owners by bankers, families, stockholders and communities.
Jan 5, 2023 #Customer review complaints: RED FLAG: Prematurely recorded revenues indicate delivery hasn't occurred, was incomplete, missing components, and incorrect specs. https://t.co/pQHUNkZXdy
Jan 4, 2023 #Fraud in #Medical practices: Medical practice insurance coverage is typically insufficient to cover losses incurred by #fraudulent employees. https://t.co/qFPXOKEvrW
Jan 3, 2023 CASE: #Employees can collect credit card information, swipe their own #credit card (on legitimate office swipers) to obtain refunds and pay fictitious employees. https://t.co/ZuT2T4VV1x
Jan 2, 2023 #Channel stuffing is encouraging distributors to over buy a large quantity of product @ deep discounts or extended payment terms. This is commonly found in pharmaceuticals, #perfume and tobacco. https://t.co/5KY7iCg4cA
Dec 30, 2022 Background #investigations look into a person's #lifestyle and can perform a search into the last 10 years(ACFE).
Dec 29, 2022 TIP: Areas to review in background checks: criminal or civil litigation, credit and employee history, arrest record and financial overextension.
Dec 28, 2022 Post-fraud discovery #investigations are costly, and the effects can be destructive to the #organizations involved.
Dec 27, 2022 A proper #background check shows hidden #behaviors as a significant #risk management tool to prevent risks (before #hiring), plus residual risks (after hiring)(ACFE).
Dec 26, 2022 Which company in 2002-2003 manipulated earnings to meet performance targets by recording $381 Million in sales of locomotives? Answer See post 4.26.22
Dec 23, 2022 CFE's can provide #medical and #dental practices with preliminary quantifications, description of the thefts and a chronological narrative documents.
Dec 22, 2022 Practices who want to avoid bad publicity consider employees offers to make restitution(ACFE)
Dec 21, 2022 Revenues recorded prematurely indicates that a #contract doesn't exist, but a verbal agreement does.
Dec 20, 2022 RED FLAG: Timing differences occur when recording revenues in improper periods.
Dec 19, 2022 RED FLAG: Recurring negative #cash flows from operations while simultaneously reporting #earnings.
Dec 16, 2022 Fictitious revenues include rapid #growth or unusual profits
Dec 15, 2022 #Financial statement schemes include fictitious revenues, timing differences, improper asset valuations, concealed liabilities and expenses, and improper disclosures.
Dec 14, 2022 #Financial statement fraud: Understating liabilities and expenses are shown through exclusion of costs or obligations, painting a picture of a stable financial situation.
Dec 13, 2022 #CEO named in 72% of 347 fraud company's; #CFO named in 65% and considered together 89% of cases. (Source: Committee of Sponsoring Organizations)
Dec 12, 2022 26% of fraud firms vs 12% of no-fraud firms changed auditors between the period of issuing clean financial statements and issuing the last set of #financial statements.
Dec 9, 2022 Financial statement fraud schemes take the form of overstated assets or revenue and understated liabilities.
Dec 8, 2022 Financial statement and accounting fraud cases are the single largest category of #SEC actions filed. (Source: Committee of Sponsoring Organization 1998-2007)
Dec 7, 2022 #Inventory must be valued at its acquisition cost, EXCEPT when the cost is higher than the net realizable value# Net Realizable Value Formula = Market Value of the Asset – Cost Related to the Sale or Disposition of the Asset(https://t.co/dVrfBN57eP)
Dec 6, 2022 #KYC know your customer questions: Fraud potential could be eliminated if employees knew how to verify info.
Dec 5, 2022 #Insider fraudsters could be a #bank teller who agrees to cash certain items as long as they look reasonable and are below the cashing limit.
Dec 2, 2022 Fraudulent sale scams involve acquiring real estate by filing a false deed on real estate documents that appears legal. https://t.co/umP81jytli
Dec 1, 2022 Excessive #write-offs are a concealment for phantom loans and embezzlement.
Nov 30, 2022 The #FBI has warned against paying a ransom because thieves often leave the data encrypted.
Nov 29, 2022 Pressures like these can lead to fraud: https://t.co/zrmJ0moMQC
Nov 29, 2022 Builder bailouts may use hidden seller financing and inflated #property values to get rid of the properties.
Nov 28, 2022 #TIP: Employers need to seek #alternative approaches to reducing costs versus layoffs: lend employees to other companies and offer voluntary reduction in paid leaves.
Nov 28, 2022 Does remote preservation replace on site preservation? https://t.co/oFsR0DWYiR
Nov 25, 2022 #Mortgage fraud schemes involve #tax docs, bank statements, title commitments and leases that are falsified, altered or forged.
Nov 24, 2022 RED FLAG MORTGAGES: borrower buys #investment property but does not own their current residence or has a non-purchasing spouse.
Nov 23, 2022 #Management can deter fraud by regularly checking in with employees, holding #virtual meetings and watching for email downloads.
Nov 22, 2022 Working from home increases the opportunity for fraud because of the lack of #monitoring.
Nov 21, 2022 Effective controls include #anti-fraud education and training, hotlines, continuous management review, separation of duties, proper safeguards over assets and records and surprise audits. (ACFE)
Nov 18, 2022 RED FLAG IN MORTGAGES: another item other than #cash is used for the down payment (property, rent credit, or repayment of a loan).
Nov 17, 2022 TRUE: Many accountants, politicians and government employees were involved in the theft of #agricultural funds.
Nov 16, 2022 True or False: From yesterday's article on the Italian mafia, prosecutors claim that mob clans and associates targeted 55 billion euros in #farm #subsidies.
Nov 15, 2022 "Italian mafia trial could expose underbelly of massive #EU fraud."
(https://t.co/hFSQcJLVCq) TRUE: The #Small Business Association was able to approve more loans by dropping many of the safeguards put in place to prevent fraud.
Nov 11, 2022 True or False? The small business administration #SBA moved more loans in 14 days than it had in 14 years.
Nov 10, 2022 #Budget Tip: Excel spreadsheets adapt to your personal budget data complete with analysis, tables and graphs to show spending habits.
Nov 9, 2022 #Loan falsification is making false representations with the intent to deceive.
Nov 8, 2022 When a loan isn't properly underwritten, it can indicate the loan was made to a related party to hasten a #sale.
Nov 7, 2022 A lack of change orders on a LARGE #construction project is abnormal and may suggest a lack of progress.
Nov 4, 2022 Amending a change order to building #construction projects after signing a contract can be indicative of collusive bidding. An abusive situation involves collusion between the contractor and personnel from the procuring entity.
Nov 3, 2022 #BUDGET TIP: Over the course of 1-3 months, note your spending habits to see where you can cut back. Rethink how better to save and invest that money.
Nov 2, 2022 Use #external or thumb #drives to store personal info, pictures, documents, emails and favorites. If you accidentally download a virus or worm, your data is protected on the external drive.
Nov 1, 2022 Budget #TIP: Organize receipts of your purchases, sorting them in labeled envelops, then document them in a #spreadsheet or notebook.
Oct 31, 2022 Suggested #Reading: Dave Ramsey's Complete Guide to Money
Oct 28, 2022 #TIP: Keep sensitive identifying info in a safety deposit box and reconcile your accounts each month for discrepancies.
#DIVORCE TIP: Understand how to balance your checkbook, keep records of your bank and credit card statements, & the balances and credit limits. Do not allow your spouse to open accounts without your knowledge, and especially be aware of this during separation and divorce.
Oct 26, 2022 Distributed AI Research Institute (#DAIR) run by Timnit Gebru, is an independent group focusing on how to make artificial intelligence work for everyone(#TIMEmagazine)
Oct 25, 2022 Unregulated uses of #Artificial Intelligence like #Siri or Alexa cause real-world harm resulting in false arrests, healthcare discrimination, a rise in pervasive surveillance that disproportionately affect blacks and disadvantaged social economic groups (TIME Magazine)
Oct 24, 2022 Suggested #Reading: "Collaborating with the Enemy"
Oct 21, 2022 Suggested #Reading: "The Definitive Book of Body Language."
Oct 20, 2022 Suggested #Reading: "The 10 Best Mental Toughness Exercises."
Oct 19, 2022 Suggested #Reading: "Managing Conflict."
Oct 18, 2022 Suggested #Reading: "Access Denied: For Reasons of National Security."
Oct 17, 2022 Have you looked at your bank #statements lately? How often do you see a $1,000s transferred into or out of your account?
Oct 14, 2022 Do banking #algorithms or people detect #money laundering schemes? A little of both, once a pattern is discovered in daily transactions.
Oct 13, 2022 Suggested #Reading: "Anger: Taming a Powerful Emotion."
Oct 12, 2022 #Financial services fraud is more costly than #asset misappropriation and corruption schemes.
Oct 11, 2022 CASE: #Vendors rounded total payments (ex$5,000, $10,000) - a red flag for nefarious billing patterns.
Oct 10, 2022 RED FLAG: Overstating a company's #A/R by failing to record bad debt expense (uncollectable accounts receivables).
Oct 7, 2022 In the ACFE's 2018 #Report to the Nations, financial service fraud comprised 10% of frauds reported with a median loss of $800,000.
Oct 6, 2022 #New account #Bank scheme: RED FLAG: requesting both immediate cash withdrawal upon deposit and a large quantity of temporary checks, and missing application info.
Oct 5, 2022 A #builder bailout scheme occurs when there is a need to sell off stagnant inventory quickly to pay off debts.
Oct 4, 2022 Vendor vetting includes verifying #FEIN against IRS databases, ID vendor's owners and determine if they are on a #sanctions list required by the Office of Inspector General (OIG) of the #Department of Health and Human Services. Check to see if officers have criminal backgrounds.
Oct 3, 2022 #Investment scam: An air loan is a loan for a non-existent piece of #property Documentation is falsified and goes into payment default. No actual property is foreclosed on causing enormous loss.
Sep 30, 2022 As of 2022, Wirecard and #Luckin reflect lack of proper oversight, comprehensive fraud risk assessments, basic internal controls and a zero-tolerance tone coming from the top.
Sep 29, 2022 Vendor #vetting identifies and mitigates top asset misappropriation risks that organizations face(ACFE)
Sep 28, 2022 Companies should identify specific risks and implement controls into their fraud #risk assessments(Source: Vincent Walden, CFE, CPA)
Sep 28, 2022 The lady that was beaten by the guy out on parole- needs to ensure there isn’t brain damage. If there is, some type of restitution needs to be implemented.
Sep 27, 2022 To safeguard integrity, more must be done to protect and promote security and combat criminal activity on #digital exchanges and platforms.
Sep 26, 2022 Fraudsters use #crypto to hide and promote financial activities akin to unlawful conduct.
Sep 23, 2022 Criminals use #cryptocurrency to facilitate child exploitation, #terrorist funding, illegal drugs, #firearms, tools to commit cybercrimes and sophisticated ransomware and blackmail schemes.
Sep 22, 2022 Without appropriate public #policy safeguards and oversight, these innovations and tech advancements can facilitate great human suffering." (ACFE)
Sep 21, 2022 Public #policy establishes conditions that help innovation thrive or create an environment where it is suppressed; public policy can play a critical mediating role. (ACFE)
Sep 20, 2022 The general populace's lack of knowledge about the technology opens #opportunities for fraudsters(https://t.co/0EsRA5CLyR)
Sep 19, 2022 Crypto is now worth more than all US currency in circulation(https://t.co/LkkTg1Taip)
Sep 16, 2022 What happens to stocks and cryptocurrencies when the Fed stops raining money? (https://t.co/hNDLTxeWKA)
Sep 15, 2022 "Few technologies are more potentially transformative and disruptive - and more susceptible to abuse than #cryptocurrency." (USDOJ Cryptocurrency Enforcement Network)
Sep 14, 2022 Suggested #Reading: "The Four Agreements by Don Miguel."
Sep 13, 2022 Suggested #Reading: "What Every Body is Saying."
Sep 12, 2022 Suggested #Reading: "The Gift of Fear."
Sep 9, 2022 #Anti-corruption agencies in Africa have seen an exponential growth(ACFE)
Sep 8, 2022 CASE STUDY: Survey respondents expect 47% increase in financial statement fraud and 50% increase in embezzlement, bribery and corruption.
Sep 7, 2022 CASE: Survey respondents see 70% uptick in #identity crime, unemployment and payment fraud(ACFE)
Sep 6, 2022 Businesses who change to #remote work and consumers who shift to buying online following post-pandemic landscape create significant fraud risk.
Sep 5, 2022 World Justice Project (2020) says that speed in procurement doesn't need to come at the expense of #accountability.
Sep 2, 2022 To ensure integrity in obtaining #Covid supplies through legal processes, enforce basic documentation, record-keeping and develop detailed guidelines under crisis.
Sep 1, 2022 #SCAM: Emails to #senior citizens regarding products you didn't order through #PayPal.
Aug 31, 2022 Ongoing #Pandemic scams: People of wealth or power gaining priority access to vaccines. Aug 30, 2022 #Pandemic scams: frauds in vaccine distribution, stealing of influenza medications, fake vaccines sold and administered.
Aug 29, 2022 Suggested #Reading: "Powerful Phrases for Dealing with Difficult People" by Renee Evenson.
Aug 26, 2022 If a scammer has control of your #cell phone, contact your security provider to take back control of your phone number and change your account passwords.
Aug 25, 2022 #Remote Access and #Sharing: If a fraudster has remote access to your computer, update your #computer's security software, run a scan and delete anything that is an issue. Turn off printer and computer sharing.
Aug 24, 2022 Create difficult user #passwords and change them every 3 months (a mix of numbers, symbols, upper and lowercase letters) Do not leave them by or near a #computer - that is the first place a fraudster would look.
Aug 23, 2022 Did you give a fraudster your #Social Security Number? Go to https://t.co/Y6Q7SPjOAp to find out your next steps.
Aug 22, 2022 If you sent money via #USPS, contact the US Postal Inspection @ 1-877-876-2455 and ask them to intercept the package.
Aug 19, 2022 CASE: Hacker breaks into business computer. CFE traces #hacker to find three separate individuals: working as an #IT intern at a web design company in CA, a work at home IT in TN and a #high school teenager in GA.
Aug 18, 2022 #Paid a scammer? #Report the fraudulent transaction to the issuing organization and ask to reverse the transaction or for a refund.
Aug 17, 2022 #Recovery scammers claim to offer help by restoring your money after you have been scammed. The method is designed to gain your #trust and money.
Aug 16, 2022 #Research organizations or government agencies with words like, "complaint", "scam", "review", "investigation", "court", "arrest", or "charges."
Aug 15, 2022 Verify credible charities with current financial information on #Charity Navigatorhttps://t.co/K51gk37Uem
Aug 12, 2022 Scammers will tell you to #pay by gift card, crypto or wire transfer through companies like Western Union or Moneygram(ACFE)
Aug 11, 2022 #CASE: Scammer buys account information on the #dark web and swindles money out of the victim. Scammer calls again to claim they will get the victims money back, for a fee.
Aug 10, 2022 To verify legitimacy, check with your state department of #public health or #lotto authority to confirm the winner of a lottery.
Aug 9, 2022 Never pay to receive money in a contest, #sweepstakes or #lotto.
Aug 8, 2022 #Seniors: Be alert to scammers asking for your bank account and social security numbers or for you to confirm those numbers.
Aug 5, 2022 According to #Identity #Theft Resource Center, scammers are impersonating officials telling victims they are winners of a state lottery.
Aug 4, 2022 #COVID SCAM: Fake vaccine certificates for night club and travel destinations.
Aug 3, 2022 #COVID SCAM: There are no lemon and #ginger COVID remedies
Aug 2, 2022 #Major banks are investing in artificial intelligence to revolutionize the #Anti-Money Laundering space.
Aug 1, 2022 #Cybersecurity professionals can help prevent: #Cyber fraudsters go to the dark web to obtain certain accounts and obtain passwords to share information.
Jul 29, 2022 #Cybersecurity experts mine fraud activity within databases pulled for analysis to help mitigate fraud.
Jul 28, 2022 #Cybercrime investigators are an essential part of a financial fraud #investigation.
Jul 27, 2022 #Small Business Alerts: Business owners need to recognize that with each innovative way that customers interact with their business, another #cyberfraud scheme is born.
Jul 26, 2022 #Partner with #Federal and #State agencies: To combat the resurgence of #cyberfraud during the pandemic, CFE's capitalize on the Pandemic Response Accountability Committee (created by CARES) to overlay investigation information(ACFE)
Jul 25, 2022 #Fraud awareness #training: Includes coverage of ethics, identity theft, red flags and current fraud scenarios. Industry speakers can address schemes their company has uncovered.
Jul 22, 2022 #Fraud #Awareness Training: Homeowners' associations, little leagues and churches do not receive fraud awareness training.
Jul 21, 2022 #Board of Directors need to know what questions to ask and not to rely on one person for financials.
Jul 20, 2022 The role least likely to receive fraud awareness training is a member of the #Board of Directors.
Jul 19, 2022 #Sou-sous or gifting circles are illegal #pyramid schemes targeting Facebook users as an "opportunity to invest."
Jul 18, 2022 The new fraudsters aren't good at creating code and hacking, however, if they understand how people interact on the net, then they understand the future of #cybercrime(ACFE)
Jul 15, 2022 The cost of a breach affects a company's downtime, IT, brand integrity, and loss of trust from consumers and partners(ACFE)
Jul 14, 2022 $11 million paid to most specialized and sophisticated #cybercriminal groups in the world(ACFE)
Jul 13, 2022 #Cyberfraud has become highly lucrative especially for multinational firms AKA "big game hunting." (ACFE)
Jul 12, 2022 Prize and lottery #scams will claim you won a prize. To claim, you must pay all taxes, registration and shipping fees to find out there is no #prize.
Jul 11, 2022 Legitimate lenders will not guarantee loans or #credit cards especially with people with poor credit.
Jul 8, 2022 #Consumer Scam: Free trial scams appear legitimate until you receive a bill at the end of the month.
Jul 7, 2022 #Service Contract Scam: Extended car warranties are overpriced and worthless service contracts.
Jul 6, 2022 #Charity Scams: Charity scams can involve a person asking for funds from illegitimate companies or federal agencies.
Jul 5, 2022 #Fees to start #Scams Business and #investment scams begin with a fee to start your own business or guarantee big profits.
Jul 4, 2022 #Consumer #Scams: Debt relief and credit repair scams offer incentives for a fee, causing loss of money and ruining credit.
Jul 1, 2022 #Romance Scams: Imposter scams include impersonating the government such as the #IRS, Social Security Administration, a love interest or even a relative.
Jun 30, 2022 SCAM: #Federal Trade Commission doesn't send #Covid-19 relief funds to individuals and instead, must be reported to local #media.
Jun 29, 2022 #Forensic data #analytics collect payment, bank transfer, reimbursements and procurement records.
Jun 28, 2022 #SCAM Alert: Area code 833 is the new way to steal personal identifying information. Do not answer the #phone.
Jun 27, 2022 Company's need to re-evaluate an organizations fraud #risk management program as fraud will increase over the next year.
Jun 24, 2022 When consumers are interested in a #new #product but know little, fraudsters will jump on the opportunity to commit fraud.
Jun 23, 2022 Organizations underestimate liabilities and are held responsible for #corrupt practices of a target organization if they FAIL to carry out proper due diligence in the acquisition phase.
Jun 22, 2022 #Bribery and #Corruption: Potential impact of hidden bribery is high - compliance costs, reputational damage and loss of future business.
Jun 21, 2022 In a recent scheme, subsidiaries of an acquired company bribed #doctors in Asia to promote products to patients in exchange for cash and other incentives(ACFE)
Jun 20, 2022 CASE: A recent due diligence review of a #vendor indicated evidence of illicit activities that were reported to the #SEC.
Jun 17, 2022 #Religious Institution Alert: Checks and balances ensure adequate controls are in place to curb #toxic leaders. Look for churches who see significant member numbers decline (100s-1,000s).
June 16, 2022 Defamation, economic extortion and harassment charges could be brought against #toxic leadership in #churches for disclosing sensitive and confidential psychological information.
June 15, 2022 #Weather related #utility scams create opportunities for fraudsters to call victims offering help through reimbursement or threaten not to restore service unless payment is received(ACFE)
Jun 14, 2022 #Toxic leaders/people devote extraordinary amounts of time managing their reputations. Which leader planned on divorcing his wife 8 years before it was announced to his country?
Jun 13, 2022 #Church hiring: Top performers consistently underestimate how much better they are than peers. #Toxic leaders will call credibility and reputation into question especially with Certified Fraud Examiners (CFE)(ACFE)
Jun 10, 2022 #Hiring #HR The most competent #leaders exhibit much self-criticism and self-doubt relative to their expertise.
Jun 9, 2022 #Toxic leaders target CFE's who take pride in developing and demonstrating the highest level of ethics and professionalism.
Jun 8, 2022 #Toxic leadership: Have no empathy, a single focus with no recognition to another person's feelings.
Jun 7, 2022 #Toxic leaders will exploit, then abandon pawns and patrons once their resources are used, then turn them into patsies.
Jun 6, 2022 Pawns have assets that #toxic leaders want to exploit: #Technical ability, access to sensitive information or access to resources, i.e., #people, assets, money.
Jun 3, 2022 #Toxic leaders manipulate patrons in a position of power by cultivating positive impressions(ACFE)
Jun 2, 2022 It is easy to confuse psychopathically motivated behavior with genuine #leadership(ACFE)
Jun 1, 2022 3.5% of high potential executives fit the profile of a psychopath(ACFE)
May 31, 2022 Overconfident leaders may be #incompetent and place significant risk through their decisions, actions and behaviors(ACFE) May 30, 2022 Scammers groom victims on how to hide their activity from family members, and how to lie to #banks about large withdrawals of less than 10k.
May 27, 2022 In the #news: Racketeering charges against 8 for a grandparent #scam conning seniors out of a combined $2 Million(ACFE)
May 26, 2022 Suggested #Reading: "Good Leaders Ask Great Questions" by John C. Maxwell.
May 25, 2022 Suggested #Reading: "The Courage to be Disliked" by Ichiro Kishimi and Fumitake Koga.
May 24, 2022 Suggested #Reading: "Collaborating with the Enemy" by Adam Kahane.
May 23, 2022 Suggested #Reading: "Becoming Bulletproof" by Evy Poumpouras.
May 20, 2022 Suggested #Reading: "Outsmart the Sociopath Next Door" by Martha Stout, PhD.
May 19, 2022 To research an identity theft and cyber-related issue or scam, contact Robert Haltfreter, PhD, CFE doctorhoo7@gmail.com
May 18, 2022 Suggested #Reading: "The 5 Types of People Who Can Ruin Your Life" by Bill Eddy LCSW, Esq.
May 17, 2022 #Monitoring company activities through video #surveillance software keeps a continuous record of all activity on the computer, register and secured areas.
May 16, 2022 Secure #email systems provide #encryption to and from your contacts: https://t.co/4vEXi6HENg
May 14, 2022 TROUBLE: #Dogs who "appear" abandoned by the side of the road/busy highway and who are in the "same spot, "never moving," "day after day," for "a week," without getting hit by a car requires a call to Animal Control.
May 13, 2022 #Greensboro, NC #ALERT: $17 power amplifier used to break into cars with remote keyless system. Keep your keys in a freezer or Faraday Cage to protect from high-tech thieves(https://t.co/tKwig3vFbl)
May 12, 2022 #Doctor practices have opportunities to discuss settlements during pre-trial procedures or pleas bargains depending on what the employee is charged with - a felony or misdemeanor.
May 11, 2022 #GRANDMA #SCAMS: Rising number of calls with people texting, calling or showing up at your door saying they are your grandson and need money. Call 911 ASAP.
May 10, 2022 #SCAM: Phone call indicating you missed a jury summons and sending a sheriff's car to take you to jail unless you pay now.
May 9, 2022 #Greensboro, #NC PINE NEEDLE SCAM: $4.25/bale for 20 bales quoted price before the job. Final price, $3,200 for 753 bales. Get copy of job with number of bales YOU agree to and the final price. Get it in writing.
May 6, 2022 There is a greater need to install fraud #protocols and company #prevention programs.
May 5, 2022 #IT system and #forensic data analytics experts use the risk profile information to identify and conduct the most relevant due diligence search.
May 4, 2022 Joseph Palmer, CFE, CPA and CEO of Palmar #Forensics provides due diligence on your vendors.
May 3, 2022 CASE: Vendor background check found evidence of supporting #terrorist organizations.
May 2, 2022 CASE: #Fraudster intercepted both the calls for stolen account information and the mail to collect the statements and bills. Bright side: Fraudster paid the accounts on time?
Apr 29, 2022 A lack of #Internal controls did not catch the manipulated numbers in the patient collection data bank that produced the reports given to the #CPA.
Apr 28, 2022 Employees with multiple responsibilities are at risk for fraud, however, #Separation of duties and #supervisor authorization prevents opportunities for stealing.
Apr 27, 2022 #Ban-the-Box ordinance requires employers to remove criminal history questions from employment applications(ACFE)
Apr 26, 2022 #Background investigations look into a person lifestyle, who their friends are, where they frequent and can search up to the last 10 years.
Apr 25, 2022 #Background Checks TIP: Three areas to investigate in due diligence: 1Criminal and #civil litigation 2#Credit history 3Employment and #Education history
Apr 22, 2022 TIP: Post-fraud discovery #investigations are costly, and the effects can be destructive to organizations.
Apr 21, 2022 A proper #background check can show hidden behaviors as a significant tool to prevent risks (before hiring) plus residual risks (after hiring).
Apr 20, 2022 #Medical #Dental #Security #Retail #Nonprofit firms fail to prosecute employees and instead need to report them to law enforcement.
Apr 19, 2022 Certified Fraud Examiners can provide #Medical and #Dental practices with preliminary quantifications, description of the thefts, chronological narratives and supporting documents.
Apr 18, 2022 #Medical practice insurance coverage is typically insufficient to cover losses incurred by fraudulent employees.
Apr 15, 2022 #Doctor practices ALERT: Once a practice has discovered a fraud, one of the protocols is to contact the insurance company, the police, then file a nature of claim.
Apr 14, 2022 TIP: Practices who want to avoid bad publicity consider employees offers to make restitution.
Apr 13, 2022 #Dental and #Medial Fraud CASE: Dental Employee collected customer's credit card info, swiped their own credit card on legitimate office swipers to obtain refunds and pay fictitious employees.
Apr 12, 2022 CASE: A NEW front desk clerk in a dental practice noticed that none of the cash collected was part of the daily deposit until she caught the office manager stealing (skimming) the cash. The scheme had been going on for 7 years and approximately $250k was stolen.
Apr 11, 2022 #Embezzlement CASE: Employee who stayed after hours without supervisor authorization, altered the patient billing accounts, then paid themselves overtime.
Apr 8, 2022 #Occupation Fraud CASE: Employees at a #dental and #medical practice misuse (personal use, steal, borrow) inventory, assets, currency, company checks and trade secrets(ACFE)
Apr 7, 2022 #Medical and #dental practices are sitting ducks for employee embezzlement and theft due to busy offices, trusting work cultures and complex accounting programs(ACFE)
Apr 6, 2022 #Medical and #Dental Fraud Alerts Case: A survey of 945 medical practice staff, 83% were affiliated with a practice that had an employee theft(ACFE)
Apr 5, 2022 #Fraud in #Medical and #Dental practices: CASE: Billing software acts as an audit trail, a keystroke logger and a time clock. After hours alteration crime sprees can be identified.
Apr 4, 2022 Article: "Select Reputable #Tax Preparers" (https://t.co/OcM9QlIMs3)
Apr 1, 2022 #Fraud in #Medical and #Dental practices CASE: Employee secretly applied for a credit card in a doctor's name to use illegally purchased items.
Mar 31, 2022 A technological application that can enhance and accelerate due diligence, is called #data analytics. It uncovers liabilities and risks.
Mar 2, 2022 #Dental TIP: Keep security camera system on after hours especially during the holiday season or if the office is closed.
Mar 1, 2022 PERSONNEL RED FLAGS: in #construction lending, a #real estate developer is experiencing a higher-than-normal employee turnover; a sign of internal operation problems.
Feb 28, 2022 The most effective method for detecting embezzlement is searching receipts and deposit slips.
Feb 25, 2022 Receivable's that are long past due are prime targets for fraud.
Feb 24, 2022 There is a greater need to install fraud protocols and company prevention programs.
Feb 24, 2022 Skimming or intercepting incoming payments before they are entered into the books is illegal.
Feb 23, 2022 RED FLAG: dormant or inactive accounts that show little to no activity are highly susceptible to embezzlement.
Feb 22, 2022 RED FLAG: an officer sets up the company's bank account to pay his/her personal bills.
Feb 21, 2022 RED FLAG: making a false or unauthorized transfer from the operating account to a personal account.
Feb 18, 2022 In false accounting entry schemes employees debit the general ledger to credit their own accounts(source: ACFE)
Feb 17, 2022 Embezzlement is the wrongful taking of property of another.
Feb 16, 2022 Financial institutions include banks, savings and loans, and credit unions; financial institution fraud is known by "bank fraud."
Feb 15, 2022 How long does a susu last? About 3 months as it allows people to save at a higher interest rate(Source: Business Insider)
Feb 14, 2022 What is a sou-sou? A person needs money to start a business, finds cash in their budget, forms a group, chooses a cash collector and decides on a reasonable contribution(source: Pennyhoarder)
Feb 11, 2022 3/4 of Caribbean immigrants in NY participated in illegal susu's during the 80s(source: Wikipedia)
Feb 10, 2022 Sou-Sou schemes have over 200 names that vary from country to country. Family and friends contribute to the funds each week(source: Wikipedia)
Feb 9, 2022 Sou-Sou or Susu scams are gifting circles that have surfaced during the 2020 pandemic, targeting African Americans (source:Wikipedia)
Feb 8, 2022 Layers of financial transactions are designed to confuse the audit trail in a money laundering scheme.
Feb 7, 2022 Money laundering schemes are typically detected at the placement stage; not a safe place as the criminal and illicit funds are in the same place at the same time.
Feb 4, 2022 Illegal structuring is breaking up illicit money into smaller amounts (less than 10k) and depositing it into the bank.
Feb 3, 2022 Structuring is a stage in the money laundering process by which money is deposited or transferred using methods designed to avoid regulatory reporting requirements.
Feb 2, 2022 United Nations estimates the aggregate level of money laundering is between 2-5% of worlds gross domestic product or trillions of dollars(source: ACFE)
Feb 1, 2022 OPERATIONAL RED FLAG: money laundering is the disguising of property gained from criminal activity causing it to appear as if coming from a legit source.
Jan 31, 2022 Alcohol sales are prohibited in Saudi Arabia(source: Expatica)
Jan 28, 2022 Illegal pyramid schemes obtain a buyer, then promises to give a payment for each recipient they recruit. Revenue is generated by recruiting new members.
Jan 27, 2022 Ponzi schemes extract money from victims and fall under securities laws and regulations; they are investment contracts.
Jan 26, 2022 Securities fraud: a false statement in connection with a sale of security with the intent to defraud, the victim relied on the omission and suffered an economic loss.
Jan 25, 2022 In securities fraud, deceptive practices are used in the purchase or sale of securities.
Jan 24, 2022 Bankruptcy fraud can include concealment of property, giving false oath or account, false declarations and claims, destruction or alteration of documents.
Jan 21, 2022 Bankruptcy insolvency fraud includes embezzlement against the estate, adverse interest and conduct of officers(source: ACFE)
Jan 20, 2022 Collusion between countries and organized crime still exist in the world today.
Jan 19, 2022 Companies are required to follow particular accounting rules and procedures; when they fail to do so it becomes a legal issue.
Jan 18, 2022 It is a violation of labor laws when employers intimidate or force workers to work unpaid overtime.
Jan 17, 2022 Racketeering activity includes gambling, murder, extortion, arson, robbery, counterfeiting, theft, embezzlement, slavery and money laundering.
Jan 14, 2022 Selling prohibited goods and services may be legal in some jurisdictions but not in another.
Jan 13, 2022 Money mules illegally transfer money on behalf of someone else. They can add layers in the placement process of money laundering.
Jan 12, 2022 Types of organized crime include drug trafficking, extortion, migrant smuggling, human trafficking, extortion, & illegal gambling(source: FBI)
Jan 11, 2022 Shell companies are created to protect assets especially when working in a country known for terrorist activities.
Jan 10, 2022 Tax havens move jobs and profits off-shore or are outsourced for tax breaks. A domestic company can set up a shell company internationally(source: Investopedia)
Jan 7, 2022 When used illegally, shell companies are used to launder money, disguise ownership, evade taxes or international sanctions.
Jan 6, 2022 Legit shell companies are used to obtain loan agreements or used as an affiliation with a larger company.
Jan 5, 2022 Illegit shell companies claim to offer a product, but most likely a service that requires payment in cash.
Jan 4, 2022 Illegal shell companies can have and own investments, they may only have a PO Box and not mention an owners name.
Jan 3, 2022 Shell companies can be legal or illegal. The illegal shell exists only on paper and does not have a legit physical office space or employees.
Dec 31, 2021 Unbundling: when a provider charges a patient for items (goods or services) separately rather than as part of a package. Bundling decreases cost; unbundling increases cost.
Dec 30, 2021 RED FLAG: a medical practice has a low proportion of licensed staff per patients treated.
Dec 29, 2021 Churning is when agents falsely tell customers they can buy additional insurance for no cost using equity in their current policies. The new policy exceeds the value of the old one.
Dec 28, 2021 Twisting is a high pressure sales technique used to replace an existing insurance policy for a new one. Typically used to generate commissions.
Dec 27, 2021 In insurance fraud, an agent can change the beneficiary on record to a fake person and submit unnecessary papers to authorize the issuance of payment.
Dec 24, 2021 In insurance fraud, an agent collects the premium but doesn't remit the payment to the company. The insured unknowingly has no coverage.
Dec 23, 2021 Fraud in psychiatric hospitals occur when providers extend the length of treatment or delay discharging a patient because additional healthcare benefits remain.
Dec 22, 2021 Rent-a-patient schemes involve paying people to undergo unnecessary medical procedures that are then billed to the patients insurer.
Dec 21, 2021 RED FLAG: an uncredentialled provider (not an MD) is submitting bills that add up to suspicious or impossible hours.
Dec 20, 2021 Clinical lab schemes occur when a provider advises a patient that more testing is required when it isn't advisable. In some cases, the drs own the testing service.
Dec 17, 2021 Patients are reluctant to accuse doctors of wrongdoing because they rely on their services.
Dec 16, 2021 Provider fraud practices by healthcare suppliers cause unnecessary costs through reimbursement or excessive services.
Dec 15, 2021 RED FLAG: failure to disclose documents on discounts, rebates, etc.
Dec 14, 2021 RED FLAG: contractor provides inadequate documentation to support cost proposals or is late providing aforementioned.
Dec 13, 2021 RED FLAG: in contracts, there is a pattern of the last party to bid wins the contract.
Dec 10, 2021 RED FLAG: Evidence of collusion in bids by making some mathematical or spelling errors, prepared using same type face, handwriting or stationery.
Dec 9, 2021 RED FLAG: Collusion among contractors in industries with limited competition, the same contractors bid on each project, the winning bid appears too high and the qualified contractors don't submit bids.
Dec 8, 2021 RED FLAG: offers that sound too good to be true, promise of low risk and high reward, history of consistent returns, high pressure sales tactics and pressure to reinvest.
Dec 7, 2021 RED FLAG: an independent sales rep or consultant that does not have reporting and internal control requirements in place to prevent fraud.
Dec 6, 2021 RED FLAG: provides multiple address or incomplete addresses, and has a reputation for corruption.
Dec 3, 2021 RED FLAG: individual displays a reputation for dishonesty, has past criminal or civil actions against a 3rd party.
Dec 2, 2021 RED FLAG: individual claims to have special influence with a specific buyer, charges high commission, receives or pays fees in cash only.
Dec 1, 2021 RED FLAG: the same contractor consistently receives contracts, provides poor quality products or services, charges unjustified high prices for common goods and services.
Nov 30, 2021 RED FLAG: poor record keeping, poorly defined roles and responsibilities, lack of transparency in expense and accounting records.
Nov 29, 2021 RED FLAG: directing subordinates to bed, break or ignore protocols to benefit the payer.
Nov 26, 2021 RED FLAG: High success rate in market where competitors are known to bribe, reputation for accepting inappropriate gifts, extravagant lifestyle.
Nov 25, 2021 RED FLAG: altered or dual endorsements of returned checks may indicate check tampering.
Nov 24, 2021 Check tampering irregularities might indicate fraud when comparing the list of voided checks against physical copies of the checks.
Nov 23, 2021 Intimidation plays a large part in the commission and concealment of occupational fraud schemes.
Nov 22, 2021 RED FLAG: High level managers use their authority to override controls with absent or inattentive owners.
Nov 19, 2021 RED FLAG: Register employees who are given the authority to void their own transactions in which they aren't properly documented or approved of by a supervisor.
Nov 18, 2021 RED FLAG: Vague and misleading communication, follow-through and support of entity's values or ethical standards.
Oct 6, 2021 Financial difficulties surface when overspending leads to poor investments, upside down mortgages, unexpected expenses, job loss, too much debt and lack of income.
Oct 5, 2021 BEHAVIORAL red flag: Ex. Outrageous spending of $10,000 or more per day on one purchase. Buying entertainment, luxury vacations, media, cruises & trips to spend cash quickly.
Oct 4, 2021 BEHAVIORAL red flag: Receptionist with limited income buying $400 purses, $350 shirts, $700 sunglasses.
Oct 1, 2021 BEHAVIORAL red flag: Living beyond their means. Struggling individual "suddenly" comes into millions/billions, not by profit, lottery or inheritance.
Sep 30, 2021 What are the 7 areas to look for red flags? Stay tuned, each month will cover one of those areas, beginning in October.
Sep 29, 2021 RFG helps protect business owners from fraud by creating preventative plans, analyzing current business practices and investigating allegations.
